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Kraft Bank ASAFRA:709 -0.41%72 Debt-to-Equity is 0.09 as of Mar. 2026, which is at its 10-year median of 0.09. GuruFocus rates FRA:709 with a GF Score™ of 72/100 and a GF Value™ of €1.31 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,419 Banks companies, Kraft Bank ASA ranks better than 90.06% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Kraft Bank ASA's Debt-to-Equity or its related term are showing as below:
FRA:709'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0 Med: 0.09 Max: 0.11
Current: 0.09
During the past 8 years, the highest Debt-to-Equity Ratio of Kraft Bank ASA was 0.11. The lowest was 0.00. And the median was 0.09.
FRA:709's Debt-to-Equity is ranked better than 90.06% of 1419
companies
in the Banks industry
Industry Median: 0.58
vs FRA:709: 0.09
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Kraft Bank ASA Debt-to-Equity Related Terms
Kraft Bank ASA Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Kraft Bank ASA's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kraft Bank ASA Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, Kraft Bank ASA's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kraft Bank ASA Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Kraft Bank ASA's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Kraft Bank ASA's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kraft Bank ASA (FRA:709) has a Debt-to-Equity of 0.09 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Kraft Bank ASA and its competitors. This is near median its historical median of 0.09. According to the industry distribution chart, Kraft Bank ASA ranks #141 out of 1419 companies in the Banks industry, placing it in the top 9.9%.
Is Kraft Bank ASA's Debt-to-Equity too high?
Kraft Bank ASA's current Debt-to-Equity of 0.09 is near median its 10-year median of 0.09. The Banks industry median Debt-to-Equity is 0.58. Kraft Bank ASA's value of 0.09 is 84.5% below this industry median. Based on the distribution chart, Kraft Bank ASA ranks #141 out of 1419 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Kraft Bank ASA has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kraft Bank ASA's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Kraft Bank ASA ranks #141 out of 1419 companies for Debt-to-Equity. This places Kraft Bank ASA in the top 10% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. Kraft Bank ASA's value of 0.09 is 84.5% below this benchmark. While the company's 10-year median is 0.09 vs. the industry median of 0.58, Kraft Bank ASA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,419 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kraft Bank ASA's current Debt-to-Equity of 0.09 is 84.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Kraft Bank ASA and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kraft Bank ASA's current Debt-to-Equity is 0.09, which is near median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kraft Bank ASA stock overvalued right now?
Based on GuruFocus' analysis, Kraft Bank ASA (FRA:709) is currently considered Fairly Valued. The stock's GF Value™ is €1.31, compared to a current price of €1.22 — trading 6.9% below its estimated fair value. The current Debt-to-Equity is 0.09, which is near median its 10-year median of 0.09 and 84.5% below the Banks industry median of 0.58. Kraft Bank ASA's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Kraft Bank ASA (FRA:709), the current Debt-to-Equity is 0.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kraft Bank ASA (FRA:709) Overvalued in 2026?
Based on GuruFocus' analysis, Kraft Bank ASA stock appears to be undervalued.
The current stock price of €1.22 is trading 6.9% below its estimated GF Value™ of €1.31.
GuruFocus considers Kraft Bank ASA to be Fairly Valued.
Key valuation signals for FRA:709:
Debt-to-Equity: 0.09 (near median its 10-year median of 0.09)
GF Value™: €1.31 vs. price of €1.22 (6.9% below fair value)
Industry Position: 84.5% below the Banks median (#141 of 1419)
No single metric tells the full story. See the FRA:709 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kraft Bank ASA is a provider of banking services to its customers. The bank offers refinancing, savings products, loans, loans against mortgages in housing and other assets.
72GF Score
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