First Security Islami Bank (DHA:FIRSTSBANK) FCF Margin %: 57.82% (As of Jun. 2025) — 105% Above Median


DHA:FIRSTSBANK First Security Islami Bank PLC DHA:FIRSTSBANK
58 GF Score
Price BDT8.20
GF Value BDT9.45
Valuation Modestly Undervalued
! 5 Warning Signs
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What is First Security Islami Bank FCF Margin %?

First Security Islami Bank DHA:FIRSTSBANK 58 FCF Margin % is 57.82% as of Jun. 2025, which is 105% above its 10-year median of 28.16. GuruFocus rates DHA:FIRSTSBANK with a GF Score™ of 58/100 and a GF Value™ of BDT9.45 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,505 Banks companies, First Security Islami Bank ranks better than 96.54% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. First Security Islami Bank's Free Cash Flow for the three months ended in Jun. 2025 was BDT-5,182.71 Mil. First Security Islami Bank's Revenue for the three months ended in Jun. 2025 was BDT-8,962.78 Mil. Therefore, First Security Islami Bank's FCF Margin % for the quarter that ended in Jun. 2025 was 57.82%.

As of today, First Security Islami Bank's current FCF Yield % is -399.81%.

The historical rank and industry rank for First Security Islami Bank's FCF Margin % or its related term are showing as below:

DHA:FIRSTSBANK' s FCF Margin % Range Over the Past 10 Years
Min: -95.19   Med: 28.16   Max: 292.74
Current: 292.74


During the past 11 years, the highest FCF Margin % of First Security Islami Bank was 292.74%. The lowest was -95.19%. And the median was 28.16%.

DHA:FIRSTSBANK's FCF Margin % is ranked better than
96.54% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs DHA:FIRSTSBANK: 292.74


First Security Islami Bank FCF Margin % Related Terms


First Security Islami Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for First Security Islami Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Security Islami Bank FCF Margin % Chart

First Security Islami Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 49.87 36.01 20.31 0.98 -50.38

First Security Islami Bank Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 767.92 -1,673.50 -845.69 600.67 57.82

First Security Islami Bank FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, First Security Islami Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Security Islami Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, First Security Islami Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where First Security Islami Bank's FCF Margin % falls into.


DHA:FIRSTSBANK
58GF Score
First Security Islami Bank PLC DHA:FIRSTSBANK
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Security Islami Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

First Security Islami Bank's FCF Margin for the fiscal year that ended in Dec. 2024 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=-3615.019/7175.216
=-50.38 %

First Security Islami Bank's FCF Margin for the quarter that ended in Jun. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2025 )/Revenue (Q: Jun. 2025 )
=-5182.707/-8962.784
=57.82 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 57.82% mean?
First Security Islami Bank (DHA:FIRSTSBANK) has a FCF Margin % of 57.82% as of Jun. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on First Security Islami Bank and its competitors. This is 105% above median its historical median of 28.16. According to the industry distribution chart, First Security Islami Bank ranks #52 out of 1505 companies in the Banks industry, placing it in the top 3.5%.
Is First Security Islami Bank's FCF Margin % too high?
First Security Islami Bank's current FCF Margin % of 57.82% is 105% above median its 10-year median of 28.16. The Banks industry median FCF Margin % is 26.55. First Security Islami Bank's value of 57.82% is 117.8% above this industry median. Based on the distribution chart, First Security Islami Bank ranks #52 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Security Islami Bank has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Security Islami Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, First Security Islami Bank ranks #52 out of 1505 companies for FCF Margin %. This places First Security Islami Bank in the top 4% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. First Security Islami Bank's value of 57.82% is 117.8% above this benchmark. While the company's 10-year median is 28.16 vs. the industry median of 26.55, First Security Islami Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Security Islami Bank's current FCF Margin % of 57.82% is 117.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on First Security Islami Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Security Islami Bank's current FCF Margin % is 57.82%, which is 105% above median its own 10-year median of 28.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Security Islami Bank stock overvalued right now?
Based on GuruFocus' analysis, First Security Islami Bank (DHA:FIRSTSBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT9.45, compared to a current price of BDT8.20 — trading 13.2% below its estimated fair value. The current FCF Margin % is 57.82%, which is 105% above median its 10-year median of 28.16 and 117.8% above the Banks industry median of 26.55. First Security Islami Bank's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For First Security Islami Bank (DHA:FIRSTSBANK), the current FCF Margin % is 57.82% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Security Islami Bank (DHA:FIRSTSBANK) Overvalued in 2026?

Based on GuruFocus' analysis, First Security Islami Bank stock appears to be undervalued. The current stock price of BDT8.20 is trading 13.2% below its estimated GF Value™ of BDT9.45. GuruFocus considers First Security Islami Bank to be Modestly Undervalued.

Key valuation signals for DHA:FIRSTSBANK:

  • FCF Margin %: 57.82% (105% above median its 10-year median of 28.16)
  • GF Value™: BDT9.45 vs. price of BDT8.20 (13.2% below fair value)
  • GF Score™: 58/100 with 5 warning signs
  • Industry Position: 117.8% above the Banks median (#52 of 1505)

No single metric tells the full story. See the DHA:FIRSTSBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Security Islami Bank Business Description

Address Rangs RD Center, Block: SE (F), Plot:03, Gulshan Avenue, Gulshan - 1, Dhaka, BGD, 1212
First Security Islami Bank PLC is a commercial bank. The bank's activities include accepting deposits, making loans, discounting bills, conducting money transfers and foreign exchange transactions, and performing other services. The company mainly focuses on deposit mobilization and investing activities comprising short-term, long-term, import, and export financing. The company invests in rural and agriculture, garments, jute, cement and bricks, tannery, steel and engineering, food and beverage, chemical and pharmaceuticals, printing and packaging, glass, and ceramics.
58GF Score

Get the complete analysis for DHA:FIRSTSBANK

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT8.20
Price
BDT9.45
GF Value