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Figure Technology SolutionsFIGR +0.07%15 Debt-to-Equity is 1.02 as of Mar. 2026, which is 45% below its 10-year median of 1.85. GuruFocus rates FIGR with a GF Score™ of 15/100. The stock has 3 warning signs investors should review. Among 611 Capital Markets companies, Figure Technology Solutions ranks worse than 71.19% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Figure Technology Solutions's Debt-to-Equity or its related term are showing as below:
FIGR'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.69 Med: 1.85 Max: 2.43
Current: 1.02
During the past 3 years, the highest Debt-to-Equity Ratio of Figure Technology Solutions was 2.43. The lowest was 0.69. And the median was 1.85.
FIGR's Debt-to-Equity is ranked worse than 71.19% of 611
companies
in the Capital Markets industry
Industry Median: 0.31
vs FIGR: 1.02
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Figure Technology Solutions Debt-to-Equity Related Terms
Figure Technology Solutions Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FIGR vs BGC, VIRT, PIPR: Debt-to-Equity Comparison
For the Capital Markets subindustry, Figure Technology Solutions's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Figure Technology Solutions Debt-to-Equity vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Figure Technology Solutions's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Figure Technology Solutions's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Figure Technology Solutions (FIGR) has a Debt-to-Equity of 1.02 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Figure Technology Solutions and its competitors. This is 45% below median its historical median of 1.85. Over the past decade, Figure Technology Solutions' Debt-to-Equity has ranged from 0.69 to 2.43. According to the industry distribution chart, Figure Technology Solutions ranks #435 out of 611 companies in the Capital Markets industry, placing it in the top 71.2%.
Is Figure Technology Solutions' Debt-to-Equity too high?
Figure Technology Solutions' current Debt-to-Equity of 1.02 is 45% below median its 10-year median of 1.85. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 2.43. The Capital Markets industry median Debt-to-Equity is 0.31. Figure Technology Solutions' value of 1.02 is 229% above this industry median. Based on the distribution chart, Figure Technology Solutions ranks #435 out of 611 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Figure Technology Solutions has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Figure Technology Solutions' Debt-to-Equity compare to BGC and VIRT?
According to the Capital Markets industry distribution chart, Figure Technology Solutions ranks #435 out of 611 companies for Debt-to-Equity. This places Figure Technology Solutions in the lower half of its industry. The industry median Debt-to-Equity is 0.31. Figure Technology Solutions' value of 1.02 is 229% above this benchmark. Historically, Figure Technology Solutions' own Debt-to-Equity has ranged from 0.69 to 2.43 over the past decade. While the company's 10-year median is 1.85 vs. the industry median of 0.31, Figure Technology Solutions has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Capital Markets company?
The median Debt-to-Equity among Capital Markets companies is 0.31, based on 611 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Figure Technology Solutions's current Debt-to-Equity of 1.02 is 229% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Figure Technology Solutions and its competitors. For the Capital Markets industry, the median Debt-to-Equity is 0.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Figure Technology Solutions's current Debt-to-Equity is 1.02, which is 45% below median its own 10-year median of 1.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Figure Technology Solutions stock overvalued right now?
Figure Technology Solutions (FIGR) has a current Debt-to-Equity of 1.02. The current Debt-to-Equity is 1.02, which is 45% below median its 10-year median of 1.85 and 229% above the Capital Markets industry median of 0.31. Figure Technology Solutions' overall GF Score™ is 15/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Figure Technology Solutions (FIGR), the current Debt-to-Equity is 1.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Figure Technology Solutions Inc is building the future of capital markets with blockchain technology. proprietary technology powers next-generation lending, trading, and investing activities in areas such as consumer credit and digital assets. Its use of the blockchain ledger allows them to serve their end customers, improve speed and efficiency, and enhance standardization and liquidity. The Company operates as a single operating and reportable segment. The company's geographical operations is within the USA, with the majority of revenue from California.
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