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Mida Leasing PCLBKK:ML 34 Debt-to-Equity is 0.62 as of Mar. 2026, which is 31% below its 10-year median of 0.90. GuruFocus rates BKK:ML with a GF Score™ of 34/100 and a GF Value™ of ฿0.15 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 455 Credit Services companies, Mida Leasing PCL ranks better than 66.37% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Mida Leasing PCL's Debt-to-Equity or its related term are showing as below:
BKK:ML'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.62 Med: 0.9 Max: 1.13
Current: 0.62
During the past 13 years, the highest Debt-to-Equity Ratio of Mida Leasing PCL was 1.13. The lowest was 0.62. And the median was 0.90.
BKK:ML's Debt-to-Equity is ranked better than 66.37% of 455
companies
in the Credit Services industry
Industry Median: 1.22
vs BKK:ML: 0.62
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Mida Leasing PCL Debt-to-Equity Related Terms
Mida Leasing PCL Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Mida Leasing PCL's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Mida Leasing PCL's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mida Leasing PCL Debt-to-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mida Leasing PCL's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Mida Leasing PCL's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mida Leasing PCL (BKK:ML) has a Debt-to-Equity of 0.62 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Mida Leasing PCL and its competitors. This is 31% below median its historical median of 0.90. Over the past decade, Mida Leasing PCL's Debt-to-Equity has ranged from 0.62 to 1.13. According to the industry distribution chart, Mida Leasing PCL ranks #153 out of 455 companies in the Credit Services industry, placing it in the top 33.6%.
Is Mida Leasing PCL's Debt-to-Equity too high?
Mida Leasing PCL's current Debt-to-Equity of 0.62 is 31% below median its 10-year median of 0.90. Over the past 10 years, this metric has ranged from a low of 0.62 to a high of 1.13. The Credit Services industry median Debt-to-Equity is 1.22. Mida Leasing PCL's value of 0.62 is 49.2% below this industry median. Based on the distribution chart, Mida Leasing PCL ranks #153 out of 455 companies in the Credit Services industry, which is above the industry midpoint. Overall, Mida Leasing PCL has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mida Leasing PCL's Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Mida Leasing PCL ranks #153 out of 455 companies for Debt-to-Equity. This puts Mida Leasing PCL in the upper half of its industry. The industry median Debt-to-Equity is 1.22. Mida Leasing PCL's value of 0.62 is 49.2% below this benchmark. Historically, Mida Leasing PCL's own Debt-to-Equity has ranged from 0.62 to 1.13 over the past decade. While the company's 10-year median is 0.90 vs. the industry median of 1.22, Mida Leasing PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.22, based on 455 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mida Leasing PCL's current Debt-to-Equity of 0.62 is 49.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Mida Leasing PCL and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mida Leasing PCL's current Debt-to-Equity is 0.62, which is 31% below median its own 10-year median of 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mida Leasing PCL stock overvalued right now?
Based on GuruFocus' analysis, Mida Leasing PCL (BKK:ML) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿0.15, compared to a current price of ฿0.47 — trading 211.1% above its estimated fair value. The current Debt-to-Equity is 0.62, which is 31% below median its 10-year median of 0.90 and 49.2% below the Credit Services industry median of 1.22. Mida Leasing PCL's overall GF Score™ is 34/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Mida Leasing PCL (BKK:ML), the current Debt-to-Equity is 0.62 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mida Leasing PCL (BKK:ML) Overvalued in 2026?
Based on GuruFocus' analysis, Mida Leasing PCL stock appears to be overvalued.
The current stock price of ฿0.47 is trading 211.1% above its estimated GF Value™ of ฿0.15.
GuruFocus considers Mida Leasing PCL to be Significantly Overvalued.
Key valuation signals for BKK:ML:
Debt-to-Equity: 0.62 (31% below median its 10-year median of 0.90)
GF Value™: ฿0.15 vs. price of ฿0.47 (211.1% above fair value)
Industry Position: 49.2% below the Credit Services median (#153 of 455)
No single metric tells the full story. See the BKK:ML stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mida Leasing PCL is engaged in providing financial services for used cars hire-purchasing and management of non-performing assets. The company operates its business in three segments, namely Hire purchase financing for used cars, Other financial services, and Non-performing receivable management business. It also expanded its range of loans, including new hire-purchase loans, hire-purchase of taxis, and working capital loans. The company's majority businesses are carried out in Thailand.
34GF Score
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