Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
BuildDirect.com Technologies has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.
Warning Sign:
BuildDirect.com Technologies Inc displays poor financial strength. Usually, this is caused by too much debt for the company.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
BuildDirect.com Technologies did not have earnings to cover the interest expense.
BuildDirect.com Technologies's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.37.
As of today, BuildDirect.com Technologies's Altman Z-Score is -1.60.
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
BuildDirect.com Technologies has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.
BuildDirect.com Technologies Financial Strength Related Terms
BDCTF vs HD, LOW, FND: Financial Strength Comparison
For the Home Improvement Retail subindustry, BuildDirect.com Technologies's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BuildDirect.com Technologies Financial Strength vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, BuildDirect.com Technologies's Financial Strength distribution charts can be found below:
* The bar in red indicates where BuildDirect.com Technologies's Financial Strength falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
BuildDirect.com Technologies has a Z-score of -1.60, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.
Warning Sign:
Altman Z-score of -1.6 is in distress zone. This implies bankruptcy possibility in the next two years.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BuildDirect.com Technologies (BDCTF) has a Financial Strength of 3 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on BuildDirect.com Technologies and its competitors. This is near median its historical median of 3.00. Over the past decade, BuildDirect.com Technologies' Financial Strength has ranged from 2.00 to 4.00.
Is BuildDirect.com Technologies' Financial Strength too high?
BuildDirect.com Technologies' current Financial Strength of 3 is near median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 4.00. Overall, BuildDirect.com Technologies has a GF Score™ of 13/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BuildDirect.com Technologies' Financial Strength compare to HD and LOW?
BuildDirect.com Technologies' Financial Strength of 3 can be compared against companies in the Retail - Cyclical industry. Historically, BuildDirect.com Technologies' own Financial Strength has ranged from 2.00 to 4.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Retail - Cyclical company?
A good Financial Strength depends on the Retail - Cyclical industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on BuildDirect.com Technologies and its competitors. BuildDirect.com Technologies's current Financial Strength is 3, which is near median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BuildDirect.com Technologies stock overvalued right now?
Based on GuruFocus' analysis, BuildDirect.com Technologies (BDCTF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.30, compared to a current price of $1.86 — trading 520.7% above its estimated fair value. The current Financial Strength is 3, which is near median its 10-year median of 3.00. BuildDirect.com Technologies' overall GF Score™ is 13/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For BuildDirect.com Technologies (BDCTF), the current Financial Strength is 3 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BuildDirect.com Technologies (BDCTF) Overvalued in 2026?
Based on GuruFocus' analysis, BuildDirect.com Technologies stock appears to be overvalued.
The current stock price of $1.86 is trading 520.7% above its estimated GF Value™ of $0.30.
GuruFocus considers BuildDirect.com Technologies to be Significantly Overvalued.
Key valuation signals for BDCTF:
Financial Strength: 3 (near median its 10-year median of 3.00)
GF Value™: $0.30 vs. price of $1.86 (520.7% above fair value)
No single metric tells the full story. See the BDCTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BuildDirect.com Technologies Inc is a marketplace for purchasing and selling building materials online. The company has two operating segments, E-Commerce and Pro-Centers. The platform connects homeowners and home improvement professionals in North America with suppliers and sellers of quality building materials from around the world, including flooring, tile, decking, and more. It generates the majority of the revenue from BuildDirect.com in the United States region.
13GF Score
Get the complete analysis for BDCTF
Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BDCTF has been successfully added to your 
