Kraft Bank ASA (FRA:709) FCF Margin %: 157.80% (As of Dec. 2025) — 224% Above Median


FRA:709 Kraft Bank ASA FRA:709
67 GF Score
Price €1.18
GF Value €1.17
Valuation Fairly Valued
! 4 Warning Signs
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What is Kraft Bank ASA FCF Margin %?

Kraft Bank ASA FRA:709 +0.86% 67 FCF Margin % is 157.80% as of Dec. 2025, which is 224% above its 10-year median of 48.67. GuruFocus rates FRA:709 with a GF Score™ of 67/100 and a GF Value™ of €1.17 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,505 Banks companies, Kraft Bank ASA ranks better than 86.11% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Kraft Bank ASA's Free Cash Flow for the three months ended in Dec. 2025 was €7.87 Mil. Kraft Bank ASA's Revenue for the three months ended in Dec. 2025 was €4.98 Mil. Therefore, Kraft Bank ASA's FCF Margin % for the quarter that ended in Dec. 2025 was 157.80%.

As of today, Kraft Bank ASA's current FCF Yield % is 40.23%.

The historical rank and industry rank for Kraft Bank ASA's FCF Margin % or its related term are showing as below:

FRA:709' s FCF Margin % Range Over the Past 10 Years
Min: -184.15   Med: 48.67   Max: 104.61
Current: 103.98


During the past 8 years, the highest FCF Margin % of Kraft Bank ASA was 104.61%. The lowest was -184.15%. And the median was 48.67%.

FRA:709's FCF Margin % is ranked better than
86.11% of 1505 companies
in the Banks industry
Industry Median: 26.42 vs FRA:709: 103.98


Kraft Bank ASA FCF Margin % Related Terms


Kraft Bank ASA FCF Margin % Historical Data

* Premium members only.

The historical data trend for Kraft Bank ASA's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kraft Bank ASA FCF Margin % Chart

Kraft Bank ASA Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial 41.77 48.13 81.60 93.04 104.61

Kraft Bank ASA Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 97.85 77.12 -116.08 273.87 157.80

Kraft Bank ASA FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Kraft Bank ASA's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kraft Bank ASA FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Kraft Bank ASA's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Kraft Bank ASA's FCF Margin % falls into.


FRA:709
67GF Score
Kraft Bank ASA FRA:709
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Kraft Bank ASA FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Kraft Bank ASA's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=18.902/18.069
=104.61 %

Kraft Bank ASA's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=7.865/4.984
=157.80 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 157.80% mean?
Kraft Bank ASA (FRA:709) has a FCF Margin % of 157.80% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Kraft Bank ASA and its competitors. This is 224% above median its historical median of 48.67. According to the industry distribution chart, Kraft Bank ASA ranks #209 out of 1505 companies in the Banks industry, placing it in the top 13.9%.
Is Kraft Bank ASA's FCF Margin % too high?
Kraft Bank ASA's current FCF Margin % of 157.80% is 224% above median its 10-year median of 48.67. The Banks industry median FCF Margin % is 26.42. Kraft Bank ASA's value of 157.80% is 497.3% above this industry median. Based on the distribution chart, Kraft Bank ASA ranks #209 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Kraft Bank ASA has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kraft Bank ASA's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Kraft Bank ASA ranks #209 out of 1505 companies for FCF Margin %. This places Kraft Bank ASA in the top 14% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.42. Kraft Bank ASA's value of 157.80% is 497.3% above this benchmark. While the company's 10-year median is 48.67 vs. the industry median of 26.42, Kraft Bank ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kraft Bank ASA's current FCF Margin % of 157.80% is 497.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Kraft Bank ASA and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kraft Bank ASA's current FCF Margin % is 157.80%, which is 224% above median its own 10-year median of 48.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kraft Bank ASA stock overvalued right now?
Based on GuruFocus' analysis, Kraft Bank ASA (FRA:709) is currently considered Fairly Valued. The stock's GF Value™ is €1.17, compared to a current price of €1.18 — trading 0.4% above its estimated fair value. The current FCF Margin % is 157.80%, which is 224% above median its 10-year median of 48.67 and 497.3% above the Banks industry median of 26.42. Kraft Bank ASA's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Kraft Bank ASA (FRA:709), the current FCF Margin % is 157.80% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kraft Bank ASA (FRA:709) Overvalued in 2026?

Based on GuruFocus' analysis, Kraft Bank ASA stock appears to be overvalued. The current stock price of €1.18 is trading 0.4% above its estimated GF Value™ of €1.17. GuruFocus considers Kraft Bank ASA to be Fairly Valued.

Key valuation signals for FRA:709:

  • FCF Margin %: 157.80% (224% above median its 10-year median of 48.67)
  • GF Value™: €1.17 vs. price of €1.18 (0.4% above fair value)
  • GF Score™: 67/100 with 4 warning signs
  • Industry Position: 497.3% above the Banks median (#209 of 1505)

No single metric tells the full story. See the FRA:709 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kraft Bank ASA Business Description

Other Exchanges KRAB:Norway
Address Fourth floor, Trim Towers, Larsamyra 18, Sandnes, NOR, 4313
Kraft Bank ASA is a provider of banking services to its customers. The bank offers refinancing, savings products, loans, loans against mortgages in housing and other assets.
67GF Score

Get the complete analysis for FRA:709

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.18
Price
€1.17
GF Value