Haitong Unitrust International Financial Leasing Co (FRA:HA6) Debt-to-Equity: 3.92 (As of Dec. 2025) — 14% Below Median

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FRA:HA6 Haitong Unitrust International Financial Leasing Co Ltd FRA:HA6
41 GF Score
Price €0.10
GF Value €0.08
! 6 Warning Signs
View Full Analysis

What is Haitong Unitrust International Financial Leasing Co Debt-to-Equity?

Haitong Unitrust International Financial Leasing Co FRA:HA6 +15.76% 41 Debt-to-Equity is 3.92 as of Dec. 2025, which is 14% below its 10-year median of 4.58. GuruFocus rates FRA:HA6 with a GF Score™ of 41/100 and a GF Value™ of €0.08. The stock has 6 warning signs investors should review. Among 455 Credit Services companies, Haitong Unitrust International Financial Leasing Co ranks worse than 80.22% on this metric.

Haitong Unitrust International Financial Leasing Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €0.0 Mil. Haitong Unitrust International Financial Leasing Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €9,689.2 Mil. Haitong Unitrust International Financial Leasing Co's Total Stockholders Equity for the quarter that ended in Dec. 2025 was €2,469.1 Mil. Haitong Unitrust International Financial Leasing Co's debt to equity for the quarter that ended in Dec. 2025 was 3.92.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Haitong Unitrust International Financial Leasing Co's Debt-to-Equity or its related term are showing as below:

FRA:HA6' s Debt-to-Equity Range Over the Past 10 Years
Min: 2.88   Med: 4.58   Max: 4.87
Current: 3.92

During the past 10 years, the highest Debt-to-Equity Ratio of Haitong Unitrust International Financial Leasing Co was 4.87. The lowest was 2.88. And the median was 4.58.

FRA:HA6's Debt-to-Equity is ranked worse than
80.22% of 455 companies
in the Credit Services industry
Industry Median: 1.2 vs FRA:HA6: 3.92

Haitong Unitrust International Financial Leasing Co  (FRA:HA6) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Haitong Unitrust International Financial Leasing Co Debt-to-Equity Related Terms


Haitong Unitrust International Financial Leasing Co Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Haitong Unitrust International Financial Leasing Co's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Haitong Unitrust International Financial Leasing Co Debt-to-Equity Chart

Haitong Unitrust International Financial Leasing Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.69 4.87 4.59 4.16 3.92

Haitong Unitrust International Financial Leasing Co Semi-Annual Data
Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.59 4.05 4.16 4.08 3.92

FRA:HA6 vs V, MA, AXP: Debt-to-Equity Comparison

For the Credit Services subindustry, Haitong Unitrust International Financial Leasing Co's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Haitong Unitrust International Financial Leasing Co Debt-to-Equity vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Haitong Unitrust International Financial Leasing Co's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Haitong Unitrust International Financial Leasing Co's Debt-to-Equity falls into.


FRA:HA6
41GF Score
Haitong Unitrust International Financial Leasing Co Ltd FRA:HA6
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Haitong Unitrust International Financial Leasing Co Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Haitong Unitrust International Financial Leasing Co's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Haitong Unitrust International Financial Leasing Co's Debt to Equity Ratio for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 3.92 mean?
Haitong Unitrust International Financial Leasing Co (FRA:HA6) has a Debt-to-Equity of 3.92 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Haitong Unitrust International Financial Leasing Co and its competitors. This is 14% below median its historical median of 4.58. Over the past decade, Haitong Unitrust International Financial Leasing Co's Debt-to-Equity has ranged from 2.88 to 4.87. According to the industry distribution chart, Haitong Unitrust International Financial Leasing Co ranks #365 out of 455 companies in the Credit Services industry, placing it in the top 80.2%.
Is Haitong Unitrust International Financial Leasing Co's Debt-to-Equity too high?
Haitong Unitrust International Financial Leasing Co's current Debt-to-Equity of 3.92 is 14% below median its 10-year median of 4.58. Over the past 10 years, this metric has ranged from a low of 2.88 to a high of 4.87. The Credit Services industry median Debt-to-Equity is 1.20. Haitong Unitrust International Financial Leasing Co's value of 3.92 is 226.7% above this industry median. Based on the distribution chart, Haitong Unitrust International Financial Leasing Co ranks #365 out of 455 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Haitong Unitrust International Financial Leasing Co has a GF Score™ of 41/100, reflecting its overall financial health beyond just this single metric.
How does Haitong Unitrust International Financial Leasing Co's Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Haitong Unitrust International Financial Leasing Co ranks #365 out of 455 companies for Debt-to-Equity. This places Haitong Unitrust International Financial Leasing Co in the lower half of its industry. The industry median Debt-to-Equity is 1.20. Haitong Unitrust International Financial Leasing Co's value of 3.92 is 226.7% above this benchmark. Historically, Haitong Unitrust International Financial Leasing Co's own Debt-to-Equity has ranged from 2.88 to 4.87 over the past decade. While the company's 10-year median is 4.58 vs. the industry median of 1.20, Haitong Unitrust International Financial Leasing Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.20, based on 455 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Haitong Unitrust International Financial Leasing Co's current Debt-to-Equity of 3.92 is 226.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Haitong Unitrust International Financial Leasing Co and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Haitong Unitrust International Financial Leasing Co's current Debt-to-Equity is 3.92, which is 14% below median its own 10-year median of 4.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Haitong Unitrust International Financial Leasing Co stock overvalued right now?
Haitong Unitrust International Financial Leasing Co (FRA:HA6) has a current Debt-to-Equity of 3.92. The stock's GF Value™ is €0.08, compared to a current price of €0.10 — trading 19.4% above its estimated fair value. The current Debt-to-Equity is 3.92, which is 14% below median its 10-year median of 4.58 and 226.7% above the Credit Services industry median of 1.20. Haitong Unitrust International Financial Leasing Co's overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Haitong Unitrust International Financial Leasing Co (FRA:HA6), the current Debt-to-Equity is 3.92 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Haitong Unitrust International Financial Leasing Co (FRA:HA6) Overvalued in 2026?

Based on GuruFocus' analysis, Haitong Unitrust International Financial Leasing Co stock appears to be overvalued. The current stock price of €0.10 is trading 19.4% above its estimated GF Value™ of €0.08.

Key valuation signals for FRA:HA6:

  • Debt-to-Equity: 3.92 (14% below median its 10-year median of 4.58)
  • GF Value™: €0.08 vs. price of €0.10 (19.4% above fair value)
  • GF Score™: 41/100 with 6 warning signs
  • Industry Position: 226.7% above the Credit Services median (#365 of 455)

No single metric tells the full story. See the FRA:HA6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Haitong Unitrust International Financial Leasing Co Business Description

Other Exchanges 01905:Hong Kong
Address No. 599 South Zhongshan Road, Haitong Unitrust Tower, Huangpu District, Shanghai, CHN, 200001
Haitong Unitrust International Financial Leasing Co Ltd is engaged in the finance lease business, lease business, purchase of leased assets from both domestic and international suppliers, residual value disposal and maintenance of leased assets, advisory services and guarantee of lease transactions, commercial factoring business related to the main business and other services. It operates in one reportable segment and derives revenue mainly from its operations and services rendered in the PRC.
41GF Score

Get the complete analysis for FRA:HA6

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.10
Price
€0.08
GF Value