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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Goldpac Group's Debt-to-Equity or its related term are showing as below:
During the past 13 years, the highest Debt-to-Equity Ratio of Goldpac Group was 0.03. The lowest was 0.00. And the median was 0.01.
FRA:G9D's Debt-to-Equity is not ranked *
in the Software industry.
Industry Median: 0.2 * Ranked among companies with meaningful Debt-to-Equity only.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Goldpac Group Debt-to-Equity Related Terms
Goldpac Group Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Goldpac Group's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:G9D vs MSFT, PLTR, ORCL: Debt-to-Equity Comparison
For the Software - Infrastructure subindustry, Goldpac Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Goldpac Group Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Goldpac Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Goldpac Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Goldpac Group (FRA:G9D) has a Debt-to-Equity of 0.00 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Goldpac Group and its competitors. According to the industry distribution chart, Goldpac Group ranks #999999 out of 2245 companies in the Software industry.
Is Goldpac Group's Debt-to-Equity too high?
Goldpac Group's current Debt-to-Equity is 0.00. Based on the distribution chart, Goldpac Group ranks #999999 out of 2245 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Goldpac Group has a GF Score™ of 45/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Goldpac Group's Debt-to-Equity compare to MSFT and PLTR?
According to the Software industry distribution chart, Goldpac Group ranks #999999 out of 2245 companies for Debt-to-Equity. This places Goldpac Group in the lower half of its industry. The industry median Debt-to-Equity is 0.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.20, based on 2,245 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Goldpac Group and its competitors. For the Software industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Goldpac Group's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Goldpac Group stock overvalued right now?
Based on GuruFocus' analysis, Goldpac Group (FRA:G9D) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.08, compared to a current price of €0.06 — trading 19.4% below its estimated fair value. The current Debt-to-Equity is 0.00. Goldpac Group's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Goldpac Group (FRA:G9D), the current Debt-to-Equity is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Goldpac Group (FRA:G9D) Overvalued in 2026?
Based on GuruFocus' analysis, Goldpac Group stock appears to be undervalued.
The current stock price of €0.06 is trading 19.4% below its estimated GF Value™ of €0.08.
GuruFocus considers Goldpac Group to be Modestly Undervalued.
Key valuation signals for FRA:G9D:
Debt-to-Equity: 0.00
GF Value™: €0.08 vs. price of €0.06 (19.4% below fair value)
No single metric tells the full story. See the FRA:G9D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Goldpac Group Ltd offers solutions to secure payment systems, embedded software and security products, data management services, card issuance systems, multi-function terminals, and custom turnkey solutions covering financial services. The operating segments of the group are Embedded software and secure payment products, which is the key revenue-driving segment, includes embedded software and secure payment products for smart secure payment; and the Platform and service segment which involves the provision of data processing, equipment, system platforms and other total solutions for customers in a wide business range including financial, government, healthcare, transportation and retails by leveraging Fintech.
45GF Score
Get the complete analysis for FRA:G9D
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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