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BuildDirect.com TechnologiesBDCTF 13 Debt-to-Equity is 4.97 as of Mar. 2026, which is 111% above its 10-year median of 2.35. GuruFocus rates BDCTF with a GF Score™ of 13/100 and a GF Value™ of $0.31 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,022 Retail - Cyclical companies, BuildDirect.com Technologies ranks worse than 95.69% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for BuildDirect.com Technologies's Debt-to-Equity or its related term are showing as below:
BDCTF'
s Debt-to-Equity Range Over the Past 10 Years
Min: -4.28 Med: 2.35 Max: 6.4
Current: 4.97
During the past 6 years, the highest Debt-to-Equity Ratio of BuildDirect.com Technologies was 6.40. The lowest was -4.28. And the median was 2.35.
BDCTF's Debt-to-Equity is ranked worse than 95.69% of 1022
companies
in the Retail - Cyclical industry
Industry Median: 0.56
vs BDCTF: 4.97
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
BuildDirect.com Technologies Debt-to-Equity Related Terms
BuildDirect.com Technologies Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Home Improvement Retail subindustry, BuildDirect.com Technologies's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BuildDirect.com Technologies Debt-to-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, BuildDirect.com Technologies's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where BuildDirect.com Technologies's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BuildDirect.com Technologies (BDCTF) has a Debt-to-Equity of 4.97 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on BuildDirect.com Technologies and its competitors. This is 111% above median its historical median of 2.35. According to the industry distribution chart, BuildDirect.com Technologies ranks #978 out of 1022 companies in the Retail - Cyclical industry, placing it in the top 95.7%.
Is BuildDirect.com Technologies' Debt-to-Equity too high?
BuildDirect.com Technologies' current Debt-to-Equity of 4.97 is 111% above median its 10-year median of 2.35. The Retail - Cyclical industry median Debt-to-Equity is 0.56. BuildDirect.com Technologies' value of 4.97 is 787.5% above this industry median. Based on the distribution chart, BuildDirect.com Technologies ranks #978 out of 1022 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, BuildDirect.com Technologies has a GF Score™ of 13/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BuildDirect.com Technologies' Debt-to-Equity compare to HD and LOW?
According to the Retail - Cyclical industry distribution chart, BuildDirect.com Technologies ranks #978 out of 1022 companies for Debt-to-Equity. This places BuildDirect.com Technologies in the lower half of its industry. The industry median Debt-to-Equity is 0.56. BuildDirect.com Technologies' value of 4.97 is 787.5% above this benchmark. While the company's 10-year median is 2.35 vs. the industry median of 0.56, BuildDirect.com Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Retail - Cyclical company?
The median Debt-to-Equity among Retail - Cyclical companies is 0.56, based on 1,022 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BuildDirect.com Technologies's current Debt-to-Equity of 4.97 is 787.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on BuildDirect.com Technologies and its competitors. For the Retail - Cyclical industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BuildDirect.com Technologies's current Debt-to-Equity is 4.97, which is 111% above median its own 10-year median of 2.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BuildDirect.com Technologies stock overvalued right now?
Based on GuruFocus' analysis, BuildDirect.com Technologies (BDCTF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.31, compared to a current price of $1.62 — trading 423.9% above its estimated fair value. The current Debt-to-Equity is 4.97, which is 111% above median its 10-year median of 2.35 and 787.5% above the Retail - Cyclical industry median of 0.56. BuildDirect.com Technologies' overall GF Score™ is 13/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For BuildDirect.com Technologies (BDCTF), the current Debt-to-Equity is 4.97 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BuildDirect.com Technologies (BDCTF) Overvalued in 2026?
Based on GuruFocus' analysis, BuildDirect.com Technologies stock appears to be overvalued.
The current stock price of $1.62 is trading 423.9% above its estimated GF Value™ of $0.31.
GuruFocus considers BuildDirect.com Technologies to be Significantly Overvalued.
Key valuation signals for BDCTF:
Debt-to-Equity: 4.97 (111% above median its 10-year median of 2.35)
GF Value™: $0.31 vs. price of $1.62 (423.9% above fair value)
Industry Position: 787.5% above the Retail - Cyclical median (#978 of 1022)
No single metric tells the full story. See the BDCTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BuildDirect.com Technologies Inc is a marketplace for purchasing and selling building materials online. The company has two operating segments, E-Commerce and Pro-Centers. The platform connects homeowners and home improvement professionals in North America with suppliers and sellers of quality building materials from around the world, including flooring, tile, decking, and more. It generates the majority of the revenue from BuildDirect.com in the United States region.
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