First Security Islami BankDHA:FIRSTSBANK 58 Net Margin % is 124.60% as of Jun. 2025, which is 631% above its 10-year median of 17.05. GuruFocus rates DHA:FIRSTSBANK with a GF Score™ of 58/100 and a GF Value™ of BDT9.45 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,527 Banks companies, First Security Islami Bank ranks better than 99.54% on this metric.
The historical rank and industry rank for First Security Islami Bank's Net Margin % or its related term are showing as below:
DHA:FIRSTSBANK'
s Net Margin % Range Over the Past 10 Years
Min: -56.4 Med: 17.05 Max: 161.6
Current: 161.6
DHA:FIRSTSBANK's Net Margin % is ranked better than 99.54% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs DHA:FIRSTSBANK: 161.60
First Security Islami Bank (DHA:FIRSTSBANK) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
First Security Islami Bank Net Margin % Related Terms
First Security Islami Bank Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Security Islami Bank Net Margin % Competitor Comparison
For the Banks - Regional subindustry, First Security Islami Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Security Islami Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, First Security Islami Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where First Security Islami Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Security Islami Bank (DHA:FIRSTSBANK) has a Net Margin % of 124.60% as of Jun. 2025. Net margin is the ratio of total net income to net sales. View historical data on First Security Islami Bank and its competitors. This is 631% above median its historical median of 17.05. According to the industry distribution chart, First Security Islami Bank ranks #7 out of 1527 companies in the Banks industry, placing it in the top 0.5%.
Is First Security Islami Bank's Net Margin % too high?
First Security Islami Bank's current Net Margin % of 124.60% is 631% above median its 10-year median of 17.05. The Banks industry median Net Margin % is 26.95. First Security Islami Bank's value of 124.60% is 362.3% above this industry median. Based on the distribution chart, First Security Islami Bank ranks #7 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Security Islami Bank has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Security Islami Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, First Security Islami Bank ranks #7 out of 1527 companies for Net Margin %. This places First Security Islami Bank in the top 1% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. First Security Islami Bank's value of 124.60% is 362.3% above this benchmark. While the company's 10-year median is 17.05 vs. the industry median of 26.95, First Security Islami Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Security Islami Bank's current Net Margin % of 124.60% is 362.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on First Security Islami Bank and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Security Islami Bank's current Net Margin % is 124.60%, which is 631% above median its own 10-year median of 17.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Security Islami Bank stock overvalued right now?
Based on GuruFocus' analysis, First Security Islami Bank (DHA:FIRSTSBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT9.45, compared to a current price of BDT8.20 — trading 13.2% below its estimated fair value. The current Net Margin % is 124.60%, which is 631% above median its 10-year median of 17.05 and 362.3% above the Banks industry median of 26.95. First Security Islami Bank's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For First Security Islami Bank (DHA:FIRSTSBANK), the current Net Margin % is 124.60% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Security Islami Bank (DHA:FIRSTSBANK) Overvalued in 2026?
Based on GuruFocus' analysis, First Security Islami Bank stock appears to be undervalued.
The current stock price of BDT8.20 is trading 13.2% below its estimated GF Value™ of BDT9.45.
GuruFocus considers First Security Islami Bank to be Modestly Undervalued.
Key valuation signals for DHA:FIRSTSBANK:
Net Margin %: 124.60% (631% above median its 10-year median of 17.05)
GF Value™: BDT9.45 vs. price of BDT8.20 (13.2% below fair value)
Industry Position: 362.3% above the Banks median (#7 of 1527)
No single metric tells the full story. See the DHA:FIRSTSBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Security Islami Bank PLC is a commercial bank. The bank's activities include accepting deposits, making loans, discounting bills, conducting money transfers and foreign exchange transactions, and performing other services. The company mainly focuses on deposit mobilization and investing activities comprising short-term, long-term, import, and export financing. The company invests in rural and agriculture, garments, jute, cement and bricks, tannery, steel and engineering, food and beverage, chemical and pharmaceuticals, printing and packaging, glass, and ceramics.
58GF Score
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