Intershop Holding AG (XSWX:ISN) Debt-to-EBITDA : 5.19 (As of Dec. 2025) — 45% Above Median

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XSWX:ISN Intershop Holding AG XSWX:ISN
74 GF Score
Price CHF176.20
GF Value CHF144.71
Valuation Modestly Overvalued
! 11 Warning Signs
View Full Analysis

What is Intershop Holding AG Debt-to-EBITDA?

Intershop Holding AG XSWX:ISN -0.56% 74 Debt-to-EBITDA is 5.19 as of Dec. 2025, which is 45% above its 10-year median of 3.59. GuruFocus rates XSWX:ISN with a GF Score™ of 74/100 and a GF Value™ of CHF144.71 (Modestly Overvalued). The stock has 11 warning signs investors should review. Among 1,271 Real Estate companies, Intershop Holding AG ranks better than 77.97% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Intershop Holding AG's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was CHF121.4 Mil. Intershop Holding AG's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was CHF368.6 Mil. Intershop Holding AG's annualized EBITDA for the quarter that ended in Dec. 2025 was CHF94.4 Mil. Intershop Holding AG's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 5.19.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Intershop Holding AG's Debt-to-EBITDA or its related term are showing as below:

XSWX:ISN' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.73   Med: 3.59   Max: 7.47
Current: 1.73

During the past 13 years, the highest Debt-to-EBITDA Ratio of Intershop Holding AG was 7.47. The lowest was 1.73. And the median was 3.59.

XSWX:ISN's Debt-to-EBITDA is ranked better than
77.97% of 1271 companies
in the Real Estate industry
Industry Median: 5.61 vs XSWX:ISN: 1.73

Intershop Holding AG  (XSWX:ISN) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Intershop Holding AG Debt-to-EBITDA Related Terms


Intershop Holding AG Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Intershop Holding AG's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intershop Holding AG Debt-to-EBITDA Chart

Intershop Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.20 2.06 3.61 3.56 1.73

Intershop Holding AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.90 4.25 2.82 1.28 5.19

XSWX:ISN vs CBRE, BEKE, JLL: Debt-to-EBITDA Comparison

For the Real Estate Services subindustry, Intershop Holding AG's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intershop Holding AG Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Intershop Holding AG's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Intershop Holding AG's Debt-to-EBITDA falls into.


XSWX:ISN
74GF Score
Intershop Holding AG XSWX:ISN
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Intershop Holding AG Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Intershop Holding AG's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(121.423 + 368.605) / 283.52
=1.73

Intershop Holding AG's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(121.423 + 368.605) / 94.418
=5.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 5.19 mean?
Intershop Holding AG (XSWX:ISN) has a Debt-to-EBITDA of 5.19 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Intershop Holding AG. This is 45% above median its historical median of 3.59. Over the past decade, Intershop Holding AG's Debt-to-EBITDA has ranged from 1.73 to 7.47. According to the industry distribution chart, Intershop Holding AG ranks #280 out of 1271 companies in the Real Estate industry, placing it in the top 22%.
Is Intershop Holding AG's Debt-to-EBITDA too high?
Intershop Holding AG's current Debt-to-EBITDA of 5.19 is 45% above median its 10-year median of 3.59. Over the past 10 years, this metric has ranged from a low of 1.73 to a high of 7.47. The Real Estate industry median Debt-to-EBITDA is 5.61. Intershop Holding AG's value of 5.19 is 7.5% below this industry median. Based on the distribution chart, Intershop Holding AG ranks #280 out of 1271 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Intershop Holding AG has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Intershop Holding AG's Debt-to-EBITDA compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Intershop Holding AG ranks #280 out of 1271 companies for Debt-to-EBITDA. This places Intershop Holding AG in the top 22% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 5.61. Intershop Holding AG's value of 5.19 is 7.5% below this benchmark. Historically, Intershop Holding AG's own Debt-to-EBITDA has ranged from 1.73 to 7.47 over the past decade. While the company's 10-year median is 3.59 vs. the industry median of 5.61, Intershop Holding AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.61, based on 1,271 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Intershop Holding AG's current Debt-to-EBITDA of 5.19 is 7.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Intershop Holding AG. For the Real Estate industry, the median Debt-to-EBITDA is 5.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intershop Holding AG's current Debt-to-EBITDA is 5.19, which is 45% above median its own 10-year median of 3.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intershop Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Intershop Holding AG (XSWX:ISN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF144.71, compared to a current price of CHF176.20 — trading 21.8% above its estimated fair value. The current Debt-to-EBITDA is 5.19, which is 45% above median its 10-year median of 3.59 and 7.5% below the Real Estate industry median of 5.61. Intershop Holding AG's overall GF Score™ is 74/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Intershop Holding AG (XSWX:ISN), the current Debt-to-EBITDA is 5.19 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intershop Holding AG (XSWX:ISN) Overvalued in 2026?

Based on GuruFocus' analysis, Intershop Holding AG stock appears to be overvalued. The current stock price of CHF176.20 is trading 21.8% above its estimated GF Value™ of CHF144.71. GuruFocus considers Intershop Holding AG to be Modestly Overvalued.

Key valuation signals for XSWX:ISN:

  • Debt-to-EBITDA: 5.19 (45% above median its 10-year median of 3.59)
  • GF Value™: CHF144.71 vs. price of CHF176.20 (21.8% above fair value)
  • GF Score™: 74/100 with 11 warning signs
  • Industry Position: 7.5% below the Real Estate median (#280 of 1271)

No single metric tells the full story. See the XSWX:ISN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Intershop Holding AG Business Description

Other Exchanges ISNz:UK0R6M:UK
Address Pulse 5, Giessereistrasse 18, PO Box 1601, Zurich, CHE, 8031
Intershop Holding AG is a Switzerland-based company that is principally engaged in Swiss commercial real estate business. The company's property portfolio is mainly located in the main business regions of Switzerland, especially in Zurich, Bern, and Geneva. The company's property portfolio consists of office property, education property, property for light industrial/logistics, retail property, residential property, and parking property, with office property and property for light industrial/logistics accounting for over two thirds of the total property portfolio.
74GF Score

Get the complete analysis for XSWX:ISN

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF176.20
Price
CHF144.71
GF Value