Commercial Bank International PSC (ADX:CBI) Debt-to-Equity: 0.00 (As of Jun. 2026)

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ADX:CBI Commercial Bank International PSC ADX:CBI
19 GF Score
Price د.إ0.87
GF Value د.إ0.91
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Commercial Bank International PSC Debt-to-Equity?

Commercial Bank International PSC ADX:CBI 19 Debt-to-Equity is 0.00 as of Jun. 2026. GuruFocus rates ADX:CBI with a GF Score™ of 19/100 and a GF Value™ of د.إ0.91 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,411 Banks companies, Commercial Bank International PSC ranks better than 71.86% on this metric.

Commercial Bank International PSC's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was د.إ0.0 Mil. Commercial Bank International PSC's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was د.إ0.0 Mil. Commercial Bank International PSC's Total Stockholders Equity for the quarter that ended in Jun. 2026 was د.إ3,289.5 Mil. Commercial Bank International PSC's debt to equity for the quarter that ended in Jun. 2026 was 0.00.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Commercial Bank International PSC's Debt-to-Equity or its related term are showing as below:

ADX:CBI' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.27   Med: 0.53   Max: 1.26
Current: 0.26

During the past 13 years, the highest Debt-to-Equity Ratio of Commercial Bank International PSC was 1.26. The lowest was 0.27. And the median was 0.53.

ADX:CBI's Debt-to-Equity is ranked better than
71.86% of 1411 companies
in the Banks industry
Industry Median: 0.58 vs ADX:CBI: 0.26

Commercial Bank International PSC  (ADX:CBI) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Commercial Bank International PSC Debt-to-Equity Related Terms


Commercial Bank International PSC Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Commercial Bank International PSC's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial Bank International PSC Debt-to-Equity Chart

Commercial Bank International PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.54 1.26 0.74 0.34 0.27

Commercial Bank International PSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.27 0.00 0.00

ADX:CBI vs USB, PNC: Debt-to-Equity Comparison

For the Banks - Regional subindustry, Commercial Bank International PSC's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial Bank International PSC Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Commercial Bank International PSC's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Commercial Bank International PSC's Debt-to-Equity falls into.


ADX:CBI
19GF Score
Commercial Bank International PSC ADX:CBI
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Commercial Bank International PSC Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Commercial Bank International PSC's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Commercial Bank International PSC's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.00 mean?
Commercial Bank International PSC (ADX:CBI) has a Debt-to-Equity of 0.00 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Commercial Bank International PSC and its competitors. Over the past decade, Commercial Bank International PSC's Debt-to-Equity has ranged from 0.27 to 1.26. According to the industry distribution chart, Commercial Bank International PSC ranks #397 out of 1411 companies in the Banks industry, placing it in the top 28.1%.
Is Commercial Bank International PSC's Debt-to-Equity too high?
Commercial Bank International PSC's current Debt-to-Equity is 0.00. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 1.26. Based on the distribution chart, Commercial Bank International PSC ranks #397 out of 1411 companies in the Banks industry, which is above the industry midpoint. Overall, Commercial Bank International PSC has a GF Score™ of 19/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commercial Bank International PSC's Debt-to-Equity compare to USB and PNC?
According to the Banks industry distribution chart, Commercial Bank International PSC ranks #397 out of 1411 companies for Debt-to-Equity. This puts Commercial Bank International PSC in the upper half of its industry. The industry median Debt-to-Equity is 0.58. Historically, Commercial Bank International PSC's own Debt-to-Equity has ranged from 0.27 to 1.26 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,411 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Commercial Bank International PSC and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial Bank International PSC's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Bank International PSC stock overvalued right now?
Based on GuruFocus' analysis, Commercial Bank International PSC (ADX:CBI) is currently considered Fairly Valued. The stock's GF Value™ is د.إ0.91, compared to a current price of د.إ0.87 — trading 4.9% below its estimated fair value. The current Debt-to-Equity is 0.00. Commercial Bank International PSC's overall GF Score™ is 19/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Commercial Bank International PSC (ADX:CBI), the current Debt-to-Equity is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial Bank International PSC (ADX:CBI) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial Bank International PSC stock appears to be undervalued. The current stock price of د.إ0.87 is trading 4.9% below its estimated GF Value™ of د.إ0.91. GuruFocus considers Commercial Bank International PSC to be Fairly Valued.

Key valuation signals for ADX:CBI:

  • Debt-to-Equity: 0.00
  • GF Value™: د.إ0.91 vs. price of د.إ0.87 (4.9% below fair value)
  • GF Score™: 19/100 with 3 warning signs

No single metric tells the full story. See the ADX:CBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commercial Bank International PSC Business Description

Address Ras Al-Khaimah, P.O. Box 793, Dubai, ARE
Commercial Bank International PSC provides banking services to companies and enterprising people in the UAE for their personal and professional financial needs. The company's operating segment includes Wholesale banking; Retail banking; Treasury; Real estate and Others. It generates majority of its revenue from the wholesale banking segment.
19GF Score

Get the complete analysis for ADX:CBI

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ0.87
Price
د.إ0.91
GF Value