FIGR (Figure Technology Solutions) ROIC %: 9.88% (As of Mar. 2026)


FIGR Figure Technology Solutions Inc FIGR
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What is Figure Technology Solutions ROIC %?

Figure Technology Solutions FIGR +7.00% 15 ROIC % is 9.88% as of Mar. 2026. GuruFocus rates FIGR with a GF Score™ of 15/100. The stock has 3 warning signs investors should review.

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. Figure Technology Solutions's annualized return on invested capital (ROIC %) for the quarter that ended in Mar. 2026 was 9.88%.

As of today (2026-07-09), Figure Technology Solutions's WACC % is 10.00%. Figure Technology Solutions's ROIC % is 10.75% (calculated using TTM income statement data). Figure Technology Solutions generates higher returns on investment than it costs the company to raise the capital needed for that investment. It is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases.


Figure Technology Solutions  (NAS:FIGR) ROIC % Explanation

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROIC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Figure Technology Solutions's WACC % is 10.00%. Figure Technology Solutions's ROIC % is 10.75% (calculated using TTM income statement data). Figure Technology Solutions generates higher returns on investment than it costs the company to raise the capital needed for that investment. It is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases.


Be Aware

Like ROE % and ROA %, ROIC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.


Figure Technology Solutions ROIC % Related Terms


Figure Technology Solutions ROIC % Historical Data

* Premium members only.

The historical data trend for Figure Technology Solutions's ROIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Figure Technology Solutions ROIC % Chart

Figure Technology Solutions Annual Data
Trend Dec23 Dec24 Dec25
ROIC %
-7.82 2.88 9.52

Figure Technology Solutions Quarterly Data
Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROIC % Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 9.59 18.12 4.64 9.88

FIGR vs GLXY, MARA, BGC: ROIC % Comparison

For the Capital Markets subindustry, Figure Technology Solutions's ROIC %, along with its competitors' market caps and ROIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Figure Technology Solutions ROIC % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Figure Technology Solutions's ROIC % distribution charts can be found below:

* The bar in red indicates where Figure Technology Solutions's ROIC % falls into.


FIGR
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Figure Technology Solutions Inc FIGR
ROIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Figure Technology Solutions ROIC % Calculation

Figure Technology Solutions's annualized Return on Invested Capital (ROIC %) for the fiscal year that ended in Dec. 2025 is calculated as:

ROIC % (A: Dec. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (A: Dec. 2024 ) + Invested Capital (A: Dec. 2025 ))/ count )
=103.117 * ( 1 - 0% )/( (893.202 + 1272.824)/ 2 )
=103.117/1083.013
=9.52 %

where

Invested Capital(A: Dec. 2024 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=1159.578 - 37.217 - ( 365.118 - max(0, 625.531 - 854.69+365.118))
=893.202

Invested Capital(A: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=2317.523 - 29.501 - ( 1294.699 - max(0, 846.009 - 1861.207+1294.699))
=1272.824

Figure Technology Solutions's annualized Return on Invested Capital (ROIC %) for the quarter that ended in Mar. 2026 is calculated as:

ROIC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=144.344 * ( 1 - 0% )/( (1272.824 + 1647.78)/ 2 )
=144.344/1460.302
=9.88 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=2317.523 - 29.501 - ( 1294.699 - max(0, 846.009 - 1861.207+1294.699))
=1272.824

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=2730.893 - 29.731 - ( 1538.956 - max(0, 1172.756 - 2226.138+1538.956))
=1647.78

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROIC % →
What does a ROIC % of 9.88% mean?
Figure Technology Solutions (FIGR) has a ROIC % of 9.88% as of Mar. 2026. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Figure Technology Solutions and its competitors.
Is Figure Technology Solutions' ROIC % too high?
Figure Technology Solutions' current ROIC % is 9.88%. The Capital Markets industry median ROIC % is 1.34. Figure Technology Solutions' value of 9.88% is 640.1% above this industry median. Overall, Figure Technology Solutions has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Figure Technology Solutions' ROIC % compare to GLXY and MARA?
Figure Technology Solutions' ROIC % of 9.88% can be compared against companies in the Capital Markets industry. The industry median ROIC % is 1.34. Figure Technology Solutions' value of 9.88% is 640.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROIC % for a Capital Markets company?
The median ROIC % among Capital Markets companies is 1.34, based on 694 companies in the industry. Companies in the top quartile (top 25%) have a ROIC % significantly above this median, while those in the bottom quartile fall well below. However, ROIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Figure Technology Solutions's current ROIC % of 9.88% is 640.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROIC % mean?
A high ROIC % can signal that a stock is expensive relative to its fundamentals. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Figure Technology Solutions and its competitors. For the Capital Markets industry, the median ROIC % is 1.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Figure Technology Solutions's current ROIC % is 9.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Figure Technology Solutions stock overvalued right now?
Figure Technology Solutions (FIGR) has a current ROIC % of 9.88%. The current ROIC % is 9.88% and 640.1% above the Capital Markets industry median of 1.34. Figure Technology Solutions' overall GF Score™ is 15/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROIC % calculated?
ROIC % is calculated from a company's financial statements. For Figure Technology Solutions (FIGR), the current ROIC % is 9.88% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Figure Technology Solutions Business Description

Other Exchanges FIGR:Mexico
Address 100 West Liberty Street, Suite 600, Reno, NV, USA, 89501
Figure Technology Solutions Inc is building the future of capital markets with blockchain technology. proprietary technology powers next-generation lending, trading, and investing activities in areas such as consumer credit and digital assets. Its use of the blockchain ledger allows them to serve their end customers, improve speed and efficiency, and enhance standardization and liquidity. The Company operates as a single operating and reportable segment. The company's geographical operations is within the USA, with the majority of revenue from California.
15GF Score

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