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Goldpac GroupFRA:G9D +0.75%46 PB Ratio is 0.22 as of Aug. 02, 2026, which is 62% below its 10-year median of 0.58. GuruFocus rates FRA:G9D with a GF Score™ of 46/100 and a GF Value™ of €0.08. The stock has 7 warning signs investors should review. Among 2,635 Software companies, Goldpac Group ranks better than 98.03% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-02), Goldpac Group's share price is €0.0675. Goldpac Group's Book Value per Share for the quarter that ended in Dec. 2025 was €0.31. Hence, Goldpac Group's PB Ratio of today is 0.22.
Good Sign:
Goldpac Group Ltd stock PB Ratio (=0.24) is close to 10-year low of 0.23.
The historical rank and industry rank for Goldpac Group's PB Ratio or its related term are showing as below:
FRA:G9D'
s PB Ratio Range Over the Past 10 Years
Min: 0.22 Med: 0.58 Max: 1.17
Current: 0.22
During the past 13 years, Goldpac Group's highest PB Ratio was 1.17. The lowest was 0.22. And the median was 0.58.
FRA:G9D's PB Ratio is ranked better than 98.03% of 2635
companies
in the Software industry
Industry Median: 2.42
vs FRA:G9D: 0.22
During the past 12 months, Goldpac Group's average Book Value Per Share Growth Rate was 3.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -0.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -1.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 0.80% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Goldpac Group was 101.40% per year. The lowest was -3.70% per year. And the median was 1.80% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Goldpac Group PB Ratio Related Terms
Goldpac Group PB Ratio Historical Data
* Premium members only.
The historical data trend for Goldpac Group's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Goldpac Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Goldpac Group PB Ratio vs Software Industry
For the Software industry and Technology sector, Goldpac Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Goldpac Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Goldpac Group's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Goldpac Group (FRA:G9D) has a PB Ratio of 0.22 as of Aug. 02, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Goldpac Group and its competitors. This is 62% below median its historical median of 0.58. Over the past decade, Goldpac Group's PB Ratio has ranged from 0.22 to 1.17. According to the industry distribution chart, Goldpac Group ranks #52 out of 2635 companies in the Software industry, placing it in the top 2%.
Is Goldpac Group's PB Ratio too high?
Goldpac Group's current PB Ratio of 0.22 is 62% below median its 10-year median of 0.58. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 1.17. The Software industry median PB Ratio is 2.42. Goldpac Group's value of 0.22 is 90.9% below this industry median. Based on the distribution chart, Goldpac Group ranks #52 out of 2635 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Goldpac Group has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does Goldpac Group's PB Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Goldpac Group ranks #52 out of 2635 companies for PB Ratio. This places Goldpac Group in the top 2% of its industry — outperforming the majority of peers. The industry median PB Ratio is 2.42. Goldpac Group's value of 0.22 is 90.9% below this benchmark. Historically, Goldpac Group's own PB Ratio has ranged from 0.22 to 1.17 over the past decade. While the company's 10-year median is 0.58 vs. the industry median of 2.42, Goldpac Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.42, based on 2,635 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Goldpac Group's current PB Ratio of 0.22 is 90.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Goldpac Group and its competitors. For the Software industry, the median PB Ratio is 2.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Goldpac Group's current PB Ratio is 0.22, which is 62% below median its own 10-year median of 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Goldpac Group stock overvalued right now?
Goldpac Group (FRA:G9D) has a current PB Ratio of 0.22. The stock's GF Value™ is €0.08, compared to a current price of €0.07 — trading 15.6% below its estimated fair value. The current PB Ratio is 0.22, which is 62% below median its 10-year median of 0.58 and 90.9% below the Software industry median of 2.42. Goldpac Group's overall GF Score™ is 46/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Goldpac Group (FRA:G9D), the current PB Ratio is 0.22 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Goldpac Group (FRA:G9D) Overvalued in 2026?
Based on GuruFocus' analysis, Goldpac Group stock appears to be undervalued.
The current stock price of €0.07 is trading 15.6% below its estimated GF Value™ of €0.08.
Key valuation signals for FRA:G9D:
PB Ratio: 0.22 (62% below median its 10-year median of 0.58)
GF Value™: €0.08 vs. price of €0.07 (15.6% below fair value)
Industry Position: 90.9% below the Software median (#52 of 2635)
No single metric tells the full story. See the FRA:G9D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Goldpac Group Ltd offers solutions to secure payment systems, embedded software and security products, data management services, card issuance systems, multi-function terminals, and custom turnkey solutions covering financial services. The operating segments of the group are Embedded software and secure payment products, which is the key revenue-driving segment, includes embedded software and secure payment products for smart secure payment; and the Platform and service segment which involves the provision of data processing, equipment, system platforms and other total solutions for customers in a wide business range including financial, government, healthcare, transportation and retails by leveraging Fintech.
46GF Score
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