Ghandhara Automobiles (KAR:GAL) Debt-to-Equity: 0.03 (As of Mar. 2026) — 67% Below Median

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KAR:GAL Ghandhara Automobiles Ltd KAR:GAL
84 GF Score
Price ₨632.89
GF Value ₨721.90
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Ghandhara Automobiles Debt-to-Equity?

Ghandhara Automobiles KAR:GAL +1.75% 84 Debt-to-Equity is 0.03 as of Mar. 2026, which is 67% below its 10-year median of 0.09. GuruFocus rates KAR:GAL with a GF Score™ of 84/100 and a GF Value™ of ₨721.90 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,220 Vehicles & Parts companies, Ghandhara Automobiles ranks better than 93.36% on this metric.

Ghandhara Automobiles's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₨194 Mil. Ghandhara Automobiles's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₨443 Mil. Ghandhara Automobiles's Total Stockholders Equity for the quarter that ended in Mar. 2026 was ₨19,165 Mil. Ghandhara Automobiles's debt to equity for the quarter that ended in Mar. 2026 was 0.03.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Ghandhara Automobiles's Debt-to-Equity or its related term are showing as below:

KAR:GAL' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02   Med: 0.09   Max: 0.42
Current: 0.03

During the past 11 years, the highest Debt-to-Equity Ratio of Ghandhara Automobiles was 0.42. The lowest was 0.02. And the median was 0.09.

KAR:GAL's Debt-to-Equity is ranked better than
93.36% of 1220 companies
in the Vehicles & Parts industry
Industry Median: 0.46 vs KAR:GAL: 0.03

Ghandhara Automobiles  (KAR:GAL) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Ghandhara Automobiles Debt-to-Equity Related Terms


Ghandhara Automobiles Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Ghandhara Automobiles's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ghandhara Automobiles Debt-to-Equity Chart

Ghandhara Automobiles Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.07 0.23 0.28 0.21 0.05

Ghandhara Automobiles Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.06 0.05 0.04 0.04 0.03

KAR:GAL vs TSLA, GM, F: Debt-to-Equity Comparison

For the Auto Manufacturers subindustry, Ghandhara Automobiles's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ghandhara Automobiles Debt-to-Equity vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Ghandhara Automobiles's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Ghandhara Automobiles's Debt-to-Equity falls into.


KAR:GAL
84GF Score
Ghandhara Automobiles Ltd KAR:GAL
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Ghandhara Automobiles Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Ghandhara Automobiles's Debt to Equity Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Ghandhara Automobiles's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.03 mean?
Ghandhara Automobiles (KAR:GAL) has a Debt-to-Equity of 0.03 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Ghandhara Automobiles and its competitors. This is 67% below median its historical median of 0.09. Over the past decade, Ghandhara Automobiles' Debt-to-Equity has ranged from 0.02 to 0.42. According to the industry distribution chart, Ghandhara Automobiles ranks #81 out of 1220 companies in the Vehicles & Parts industry, placing it in the top 6.6%.
Is Ghandhara Automobiles' Debt-to-Equity too high?
Ghandhara Automobiles' current Debt-to-Equity of 0.03 is 67% below median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.42. The Vehicles & Parts industry median Debt-to-Equity is 0.46. Ghandhara Automobiles' value of 0.03 is 93.5% below this industry median. Based on the distribution chart, Ghandhara Automobiles ranks #81 out of 1220 companies in the Vehicles & Parts industry, which is in the top quartile — a strong position relative to peers. Overall, Ghandhara Automobiles has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ghandhara Automobiles' Debt-to-Equity compare to TSLA and GM?
According to the Vehicles & Parts industry distribution chart, Ghandhara Automobiles ranks #81 out of 1220 companies for Debt-to-Equity. This places Ghandhara Automobiles in the top 7% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.46. Ghandhara Automobiles' value of 0.03 is 93.5% below this benchmark. Historically, Ghandhara Automobiles' own Debt-to-Equity has ranged from 0.02 to 0.42 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 0.46, Ghandhara Automobiles has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Vehicles & Parts company?
The median Debt-to-Equity among Vehicles & Parts companies is 0.46, based on 1,220 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ghandhara Automobiles's current Debt-to-Equity of 0.03 is 93.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Ghandhara Automobiles and its competitors. For the Vehicles & Parts industry, the median Debt-to-Equity is 0.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ghandhara Automobiles's current Debt-to-Equity is 0.03, which is 67% below median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ghandhara Automobiles stock overvalued right now?
Based on GuruFocus' analysis, Ghandhara Automobiles (KAR:GAL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₨721.90, compared to a current price of ₨632.89 — trading 12.3% below its estimated fair value. The current Debt-to-Equity is 0.03, which is 67% below median its 10-year median of 0.09 and 93.5% below the Vehicles & Parts industry median of 0.46. Ghandhara Automobiles' overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Ghandhara Automobiles (KAR:GAL), the current Debt-to-Equity is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ghandhara Automobiles (KAR:GAL) Overvalued in 2026?

Based on GuruFocus' analysis, Ghandhara Automobiles stock appears to be undervalued. The current stock price of ₨632.89 is trading 12.3% below its estimated GF Value™ of ₨721.90. GuruFocus considers Ghandhara Automobiles to be Modestly Undervalued.

Key valuation signals for KAR:GAL:

  • Debt-to-Equity: 0.03 (67% below median its 10-year median of 0.09)
  • GF Value™: ₨721.90 vs. price of ₨632.89 (12.3% below fair value)
  • GF Score™: 84/100 with 3 warning signs
  • Industry Position: 93.5% below the Vehicles & Parts median (#81 of 1220)

No single metric tells the full story. See the KAR:GAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ghandhara Automobiles Business Description

Address F-3, Hub Chowki Road, S.I.T.E., Karachi, SD, PAK, 75730
Ghandhara Automobiles Ltd is a company whose principal business is the assembly or progressive manufacturing of vehicles, including JAC Trucks & Pickup, import and sale of Dongfeng and Renault vehicles in Completely Built-up condition, sale of spare parts, and assembly of various other vehicles under contractual arrangements.
84GF Score

Get the complete analysis for KAR:GAL

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨632.89
Price
₨721.90
GF Value