Global Islami Bank (DHA:GIB) Effective Interest Rate on Debt %: 0.00% (As of Sep. 2025)

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DHA:GIB Global Islami Bank PLC DHA:GIB
15 GF Score
Price BDT1.70
! 1 Warning Sign
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What is Global Islami Bank Effective Interest Rate on Debt %?

Global Islami Bank DHA:GIB 15 Effective Interest Rate on Debt % is 0.00% as of Sep. 2025. GuruFocus rates DHA:GIB with a GF Score™ of 15/100. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Global Islami Bank's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was BDT0.00 Mil. Global Islami Bank's average total debt for the quarter that ended in Sep. 2025 was BDT939.04 Mil. Therefore, Global Islami Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 0.00%.

Global Islami Bank  (DHA:GIB) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Global Islami Bank Effective Interest Rate on Debt % Related Terms

Global Islami Bank Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Global Islami Bank's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Global Islami Bank Effective Interest Rate on Debt % Chart

Global Islami Bank Annual Data
Trend Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
0.00 0.00 0.00 0.00

Global Islami Bank Quarterly Data
Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Global Islami Bank Effective Interest Rate on Debt % Competitor Comparison

For the Banks - Regional subindustry, Global Islami Bank's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Global Islami Bank Effective Interest Rate on Debt % vs Banks Industry

For the Banks industry and Financial Services sector, Global Islami Bank's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Global Islami Bank's Effective Interest Rate on Debt % falls into.


DHA:GIB
15GF Score
Global Islami Bank PLC DHA:GIB
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Global Islami Bank Effective Interest Rate on Debt % Calculation

Global Islami Bank's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  0/( (902.734+939.04)/ 2 )
=-1  *  0/920.887
=0.00 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=902.734 + 0
=902.734

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=939.04 + 0
=939.04

Global Islami Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  0/( (939.04+939.04)/ 2 )
=-1  *  0/939.04
=0.00 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=939.04 + 0
=939.04

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=939.04 + 0
=939.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Global Islami Bank (DHA:GIB) has a Effective Interest Rate on Debt % of 0.00% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Global Islami Bank and its competitors.
Is Global Islami Bank's Effective Interest Rate on Debt % too high?
Global Islami Bank's current Effective Interest Rate on Debt % is 0.00%. Overall, Global Islami Bank has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Global Islami Bank's Effective Interest Rate on Debt % compare to competitors?
Global Islami Bank's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Global Islami Bank and its competitors. Global Islami Bank's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Global Islami Bank stock overvalued right now?
Global Islami Bank (DHA:GIB) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. Global Islami Bank's overall GF Score™ is 15/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Global Islami Bank (DHA:GIB), the current Effective Interest Rate on Debt % is 0.00% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Global Islami Bank Business Description

Address Road No. 136, Block No. S. E. (C-1, Saiham Tower, House No. 34, Gulshan Model Town, Dhaka, BGD, 1212
Global Islami Bank PLC is a commercial bank providing all kinds of banking services. It offers a wide range of banking products and services based on Islamic Shariah principles to corporate, SME, and retail customers through a variety of delivery channels. The core business of the bank is deposit mobilization and investment activities for short-term, long-term, including foreign trade business.
15GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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