B3 Consulting Group AB (FRA:B37) Debt-to-Equity: 1.36 (As of Jun. 2026) — 58% Above Median

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Director of Data and Quant Analytics at GuruFocus
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FRA:B37 B3 Consulting Group AB FRA:B37
57 GF Score
Price €1.82
GF Value €5.69
Valuation Possible Value Trap
! 6 Warning Signs
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What is B3 Consulting Group AB Debt-to-Equity?

B3 Consulting Group AB FRA:B37 +6.45% 57 Debt-to-Equity is 1.36 as of Jun. 2026, which is 58% above its 10-year median of 0.86. GuruFocus rates FRA:B37 with a GF Score™ of 57/100 and a GF Value™ of €5.69 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 2,247 Software companies, B3 Consulting Group AB ranks worse than 89.72% on this metric.

B3 Consulting Group AB's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €25.3 Mil. B3 Consulting Group AB's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €3.3 Mil. B3 Consulting Group AB's Total Stockholders Equity for the quarter that ended in Jun. 2026 was €21.0 Mil. B3 Consulting Group AB's debt to equity for the quarter that ended in Jun. 2026 was 1.36.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for B3 Consulting Group AB's Debt-to-Equity or its related term are showing as below:

FRA:B37' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.25   Med: 0.86   Max: 2.55
Current: 1.36

During the past 13 years, the highest Debt-to-Equity Ratio of B3 Consulting Group AB was 2.55. The lowest was 0.25. And the median was 0.86.

FRA:B37's Debt-to-Equity is ranked worse than
89.72% of 2247 companies
in the Software industry
Industry Median: 0.19 vs FRA:B37: 1.36

B3 Consulting Group AB  (FRA:B37) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


B3 Consulting Group AB Debt-to-Equity Related Terms


B3 Consulting Group AB Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for B3 Consulting Group AB's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

B3 Consulting Group AB Debt-to-Equity Chart

B3 Consulting Group AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.60 0.51 1.09 1.30 1.54

B3 Consulting Group AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.54 1.57 1.54 1.55 1.36

FRA:B37 vs IBM, ACN, FISV: Debt-to-Equity Comparison

For the Information Technology Services subindustry, B3 Consulting Group AB's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


B3 Consulting Group AB Debt-to-Equity vs Software Industry

For the Software industry and Technology sector, B3 Consulting Group AB's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where B3 Consulting Group AB's Debt-to-Equity falls into.


FRA:B37
57GF Score
B3 Consulting Group AB FRA:B37
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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B3 Consulting Group AB Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

B3 Consulting Group AB's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

B3 Consulting Group AB's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 1.36 mean?
B3 Consulting Group AB (FRA:B37) has a Debt-to-Equity of 1.36 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on B3 Consulting Group AB and its competitors. This is 58% above median its historical median of 0.86. Over the past decade, B3 Consulting Group AB's Debt-to-Equity has ranged from 0.25 to 2.55. According to the industry distribution chart, B3 Consulting Group AB ranks #2016 out of 2247 companies in the Software industry, placing it in the top 89.7%.
Is B3 Consulting Group AB's Debt-to-Equity too high?
B3 Consulting Group AB's current Debt-to-Equity of 1.36 is 58% above median its 10-year median of 0.86. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 2.55. The Software industry median Debt-to-Equity is 0.19. B3 Consulting Group AB's value of 1.36 is 615.8% above this industry median. Based on the distribution chart, B3 Consulting Group AB ranks #2016 out of 2247 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, B3 Consulting Group AB has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does B3 Consulting Group AB's Debt-to-Equity compare to IBM and ACN?
According to the Software industry distribution chart, B3 Consulting Group AB ranks #2016 out of 2247 companies for Debt-to-Equity. This places B3 Consulting Group AB in the lower half of its industry. The industry median Debt-to-Equity is 0.19. B3 Consulting Group AB's value of 1.36 is 615.8% above this benchmark. Historically, B3 Consulting Group AB's own Debt-to-Equity has ranged from 0.25 to 2.55 over the past decade. While the company's 10-year median is 0.86 vs. the industry median of 0.19, B3 Consulting Group AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,247 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. B3 Consulting Group AB's current Debt-to-Equity of 1.36 is 615.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on B3 Consulting Group AB and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. B3 Consulting Group AB's current Debt-to-Equity is 1.36, which is 58% above median its own 10-year median of 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is B3 Consulting Group AB stock overvalued right now?
Based on GuruFocus' analysis, B3 Consulting Group AB (FRA:B37) is currently considered Possible Value Trap. The stock's GF Value™ is €5.69, compared to a current price of €1.82 — trading 68.1% below its estimated fair value. The current Debt-to-Equity is 1.36, which is 58% above median its 10-year median of 0.86 and 615.8% above the Software industry median of 0.19. B3 Consulting Group AB's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For B3 Consulting Group AB (FRA:B37), the current Debt-to-Equity is 1.36 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is B3 Consulting Group AB (FRA:B37) Overvalued in 2026?

Based on GuruFocus' analysis, B3 Consulting Group AB stock appears to be undervalued. The current stock price of €1.82 is trading 68.1% below its estimated GF Value™ of €5.69. GuruFocus considers B3 Consulting Group AB to be Possible Value Trap.

Key valuation signals for FRA:B37:

  • Debt-to-Equity: 1.36 (58% above median its 10-year median of 0.86)
  • GF Value™: €5.69 vs. price of €1.82 (68.1% below fair value)
  • GF Score™: 57/100 with 6 warning signs
  • Industry Position: 615.8% above the Software median (#2016 of 2247)

No single metric tells the full story. See the FRA:B37 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


B3 Consulting Group AB Business Description

Other Exchanges B3:Sweden0RL1:UKB37:Germany
Address Kungsbron 2, Box 8, Stockholm, SWE, SE-101 20
B3 Consulting Group AB is a Sweden based consultancy company which help businesses to streamline their IT operations by developing their technology, processes, strategies, and organization. The company has expertise in fields such as IT management, systems development, databases, telecommunications solutions, healthcare, infrastructure and cloud solutions, testing and quality management, and digital channels.
57GF Score

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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.82
Price
€5.69
GF Value