BuildDirect.com Technologies (OTCPK:BDCTF) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
BuildDirect.com Technologies Effective Interest Rate on Debt % Related Terms
BuildDirect.com Technologies Effective Interest Rate on Debt % Historical Data
* Premium members only.
The historical data trend for BuildDirect.com Technologies's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BuildDirect.com Technologies Effective Interest Rate on Debt % Chart
BDCTF vs HD, LOW, FND: Effective Interest Rate on Debt % Comparison
For the Home Improvement Retail subindustry, BuildDirect.com Technologies's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BuildDirect.com Technologies Effective Interest Rate on Debt % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, BuildDirect.com Technologies's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where BuildDirect.com Technologies's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 8.06% mean?
BuildDirect.com Technologies (BDCTF) has a Effective Interest Rate on Debt % of 8.06% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on BuildDirect.com Technologies and its competitors.
Is BuildDirect.com Technologies' Effective Interest Rate on Debt % too high?
BuildDirect.com Technologies' current Effective Interest Rate on Debt % is 8.06%. Overall, BuildDirect.com Technologies has a GF Score™ of 13/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BuildDirect.com Technologies' Effective Interest Rate on Debt % compare to HD and LOW?
BuildDirect.com Technologies' Effective Interest Rate on Debt % of 8.06% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on BuildDirect.com Technologies and its competitors. BuildDirect.com Technologies's current Effective Interest Rate on Debt % is 8.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BuildDirect.com Technologies stock overvalued right now?
Based on GuruFocus' analysis, BuildDirect.com Technologies (BDCTF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.31, compared to a current price of $1.87 — trading 503.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 8.06%. BuildDirect.com Technologies' overall GF Score™ is 13/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For BuildDirect.com Technologies (BDCTF), the current Effective Interest Rate on Debt % is 8.06% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BuildDirect.com Technologies (BDCTF) Overvalued in 2026?
Based on GuruFocus' analysis, BuildDirect.com Technologies stock appears to be overvalued.
The current stock price of $1.87 is trading 503.3% above its estimated GF Value™ of $0.31.
GuruFocus considers BuildDirect.com Technologies to be Significantly Overvalued.
Key valuation signals for BDCTF:
Effective Interest Rate on Debt %: 8.06%
GF Value™: $0.31 vs. price of $1.87 (503.3% above fair value)
No single metric tells the full story. See the BDCTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BuildDirect.com Technologies Inc is a marketplace for purchasing and selling building materials online. The company has two operating segments, E-Commerce and Pro-Centers. The platform connects homeowners and home improvement professionals in North America with suppliers and sellers of quality building materials from around the world, including flooring, tile, decking, and more. It generates the majority of the revenue from BuildDirect.com in the United States region.
13GF Score
Get the complete analysis for BDCTF
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BDCTF has been successfully added to your 
