Mida Leasing PCLBKK:ML -4.76%40 Operating Margin % is 20.08% as of Mar. 2026, which is 4% above its 10-year median of 19.37. GuruFocus rates BKK:ML with a GF Score™ of 40/100 and a GF Value™ of ฿0.46 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 412 Credit Services companies, Mida Leasing PCL ranks worse than 61.41% on this metric.
Mida Leasing PCL (BKK:ML) Operating Margin % Explanation
Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.
Be Aware
Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).
If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.
For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokias Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).
Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.
Mida Leasing PCL Operating Margin % Related Terms
Mida Leasing PCL Operating Margin % Historical Data
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The historical data trend for Mida Leasing PCL's Operating Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:ML vs V, MA, AXP: Operating Margin % Comparison
For the Credit Services subindustry, Mida Leasing PCL's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mida Leasing PCL Operating Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mida Leasing PCL's Operating Margin % distribution charts can be found below:
* The bar in red indicates where Mida Leasing PCL's Operating Margin % falls into.
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
Mida Leasing PCL's Operating Margin % for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mida Leasing PCL (BKK:ML) has a Operating Margin % of 20.08% as of Mar. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on Mida Leasing PCL and its competitors. This is near median its historical median of 19.37. Over the past decade, Mida Leasing PCL's Operating Margin % has ranged from 0.07 to 25.08. According to the industry distribution chart, Mida Leasing PCL ranks #253 out of 412 companies in the Credit Services industry, placing it in the top 61.4%.
Is Mida Leasing PCL's Operating Margin % too high?
Mida Leasing PCL's current Operating Margin % of 20.08% is near median its 10-year median of 19.37. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 25.08. The Credit Services industry median Operating Margin % is 17.33. Mida Leasing PCL's value of 20.08% is 15.9% above this industry median. Based on the distribution chart, Mida Leasing PCL ranks #253 out of 412 companies in the Credit Services industry, which is below the industry midpoint. Overall, Mida Leasing PCL has a GF Score™ of 40/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mida Leasing PCL's Operating Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Mida Leasing PCL ranks #253 out of 412 companies for Operating Margin %. This places Mida Leasing PCL in the lower half of its industry. The industry median Operating Margin % is 17.33. Mida Leasing PCL's value of 20.08% is 15.9% above this benchmark. Historically, Mida Leasing PCL's own Operating Margin % has ranged from 0.07 to 25.08 over the past decade. While the company's 10-year median is 19.37 vs. the industry median of 17.33, Mida Leasing PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Credit Services company?
The median Operating Margin % among Credit Services companies is 17.33, based on 412 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mida Leasing PCL's current Operating Margin % of 20.08% is 15.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Mida Leasing PCL and its competitors. For the Credit Services industry, the median Operating Margin % is 17.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mida Leasing PCL's current Operating Margin % is 20.08%, which is near median its own 10-year median of 19.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mida Leasing PCL stock overvalued right now?
Based on GuruFocus' analysis, Mida Leasing PCL (BKK:ML) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿0.46, compared to a current price of ฿1.60 — trading 247.8% above its estimated fair value. The current Operating Margin % is 20.08%, which is near median its 10-year median of 19.37 and 15.9% above the Credit Services industry median of 17.33. Mida Leasing PCL's overall GF Score™ is 40/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Mida Leasing PCL (BKK:ML), the current Operating Margin % is 20.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mida Leasing PCL (BKK:ML) Overvalued in 2026?
Based on GuruFocus' analysis, Mida Leasing PCL stock appears to be overvalued.
The current stock price of ฿1.60 is trading 247.8% above its estimated GF Value™ of ฿0.46.
GuruFocus considers Mida Leasing PCL to be Significantly Overvalued.
Key valuation signals for BKK:ML:
Operating Margin %: 20.08% (near median its 10-year median of 19.37)
GF Value™: ฿0.46 vs. price of ฿1.60 (247.8% above fair value)
Industry Position: 15.9% above the Credit Services median (#253 of 412)
No single metric tells the full story. See the BKK:ML stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mida Leasing PCL is engaged in providing financial services for used cars hire-purchasing and management of non-performing assets. The company operates its business in three segments, namely Hire purchase financing for used cars, Other financial services, and Non-performing receivable management business. It also expanded its range of loans, including new hire-purchase loans, hire-purchase of taxis, and working capital loans. The company's majority businesses are carried out in Thailand.
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