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Southeast BankDHA:SOUTHEASTB +2.44%67 Debt-to-Equity is 1.44 as of Jun. 2026, which is 69% above its 10-year median of 0.85. GuruFocus rates DHA:SOUTHEASTB with a GF Score™ of 67/100 and a GF Value™ of BDT10.53 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,410 Banks companies, Southeast Bank ranks worse than 78.16% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Southeast Bank's Debt-to-Equity or its related term are showing as below:
DHA:SOUTHEASTB'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.31 Med: 0.85 Max: 1.5
Current: 1.44
During the past 13 years, the highest Debt-to-Equity Ratio of Southeast Bank was 1.50. The lowest was 0.31. And the median was 0.85.
DHA:SOUTHEASTB's Debt-to-Equity is ranked worse than 78.16% of 1410
companies
in the Banks industry
Industry Median: 0.58
vs DHA:SOUTHEASTB: 1.44
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Southeast Bank Debt-to-Equity Related Terms
Southeast Bank Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Southeast Bank's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Southeast Bank Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, Southeast Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Southeast Bank Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Southeast Bank's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Southeast Bank's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Southeast Bank (DHA:SOUTHEASTB) has a Debt-to-Equity of 1.44 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Southeast Bank and its competitors. This is 69% above median its historical median of 0.85. Over the past decade, Southeast Bank's Debt-to-Equity has ranged from 0.31 to 1.50. According to the industry distribution chart, Southeast Bank ranks #1102 out of 1410 companies in the Banks industry, placing it in the top 78.2%.
Is Southeast Bank's Debt-to-Equity too high?
Southeast Bank's current Debt-to-Equity of 1.44 is 69% above median its 10-year median of 0.85. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 1.50. The Banks industry median Debt-to-Equity is 0.58. Southeast Bank's value of 1.44 is 148.3% above this industry median. Based on the distribution chart, Southeast Bank ranks #1102 out of 1410 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Southeast Bank has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southeast Bank's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Southeast Bank ranks #1102 out of 1410 companies for Debt-to-Equity. This places Southeast Bank in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Southeast Bank's value of 1.44 is 148.3% above this benchmark. Historically, Southeast Bank's own Debt-to-Equity has ranged from 0.31 to 1.50 over the past decade. While the company's 10-year median is 0.85 vs. the industry median of 0.58, Southeast Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,410 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Southeast Bank's current Debt-to-Equity of 1.44 is 148.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Southeast Bank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southeast Bank's current Debt-to-Equity is 1.44, which is 69% above median its own 10-year median of 0.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southeast Bank stock overvalued right now?
Based on GuruFocus' analysis, Southeast Bank (DHA:SOUTHEASTB) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT10.53, compared to a current price of BDT12.60 — trading 19.7% above its estimated fair value. The current Debt-to-Equity is 1.44, which is 69% above median its 10-year median of 0.85 and 148.3% above the Banks industry median of 0.58. Southeast Bank's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Southeast Bank (DHA:SOUTHEASTB), the current Debt-to-Equity is 1.44 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Southeast Bank (DHA:SOUTHEASTB) Overvalued in 2026?
Based on GuruFocus' analysis, Southeast Bank stock appears to be overvalued.
The current stock price of BDT12.60 is trading 19.7% above its estimated GF Value™ of BDT10.53.
GuruFocus considers Southeast Bank to be Modestly Overvalued.
Key valuation signals for DHA:SOUTHEASTB:
Debt-to-Equity: 1.44 (69% above median its 10-year median of 0.85)
GF Value™: BDT10.53 vs. price of BDT12.60 (19.7% above fair value)
Industry Position: 148.3% above the Banks median (#1102 of 1410)
No single metric tells the full story. See the DHA:SOUTHEASTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Southeast Bank PLC is a commercial bank. The company provides services for all commercial banking needs of the customers, which includes deposit banking, loans, and advances, export-import financing, inland, and international remittance facility, etc.
67GF Score
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