FIGR (Figure Technology Solutions) Moat Score: 5/10 (As of Aug. 07, 2026)

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FIGR Figure Technology Solutions Inc FIGR
15 GF Score
Price $28.60
! 3 Warning Signs
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What is Figure Technology Solutions Moat Score?

Figure Technology Solutions FIGR +0.07% 15 Moat Score is 5 as of Aug. 07, 2026. GuruFocus rates FIGR with a GF Score™ of 15/100. The stock has 3 warning signs investors should review. Among 840 Capital Markets companies, Figure Technology Solutions ranks better than 95.36% on this metric.

Figure Technology Solutions has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Figure Technology Solutions has Narrow Moat: Figure Technology Solutions Inc has a solid narrow moat due to its proprietary technology and some customer loyalty. However, it lacks the scale and brand strength to achieve a wide moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Figure Technology Solutions might have Narrow Moat - Solid narrow moat.

Figure Technology Solutions  (NAS:FIGR) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Figure Technology Solutions Moat Score Related Terms

FIGR vs BGC, VIRT, PIPR: Moat Score Comparison

For the Capital Markets subindustry, Figure Technology Solutions's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Figure Technology Solutions Moat Score vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Figure Technology Solutions's Moat Score distribution charts can be found below:

* The bar in red indicates where Figure Technology Solutions's Moat Score falls into.


FIGR
15GF Score
Figure Technology Solutions Inc FIGR
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Figure Technology Solutions (FIGR) has a Moat Score of 5 as of Aug. 07, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Figure Technology Solutions ranks #39 out of 840 companies in the Capital Markets industry, placing it in the top 4.6%.
Is Figure Technology Solutions' Moat Score too high?
Figure Technology Solutions' current Moat Score is 5. Based on the distribution chart, Figure Technology Solutions ranks #39 out of 840 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Figure Technology Solutions has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Figure Technology Solutions' Moat Score compare to BGC and VIRT?
According to the Capital Markets industry distribution chart, Figure Technology Solutions ranks #39 out of 840 companies for Moat Score. This places Figure Technology Solutions in the top 5% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Capital Markets company?
A good Moat Score depends on the Capital Markets industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Figure Technology Solutions's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Figure Technology Solutions stock overvalued right now?
Figure Technology Solutions (FIGR) has a current Moat Score of 5. The current Moat Score is 5. Figure Technology Solutions' overall GF Score™ is 15/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Figure Technology Solutions (FIGR), the current Moat Score is 5 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Figure Technology Solutions Business Description

Other Exchanges FIGR:Mexico
Address 100 West Liberty Street, Suite 600, Reno, NV, USA, 89501
Figure Technology Solutions Inc is building the future of capital markets with blockchain technology. proprietary technology powers next-generation lending, trading, and investing activities in areas such as consumer credit and digital assets. Its use of the blockchain ledger allows them to serve their end customers, improve speed and efficiency, and enhance standardization and liquidity. The Company operates as a single operating and reportable segment. The company's geographical operations is within the USA, with the majority of revenue from California.
15GF Score

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