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BeazleyFRA:2D7 +0.41%47 Debt-to-Equity is 0.13 as of Jun. 2026, which is 46% below its 10-year median of 0.24. GuruFocus rates FRA:2D7 with a GF Score™ of 47/100. The stock has 6 warning signs investors should review. Among 403 Insurance companies, Beazley ranks better than 64.52% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Beazley's Debt-to-Equity or its related term are showing as below:
FRA:2D7'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.04 Med: 0.24 Max: 0.36
Current: 0.13
During the past 13 years, the highest Debt-to-Equity Ratio of Beazley was 0.36. The lowest was 0.04. And the median was 0.24.
FRA:2D7's Debt-to-Equity is ranked better than 64.52% of 403
companies
in the Insurance industry
Industry Median: 0.21
vs FRA:2D7: 0.13
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Beazley Debt-to-Equity Related Terms
Beazley Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Beazley's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:2D7 vs FNF, AXS, FAF: Debt-to-Equity Comparison
For the Insurance - Specialty subindustry, Beazley's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Beazley Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Beazley's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Beazley's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Beazley (FRA:2D7) has a Debt-to-Equity of 0.13 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Beazley and its competitors. This is 46% below median its historical median of 0.24. Over the past decade, Beazley's Debt-to-Equity has ranged from 0.04 to 0.36. According to the industry distribution chart, Beazley ranks #143 out of 403 companies in the Insurance industry, placing it in the top 35.5%.
Is Beazley's Debt-to-Equity too high?
Beazley's current Debt-to-Equity of 0.13 is 46% below median its 10-year median of 0.24. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.36. The Insurance industry median Debt-to-Equity is 0.21. Beazley's value of 0.13 is 38.1% below this industry median. Based on the distribution chart, Beazley ranks #143 out of 403 companies in the Insurance industry, which is above the industry midpoint. Overall, Beazley has a GF Score™ of 47/100, reflecting its overall financial health beyond just this single metric.
How does Beazley's Debt-to-Equity compare to FNF and AXS?
According to the Insurance industry distribution chart, Beazley ranks #143 out of 403 companies for Debt-to-Equity. This puts Beazley in the upper half of its industry. The industry median Debt-to-Equity is 0.21. Beazley's value of 0.13 is 38.1% below this benchmark. Historically, Beazley's own Debt-to-Equity has ranged from 0.04 to 0.36 over the past decade. While the company's 10-year median is 0.24 vs. the industry median of 0.21, Beazley has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 403 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Beazley's current Debt-to-Equity of 0.13 is 38.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Beazley and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Beazley's current Debt-to-Equity is 0.13, which is 46% below median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beazley stock overvalued right now?
Beazley (FRA:2D7) has a current Debt-to-Equity of 0.13. The current Debt-to-Equity is 0.13, which is 46% below median its 10-year median of 0.24 and 38.1% below the Insurance industry median of 0.21. Beazley's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Beazley (FRA:2D7), the current Debt-to-Equity is 0.13 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Beazley PLC is a specialty insurer providing services to customers in the United Kingdom (its key market), the U.S., and Europe. It operates through the following segments: Cyber Risks, which underwrites cyber and technology risks; Digital, which underwrites a variety of marine, contingency, and SME liability risks through digital channels such as e-trading platforms and broker portals; MAP Risks, which underwrites marine, portfolio underwriting, and political and contingency business; Property Risk, which underwrites first party property risks and reinsurance business; and the Specialty Risks segment, which underwrites a wide range of liability classes, including employment practices risks and directors and officers, as well as healthcare, lawyers and international financial institutions.
47GF Score
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