Ghandhara Automobiles (KAR:GAL) Liabilities-to-Assets : 0.32 (As of Mar. 2026)

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KAR:GAL Ghandhara Automobiles Ltd KAR:GAL
88 GF Score
Price ₨632.40
GF Value ₨720.67
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Ghandhara Automobiles Liabilities-to-Assets?

Ghandhara Automobiles KAR:GAL -2.19% 88 Liabilities-to-Assets is 0.32 as of Mar. 2026. GuruFocus rates KAR:GAL with a GF Score™ of 88/100 and a GF Value™ of ₨720.67 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Ghandhara Automobiles's Total Liabilities for the quarter that ended in Mar. 2026 was ₨9,024 Mil. Ghandhara Automobiles's Total Assets for the quarter that ended in Mar. 2026 was ₨28,189 Mil. Therefore, Ghandhara Automobiles's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.32.


Ghandhara Automobiles  (KAR:GAL) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Ghandhara Automobiles Liabilities-to-Assets Related Terms


Ghandhara Automobiles Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Ghandhara Automobiles's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ghandhara Automobiles Liabilities-to-Assets Chart

Ghandhara Automobiles Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.18 0.51 0.37 0.35 0.56

Ghandhara Automobiles Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.68 0.56 0.30 0.39 0.32

KAR:GAL vs TSLA, GM, F: Liabilities-to-Assets Comparison

For the Auto Manufacturers subindustry, Ghandhara Automobiles's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ghandhara Automobiles Liabilities-to-Assets vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Ghandhara Automobiles's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Ghandhara Automobiles's Liabilities-to-Assets falls into.


KAR:GAL
88GF Score
Ghandhara Automobiles Ltd KAR:GAL
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Ghandhara Automobiles Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Ghandhara Automobiles's Liabilities-to-Assets Ratio for the fiscal year that ended in Jun. 2025 is calculated as:

Liabilities-to-Assets (A: Jun. 2025 )=Total Liabilities/Total Assets
=19106.313/33983.219
=0.56

Ghandhara Automobiles's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 is calculated as

Liabilities-to-Assets (Q: Mar. 2026 )=Total Liabilities/Total Assets
=9023.899/28189.112
=0.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.32 mean?
Ghandhara Automobiles (KAR:GAL) has a Liabilities-to-Assets of 0.32 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Ghandhara Automobiles and its competitors.
Is Ghandhara Automobiles' Liabilities-to-Assets too high?
Ghandhara Automobiles' current Liabilities-to-Assets is 0.32. Overall, Ghandhara Automobiles has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ghandhara Automobiles' Liabilities-to-Assets compare to TSLA and GM?
Ghandhara Automobiles' Liabilities-to-Assets of 0.32 can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Vehicles & Parts company?
A good Liabilities-to-Assets depends on the Vehicles & Parts industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Ghandhara Automobiles and its competitors. Ghandhara Automobiles's current Liabilities-to-Assets is 0.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ghandhara Automobiles stock overvalued right now?
Based on GuruFocus' analysis, Ghandhara Automobiles (KAR:GAL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₨720.67, compared to a current price of ₨632.40 — trading 12.2% below its estimated fair value. The current Liabilities-to-Assets is 0.32. Ghandhara Automobiles' overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Ghandhara Automobiles (KAR:GAL), the current Liabilities-to-Assets is 0.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ghandhara Automobiles (KAR:GAL) Overvalued in 2026?

Based on GuruFocus' analysis, Ghandhara Automobiles stock appears to be undervalued. The current stock price of ₨632.40 is trading 12.2% below its estimated GF Value™ of ₨720.67. GuruFocus considers Ghandhara Automobiles to be Modestly Undervalued.

Key valuation signals for KAR:GAL:

  • Liabilities-to-Assets: 0.32
  • GF Value™: ₨720.67 vs. price of ₨632.40 (12.2% below fair value)
  • GF Score™: 88/100 with 3 warning signs

No single metric tells the full story. See the KAR:GAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ghandhara Automobiles Business Description

Address F-3, Hub Chowki Road, S.I.T.E., Karachi, SD, PAK, 75730
Ghandhara Automobiles Ltd is a company whose principal business is the assembly or progressive manufacturing of vehicles, including JAC Trucks & Pickup, import and sale of Dongfeng and Renault vehicles in Completely Built-up condition, sale of spare parts, and assembly of various other vehicles under contractual arrangements.
88GF Score

Get the complete analysis for KAR:GAL

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨632.40
Price
₨720.67
GF Value