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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for First Security Islami Bank's Debt-to-Equity or its related term are showing as below:
DHA:FIRSTSBANK's Debt-to-Equity is not ranked *
in the Banks industry.
Industry Median: 0.58 * Ranked among companies with meaningful Debt-to-Equity only.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
First Security Islami Bank Debt-to-Equity Related Terms
First Security Islami Bank Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Security Islami Bank Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, First Security Islami Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Security Islami Bank Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, First Security Islami Bank's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where First Security Islami Bank's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Security Islami Bank (DHA:FIRSTSBANK) has a Debt-to-Equity of 2.66 as of Jun. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on First Security Islami Bank and its competitors.
Is First Security Islami Bank's Debt-to-Equity too high?
First Security Islami Bank's current Debt-to-Equity is 2.66. The Banks industry median Debt-to-Equity is 0.58. First Security Islami Bank's value of 2.66 is 358.6% above this industry median. Overall, First Security Islami Bank has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does First Security Islami Bank's Debt-to-Equity compare to competitors?
First Security Islami Bank's Debt-to-Equity of 2.66 can be compared against companies in the Banks industry. The industry median Debt-to-Equity is 0.58. First Security Islami Bank's value of 2.66 is 358.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,415 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Security Islami Bank's current Debt-to-Equity of 2.66 is 358.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on First Security Islami Bank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Security Islami Bank's current Debt-to-Equity is 2.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Security Islami Bank stock overvalued right now?
First Security Islami Bank (DHA:FIRSTSBANK) has a current Debt-to-Equity of 2.66. The current Debt-to-Equity is 2.66 and 358.6% above the Banks industry median of 0.58. First Security Islami Bank's overall GF Score™ is 58/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For First Security Islami Bank (DHA:FIRSTSBANK), the current Debt-to-Equity is 2.66 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
First Security Islami Bank PLC is a commercial bank. The bank's activities include accepting deposits, making loans, discounting bills, conducting money transfers and foreign exchange transactions, and performing other services. The company mainly focuses on deposit mobilization and investing activities comprising short-term, long-term, import, and export financing. The company invests in rural and agriculture, garments, jute, cement and bricks, tannery, steel and engineering, food and beverage, chemical and pharmaceuticals, printing and packaging, glass, and ceramics.
58GF Score
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