Mon Courtier Energie Groupe (XPAR:ALMCE) Interest Coverage: 50.81 (As of Dec. 2025) — 79% Below Median


XPAR:ALMCE Mon Courtier Energie Groupe SA XPAR:ALMCE
68 GF Score
Price €6.00
GF Value €8.55
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Mon Courtier Energie Groupe Interest Coverage?

Mon Courtier Energie Groupe XPAR:ALMCE -1.64% 68 Interest Coverage is 50.81 as of Dec. 2025, which is 79% below its 10-year median of 243.67. GuruFocus rates XPAR:ALMCE with a GF Score™ of 68/100 and a GF Value™ of €8.55 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 812 Business Services companies, Mon Courtier Energie Groupe ranks better than 73.52% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Mon Courtier Energie Groupe's Operating Income for the six months ended in Dec. 2025 was €0.81 Mil. Mon Courtier Energie Groupe's Interest Expense for the six months ended in Dec. 2025 was €-0.02 Mil. Mon Courtier Energie Groupe's interest coverage for the quarter that ended in Dec. 2025 was 50.81. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Mon Courtier Energie Groupe SA has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Mon Courtier Energie Groupe's Interest Coverage or its related term are showing as below:

XPAR:ALMCE' s Interest Coverage Range Over the Past 10 Years
Min: 63.94   Med: 243.67   Max: 341.14
Current: 63.94


XPAR:ALMCE's Interest Coverage is ranked better than
73.52% of 812 companies
in the Business Services industry
Industry Median: 12.98 vs XPAR:ALMCE: 63.94

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Mon Courtier Energie Groupe  (XPAR:ALMCE) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Mon Courtier Energie Groupe Interest Coverage Related Terms


Mon Courtier Energie Groupe Interest Coverage Historical Data

* Premium members only.

The historical data trend for Mon Courtier Energie Groupe's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Mon Courtier Energie Groupe Interest Coverage Chart

Mon Courtier Energie Groupe Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
N/A 341.14 243.67 0.00 63.94

Mon Courtier Energie Groupe Semi-Annual Data
Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only 183.00 0.00 9.63 74.45 50.81

XPAR:ALMCE vs CTAS, CPRT, ULS: Interest Coverage Comparison

For the Specialty Business Services subindustry, Mon Courtier Energie Groupe's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mon Courtier Energie Groupe Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, Mon Courtier Energie Groupe's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Mon Courtier Energie Groupe's Interest Coverage falls into.


XPAR:ALMCE
68GF Score
Mon Courtier Energie Groupe SA XPAR:ALMCE
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mon Courtier Energie Groupe Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Mon Courtier Energie Groupe's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Mon Courtier Energie Groupe's Interest Expense was €-0.04 Mil. Its Operating Income was €2.30 Mil. And its Long-Term Debt & Capital Lease Obligation was €1.00 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*2.302/-0.036
=63.94

Mon Courtier Energie Groupe's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Mon Courtier Energie Groupe's Interest Expense was €-0.02 Mil. Its Operating Income was €0.81 Mil. And its Long-Term Debt & Capital Lease Obligation was €1.00 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*0.813/-0.016
=50.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 50.81 mean?
Mon Courtier Energie Groupe (XPAR:ALMCE) has a Interest Coverage of 50.81 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Mon Courtier Energie Groupe and its competitors. This is 79% below median its historical median of 243.67. Over the past decade, Mon Courtier Energie Groupe's Interest Coverage has ranged from 63.94 to 341.14. According to the industry distribution chart, Mon Courtier Energie Groupe ranks #215 out of 812 companies in the Business Services industry, placing it in the top 26.5%.
Is Mon Courtier Energie Groupe's Interest Coverage too high?
Mon Courtier Energie Groupe's current Interest Coverage of 50.81 is 79% below median its 10-year median of 243.67. Over the past 10 years, this metric has ranged from a low of 63.94 to a high of 341.14. The Business Services industry median Interest Coverage is 12.98. Mon Courtier Energie Groupe's value of 50.81 is 291.4% above this industry median. Based on the distribution chart, Mon Courtier Energie Groupe ranks #215 out of 812 companies in the Business Services industry, which is above the industry midpoint. Overall, Mon Courtier Energie Groupe has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mon Courtier Energie Groupe's Interest Coverage compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Mon Courtier Energie Groupe ranks #215 out of 812 companies for Interest Coverage. This puts Mon Courtier Energie Groupe in the upper half of its industry. The industry median Interest Coverage is 12.98. Mon Courtier Energie Groupe's value of 50.81 is 291.4% above this benchmark. Historically, Mon Courtier Energie Groupe's own Interest Coverage has ranged from 63.94 to 341.14 over the past decade. While the company's 10-year median is 243.67 vs. the industry median of 12.98, Mon Courtier Energie Groupe has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mon Courtier Energie Groupe's current Interest Coverage of 50.81 is 291.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Mon Courtier Energie Groupe and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mon Courtier Energie Groupe's current Interest Coverage is 50.81, which is 79% below median its own 10-year median of 243.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mon Courtier Energie Groupe stock overvalued right now?
Based on GuruFocus' analysis, Mon Courtier Energie Groupe (XPAR:ALMCE) is currently considered Significantly Undervalued. The stock's GF Value™ is €8.55, compared to a current price of €6.00 — trading 29.8% below its estimated fair value. The current Interest Coverage is 50.81, which is 79% below median its 10-year median of 243.67 and 291.4% above the Business Services industry median of 12.98. Mon Courtier Energie Groupe's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Mon Courtier Energie Groupe (XPAR:ALMCE), the current Interest Coverage is 50.81 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mon Courtier Energie Groupe (XPAR:ALMCE) Overvalued in 2026?

Based on GuruFocus' analysis, Mon Courtier Energie Groupe stock appears to be undervalued. The current stock price of €6.00 is trading 29.8% below its estimated GF Value™ of €8.55. GuruFocus considers Mon Courtier Energie Groupe to be Significantly Undervalued.

Key valuation signals for XPAR:ALMCE:

  • Interest Coverage: 50.81 (79% below median its 10-year median of 243.67)
  • GF Value™: €8.55 vs. price of €6.00 (29.8% below fair value)
  • GF Score™: 68/100 with 2 warning signs
  • Industry Position: 291.4% above the Business Services median (#215 of 812)

No single metric tells the full story. See the XPAR:ALMCE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mon Courtier Energie Groupe Business Description

Address 22-26 Quai de Bacalan, Bordeaux, FRA, 33000
Mon Courtier Energie Groupe SA provides energy expertise and brokerage services in France with its 23 agencies distributed on the national territory. It supports companies of all sizes in various sectors such as health, real estate, catering, hotels, shops or industry.
68GF Score

Get the complete analysis for XPAR:ALMCE

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.00
Price
€8.55
GF Value