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Kraft Bank ASAFRA:709 -1.70%70 Equity-to-Asset is 0.10 as of Jun. 2026, which is 9% below its 10-year median of 0.11. GuruFocus rates FRA:709 with a GF Score™ of 70/100 and a GF Value™ of €1.28 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,523 Banks companies, Kraft Bank ASA ranks better than 54.43% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Kraft Bank ASA's Total Stockholders Equity for the quarter that ended in Jun. 2026 was €45.94 Mil. Kraft Bank ASA's Total Assets for the quarter that ended in Jun. 2026 was €465.56 Mil.
Therefore, Kraft Bank ASA's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.10.
The historical rank and industry rank for Kraft Bank ASA's Equity-to-Asset or its related term are showing as below:
FRA:709'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1 Med: 0.11 Max: 0.61
Current: 0.1
During the past 8 years, the highest Equity to Asset Ratio of Kraft Bank ASA was 0.61. The lowest was 0.10. And the median was 0.11.
FRA:709's Equity-to-Asset is ranked better than 54.43% of 1523
companies
in the Banks industry
Industry Median: 0.1
vs FRA:709: 0.10
Kraft Bank ASA (FRA:709) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Kraft Bank ASA Equity-to-Asset Related Terms
Kraft Bank ASA Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Kraft Bank ASA's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kraft Bank ASA Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Kraft Bank ASA's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kraft Bank ASA Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Kraft Bank ASA's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Kraft Bank ASA's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Kraft Bank ASA's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kraft Bank ASA (FRA:709) has a Equity-to-Asset of 0.10 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Kraft Bank ASA and its competitors. This is near median its historical median of 0.11. Over the past decade, Kraft Bank ASA's Equity-to-Asset has ranged from 0.10 to 0.61. According to the industry distribution chart, Kraft Bank ASA ranks #694 out of 1523 companies in the Banks industry, placing it in the top 45.6%.
Is Kraft Bank ASA's Equity-to-Asset too high?
Kraft Bank ASA's current Equity-to-Asset of 0.10 is near median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.61. The Banks industry median Equity-to-Asset is 0.10. Kraft Bank ASA's value of 0.10 is 0% at this industry median. Based on the distribution chart, Kraft Bank ASA ranks #694 out of 1523 companies in the Banks industry, which is above the industry midpoint. Overall, Kraft Bank ASA has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kraft Bank ASA's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Kraft Bank ASA ranks #694 out of 1523 companies for Equity-to-Asset. This puts Kraft Bank ASA in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Kraft Bank ASA's value of 0.10 is 0% at this benchmark. Historically, Kraft Bank ASA's own Equity-to-Asset has ranged from 0.10 to 0.61 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.10, Kraft Bank ASA has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kraft Bank ASA's current Equity-to-Asset of 0.10 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Kraft Bank ASA and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kraft Bank ASA's current Equity-to-Asset is 0.10, which is near median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kraft Bank ASA stock overvalued right now?
Based on GuruFocus' analysis, Kraft Bank ASA (FRA:709) is currently considered Modestly Undervalued. The stock's GF Value™ is €1.28, compared to a current price of €1.16 — trading 9.8% below its estimated fair value. The current Equity-to-Asset is 0.10, which is near median its 10-year median of 0.11 and 0% at the Banks industry median of 0.10. Kraft Bank ASA's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Kraft Bank ASA (FRA:709), the current Equity-to-Asset is 0.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kraft Bank ASA (FRA:709) Overvalued in 2026?
Based on GuruFocus' analysis, Kraft Bank ASA stock appears to be undervalued.
The current stock price of €1.16 is trading 9.8% below its estimated GF Value™ of €1.28.
GuruFocus considers Kraft Bank ASA to be Modestly Undervalued.
Key valuation signals for FRA:709:
Equity-to-Asset: 0.10 (near median its 10-year median of 0.11)
GF Value™: €1.28 vs. price of €1.16 (9.8% below fair value)
Industry Position: 0% at the Banks median (#694 of 1523)
No single metric tells the full story. See the FRA:709 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kraft Bank ASA is a provider of banking services to its customers. The bank offers refinancing, savings products, loans, loans against mortgages in housing and other assets.
70GF Score
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