Global Islami Bank (DHA:GIB) Debt-to-Equity: -0.02 (As of Sep. 2025)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:GIB Global Islami Bank PLC DHA:GIB
15 GF Score
Price BDT1.70
! 1 Warning Sign
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What is Global Islami Bank Debt-to-Equity?

Global Islami Bank DHA:GIB 15 Debt-to-Equity is -0.02 as of Sep. 2025. GuruFocus rates DHA:GIB with a GF Score™ of 15/100. The stock has 1 warning sign investors should review.

Global Islami Bank's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was BDT0.00 Mil. Global Islami Bank's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was BDT939.04 Mil. Global Islami Bank's Total Stockholders Equity for the quarter that ended in Sep. 2025 was BDT-43,840.37 Mil. Global Islami Bank's debt to equity for the quarter that ended in Sep. 2025 was -0.02.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Global Islami Bank's Debt-to-Equity or its related term are showing as below:

DHA:GIB' s Debt-to-Equity Range Over the Past 10 Years
Min: -0.12   Med: 0.06   Max: 0.15
Current: -0.02

During the past 4 years, the highest Debt-to-Equity Ratio of Global Islami Bank was 0.15. The lowest was -0.12. And the median was 0.06.

DHA:GIB's Debt-to-Equity is not ranked
in the Banks industry.
Industry Median: 0.58 vs DHA:GIB: -0.02

Global Islami Bank  (DHA:GIB) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Global Islami Bank Debt-to-Equity Related Terms


Global Islami Bank Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Global Islami Bank's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Global Islami Bank Debt-to-Equity Chart

Global Islami Bank Annual Data
Trend Dec21 Dec22 Dec23 Dec24
Debt-to-Equity
0.15 0.09 -0.10 -0.04

Global Islami Bank Quarterly Data
Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.12 -0.04 -0.03 -0.03 -0.02

Global Islami Bank Debt-to-Equity Competitor Comparison

For the Banks - Regional subindustry, Global Islami Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Global Islami Bank Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Global Islami Bank's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Global Islami Bank's Debt-to-Equity falls into.


DHA:GIB
15GF Score
Global Islami Bank PLC DHA:GIB
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Global Islami Bank Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Global Islami Bank's Debt to Equity Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Global Islami Bank's Debt to Equity Ratio for the quarter that ended in Sep. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of -0.02 mean?
Global Islami Bank (DHA:GIB) has a Debt-to-Equity of -0.02 as of Sep. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Global Islami Bank and its competitors.
Is Global Islami Bank's Debt-to-Equity too high?
Global Islami Bank's current Debt-to-Equity is -0.02. Overall, Global Islami Bank has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Global Islami Bank's Debt-to-Equity compare to competitors?
Global Islami Bank's Debt-to-Equity of -0.02 can be compared against companies in the Banks industry. The industry median Debt-to-Equity is 0.58. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Global Islami Bank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Global Islami Bank's current Debt-to-Equity is -0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Global Islami Bank stock overvalued right now?
Global Islami Bank (DHA:GIB) has a current Debt-to-Equity of -0.02. The current Debt-to-Equity is -0.02. Global Islami Bank's overall GF Score™ is 15/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Global Islami Bank (DHA:GIB), the current Debt-to-Equity is -0.02 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Global Islami Bank Business Description

Address Road No. 136, Block No. S. E. (C-1, Saiham Tower, House No. 34, Gulshan Model Town, Dhaka, BGD, 1212
Global Islami Bank PLC is a commercial bank providing all kinds of banking services. It offers a wide range of banking products and services based on Islamic Shariah principles to corporate, SME, and retail customers through a variety of delivery channels. The core business of the bank is deposit mobilization and investment activities for short-term, long-term, including foreign trade business.
15GF Score

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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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