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Haitong Unitrust International Financial Leasing Co (FRA:HA6) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Haitong Unitrust International Financial Leasing Co Net Margin % Related Terms
Haitong Unitrust International Financial Leasing Co Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Haitong Unitrust International Financial Leasing Co Net Margin % Chart
Haitong Unitrust International Financial Leasing Co Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Haitong Unitrust International Financial Leasing Co Net Margin % vs Credit Services Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Haitong Unitrust International Financial Leasing Co (FRA:HA6) has a Net Margin % of 24.38% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Haitong Unitrust International Financial Leasing Co and its competitors. This is 18% below median its historical median of 29.79. Over the past decade, Haitong Unitrust International Financial Leasing Co's Net Margin % has ranged from 22.71 to 43.89. According to the industry distribution chart, Haitong Unitrust International Financial Leasing Co ranks #157 out of 537 companies in the Credit Services industry, placing it in the top 29.2%.
Is Haitong Unitrust International Financial Leasing Co's Net Margin % too high?
Haitong Unitrust International Financial Leasing Co's current Net Margin % of 24.38% is 18% below median its 10-year median of 29.79. Over the past 10 years, this metric has ranged from a low of 22.71 to a high of 43.89. The Credit Services industry median Net Margin % is 15.34. Haitong Unitrust International Financial Leasing Co's value of 24.38% is 58.9% above this industry median. Based on the distribution chart, Haitong Unitrust International Financial Leasing Co ranks #157 out of 537 companies in the Credit Services industry, which is above the industry midpoint. Overall, Haitong Unitrust International Financial Leasing Co has a GF Score™ of 41/100, reflecting its overall financial health beyond just this single metric.
How does Haitong Unitrust International Financial Leasing Co's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Haitong Unitrust International Financial Leasing Co ranks #157 out of 537 companies for Net Margin %. This puts Haitong Unitrust International Financial Leasing Co in the upper half of its industry. The industry median Net Margin % is 15.34. Haitong Unitrust International Financial Leasing Co's value of 24.38% is 58.9% above this benchmark. Historically, Haitong Unitrust International Financial Leasing Co's own Net Margin % has ranged from 22.71 to 43.89 over the past decade. While the company's 10-year median is 29.79 vs. the industry median of 15.34, Haitong Unitrust International Financial Leasing Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 15.34, based on 537 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Haitong Unitrust International Financial Leasing Co's current Net Margin % of 24.38% is 58.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Haitong Unitrust International Financial Leasing Co and its competitors. For the Credit Services industry, the median Net Margin % is 15.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Haitong Unitrust International Financial Leasing Co's current Net Margin % is 24.38%, which is 18% below median its own 10-year median of 29.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Haitong Unitrust International Financial Leasing Co stock overvalued right now?
Haitong Unitrust International Financial Leasing Co (FRA:HA6) has a current Net Margin % of 24.38%. The stock's GF Value™ is €0.08, compared to a current price of €0.10 — trading 19.4% above its estimated fair value. The current Net Margin % is 24.38%, which is 18% below median its 10-year median of 29.79 and 58.9% above the Credit Services industry median of 15.34. Haitong Unitrust International Financial Leasing Co's overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Haitong Unitrust International Financial Leasing Co (FRA:HA6), the current Net Margin % is 24.38% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Haitong Unitrust International Financial Leasing Co (FRA:HA6) Overvalued in 2026?
Based on GuruFocus' analysis, Haitong Unitrust International Financial Leasing Co stock appears to be overvalued.
The current stock price of €0.10 is trading 19.4% above its estimated GF Value™ of €0.08.
Key valuation signals for FRA:HA6:
Net Margin %: 24.38% (18% below median its 10-year median of 29.79)
GF Value™: €0.08 vs. price of €0.10 (19.4% above fair value)
Industry Position: 58.9% above the Credit Services median (#157 of 537)
No single metric tells the full story. See the FRA:HA6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Haitong Unitrust International Financial Leasing Co Ltd is engaged in the finance lease business, lease business, purchase of leased assets from both domestic and international suppliers, residual value disposal and maintenance of leased assets, advisory services and guarantee of lease transactions, commercial factoring business related to the main business and other services. It operates in one reportable segment and derives revenue mainly from its operations and services rendered in the PRC.
41GF Score
Get the complete analysis for FRA:HA6
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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