Goldpac Group (FRA:G9D) ROC %: 1.26% (As of Dec. 2025)

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FRA:G9D Goldpac Group Ltd FRA:G9D
46 GF Score
Price €0.07
GF Value €0.08
! 7 Warning Signs
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What is Goldpac Group ROC %?

Goldpac Group FRA:G9D +0.75% 46 ROC % is 1.26% as of Dec. 2025. GuruFocus rates FRA:G9D with a GF Score™ of 46/100 and a GF Value™ of €0.08. The stock has 7 warning signs investors should review.

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. Goldpac Group's annualized return on capital (ROC %) for the quarter that ended in Dec. 2025 was 1.26%.

As of today (2026-08-02), Goldpac Group's WACC % is 6.70%. Goldpac Group's ROC % is 2.21% (calculated using TTM income statement data). Goldpac Group earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Goldpac Group  (FRA:G9D) ROC % Explanation

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Goldpac Group's WACC % is 6.70%. Goldpac Group's ROC % is 2.21% (calculated using TTM income statement data). Goldpac Group earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Be Aware

Like ROE % and ROA %, ROC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.


Goldpac Group ROC % Related Terms


Goldpac Group ROC % Historical Data

* Premium members only.

The historical data trend for Goldpac Group's ROC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Goldpac Group ROC % Chart

Goldpac Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.87 7.64 9.34 1.13 2.13

Goldpac Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.44 2.11 -0.04 2.90 1.26
FRA:G9D
46GF Score
Goldpac Group Ltd FRA:G9D
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Goldpac Group ROC % Calculation

Goldpac Group's annualized Return on Capital (ROC %) for the fiscal year that ended in Dec. 2025 is calculated as:

ROC % (A: Dec. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (A: Dec. 2024 ) + Invested Capital (A: Dec. 2025 ))/ count )
=3.052 * ( 1 - 16.95% )/( (137.772 + 100.176)/ 2 )
=2.534686/118.974
=2.13 %

where

Invested Capital(A: Dec. 2024 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=323.132 - 48.165 - ( 137.195 - max(0, 53.622 - 217.343+137.195))
=137.772

Invested Capital(A: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=294.446 - 41.573 - ( 152.697 - max(0, 45.917 - 211.977+152.697))
=100.176

Goldpac Group's annualized Return on Capital (ROC %) for the quarter that ended in Dec. 2025 is calculated as:

ROC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Jun. 2025 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=1.718 * ( 1 - 19.78% )/( (118.568 + 100.176)/ 2 )
=1.3781796/109.372
=1.26 %

where

Invested Capital(Q: Jun. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=299.598 - 50.601 - ( 130.429 - max(0, 54.034 - 206.131+130.429))
=118.568

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=294.446 - 41.573 - ( 152.697 - max(0, 45.917 - 211.977+152.697))
=100.176

Note: The Operating Income data used here is two times the semi-annual (Dec. 2025) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROC % →
What does a ROC % of 1.26% mean?
Goldpac Group (FRA:G9D) has a ROC % of 1.26% as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Goldpac Group and its competitors.
Is Goldpac Group's ROC % too high?
Goldpac Group's current ROC % is 1.26%. The Software industry median ROC % is 3.10. Goldpac Group's value of 1.26% is 59.4% below this industry median. Overall, Goldpac Group has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does Goldpac Group's ROC % compare to MSFT and ORCL?
Goldpac Group's ROC % of 1.26% can be compared against companies in the Software industry. The industry median ROC % is 3.10. Goldpac Group's value of 1.26% is 59.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Software company?
The median ROC % among Software companies is 3.10, based on 2,833 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Goldpac Group's current ROC % of 1.26% is 59.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Goldpac Group and its competitors. For the Software industry, the median ROC % is 3.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Goldpac Group's current ROC % is 1.26%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Goldpac Group stock overvalued right now?
Goldpac Group (FRA:G9D) has a current ROC % of 1.26%. The stock's GF Value™ is €0.08, compared to a current price of €0.07 — trading 15.6% below its estimated fair value. The current ROC % is 1.26% and 59.4% below the Software industry median of 3.10. Goldpac Group's overall GF Score™ is 46/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Goldpac Group (FRA:G9D), the current ROC % is 1.26% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Goldpac Group (FRA:G9D) Overvalued in 2026?

Based on GuruFocus' analysis, Goldpac Group stock appears to be undervalued. The current stock price of €0.07 is trading 15.6% below its estimated GF Value™ of €0.08.

Key valuation signals for FRA:G9D:

  • ROC %: 1.26%
  • GF Value™: €0.08 vs. price of €0.07 (15.6% below fair value)
  • GF Score™: 46/100 with 7 warning signs
  • Industry Position: 59.4% below the Software median

No single metric tells the full story. See the FRA:G9D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Goldpac Group Business Description

Other Exchanges 03315:Hong Kong
Address No. 56 Gloucester Road, 13th Floor, Bank of East Asia, Room 1301, Harbour View Center, Wanchai, Hong Kong, HKG
Goldpac Group Ltd offers solutions to secure payment systems, embedded software and security products, data management services, card issuance systems, multi-function terminals, and custom turnkey solutions covering financial services. The operating segments of the group are Embedded software and secure payment products, which is the key revenue-driving segment, includes embedded software and secure payment products for smart secure payment; and the Platform and service segment which involves the provision of data processing, equipment, system platforms and other total solutions for customers in a wide business range including financial, government, healthcare, transportation and retails by leveraging Fintech.
46GF Score

Get the complete analysis for FRA:G9D

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.07
Price
€0.08
GF Value