Commercial Bank International PSC (ADX:CBI) PEG Ratio: 0.88 (As of Jul. 09, 2026) — 80% Below Median


ADX:CBI Commercial Bank International PSC ADX:CBI
24 GF Score
Price د.إ0.89
GF Value د.إ0.88
Valuation Fairly Valued
! 3 Warning Signs
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What is Commercial Bank International PSC PEG Ratio?

Commercial Bank International PSC ADX:CBI 24 PEG Ratio is 0.88 as of Jul. 09, 2026, which is 80% below its 10-year median of 4.49. GuruFocus rates ADX:CBI with a GF Score™ of 24/100 and a GF Value™ of د.إ0.88 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,228 Banks companies, Commercial Bank International PSC ranks better than 72.64% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Commercial Bank International PSC's PE Ratio without NRI is 4.68. Commercial Bank International PSC's 5-Year Book Value growth rate is 5.30%. Therefore, Commercial Bank International PSC's PEG Ratio for today is 0.88.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Commercial Bank International PSC's PEG Ratio or its related term are showing as below:

ADX:CBI' s PEG Ratio Range Over the Past 10 Years
Min: 0.81   Med: 4.49   Max: 12.03
Current: 0.88


During the past 13 years, Commercial Bank International PSC's highest PEG Ratio was 12.03. The lowest was 0.81. And the median was 4.49.


ADX:CBI's PEG Ratio is ranked better than
72.64% of 1228 companies
in the Banks industry
Industry Median: 1.52 vs ADX:CBI: 0.88

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Commercial Bank International PSC  (ADX:CBI) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Commercial Bank International PSC PEG Ratio Related Terms


Commercial Bank International PSC PEG Ratio Historical Data

* Premium members only.

The historical data trend for Commercial Bank International PSC's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial Bank International PSC PEG Ratio Chart

Commercial Bank International PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.09 4.93 3.62 2.24 1.26

Commercial Bank International PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 1.26 0.00

ADX:CBI vs PNC, USB: PEG Ratio Comparison

For the Banks - Regional subindustry, Commercial Bank International PSC's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial Bank International PSC PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Commercial Bank International PSC's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Commercial Bank International PSC's PEG Ratio falls into.


ADX:CBI
24GF Score
Commercial Bank International PSC ADX:CBI
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Commercial Bank International PSC PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Commercial Bank International PSC's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=4.6842105263158/5.30
=0.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.88 mean?
Commercial Bank International PSC (ADX:CBI) has a PEG Ratio of 0.88 as of Jul. 09, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Commercial Bank International PSC and its competitors. This is 80% below median its historical median of 4.49. Over the past decade, Commercial Bank International PSC's PEG Ratio has ranged from 0.81 to 12.03. According to the industry distribution chart, Commercial Bank International PSC ranks #336 out of 1228 companies in the Banks industry, placing it in the top 27.4%.
Is Commercial Bank International PSC's PEG Ratio too high?
Commercial Bank International PSC's current PEG Ratio of 0.88 is 80% below median its 10-year median of 4.49. Over the past 10 years, this metric has ranged from a low of 0.81 to a high of 12.03. The Banks industry median PEG Ratio is 1.52. Commercial Bank International PSC's value of 0.88 is 42.1% below this industry median. Based on the distribution chart, Commercial Bank International PSC ranks #336 out of 1228 companies in the Banks industry, which is above the industry midpoint. Overall, Commercial Bank International PSC has a GF Score™ of 24/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commercial Bank International PSC's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Commercial Bank International PSC ranks #336 out of 1228 companies for PEG Ratio. This puts Commercial Bank International PSC in the upper half of its industry. The industry median PEG Ratio is 1.52. Commercial Bank International PSC's value of 0.88 is 42.1% below this benchmark. Historically, Commercial Bank International PSC's own PEG Ratio has ranged from 0.81 to 12.03 over the past decade. While the company's 10-year median is 4.49 vs. the industry median of 1.52, Commercial Bank International PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial Bank International PSC's current PEG Ratio of 0.88 is 42.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Commercial Bank International PSC and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial Bank International PSC's current PEG Ratio is 0.88, which is 80% below median its own 10-year median of 4.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Bank International PSC stock overvalued right now?
Based on GuruFocus' analysis, Commercial Bank International PSC (ADX:CBI) is currently considered Fairly Valued. The stock's GF Value™ is د.إ0.88, compared to a current price of د.إ0.89 — trading 1.1% above its estimated fair value. The current PEG Ratio is 0.88, which is 80% below median its 10-year median of 4.49 and 42.1% below the Banks industry median of 1.52. Commercial Bank International PSC's overall GF Score™ is 24/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Commercial Bank International PSC (ADX:CBI), the current PEG Ratio is 0.88 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial Bank International PSC (ADX:CBI) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial Bank International PSC stock appears to be overvalued. The current stock price of د.إ0.89 is trading 1.1% above its estimated GF Value™ of د.إ0.88. GuruFocus considers Commercial Bank International PSC to be Fairly Valued.

Key valuation signals for ADX:CBI:

  • PEG Ratio: 0.88 (80% below median its 10-year median of 4.49)
  • GF Value™: د.إ0.88 vs. price of د.إ0.89 (1.1% above fair value)
  • GF Score™: 24/100 with 3 warning signs
  • Industry Position: 42.1% below the Banks median (#336 of 1228)

No single metric tells the full story. See the ADX:CBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commercial Bank International PSC Business Description

Address Ras Al-Khaimah, P.O. Box 793, Dubai, ARE
Commercial Bank International PSC provides banking services to companies and enterprising people in the UAE for their personal and professional financial needs. The company's operating segment includes Wholesale banking; Retail banking; Treasury; Real estate and Others. It generates majority of its revenue from the wholesale banking segment.
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PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ0.89
Price
د.إ0.88
GF Value