Popular Islamic Modaraba (KAR:PIM) Debt-to-Equity: 0.00 (As of . 20)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:PIM Popular Islamic Modaraba KAR:PIM
11 GF Score
Price ₨21.91
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What is Popular Islamic Modaraba Debt-to-Equity?

Popular Islamic Modaraba KAR:PIM 11 Debt-to-Equity is 0.00 as of . 20. GuruFocus rates KAR:PIM with a GF Score™ of 11/100. The stock has 1 warning sign investors should review. Among 455 Credit Services companies, Popular Islamic Modaraba ranks worse than 219780% on this metric.

Popular Islamic Modaraba's Short-Term Debt & Capital Lease Obligation for the quarter that ended in . 20 was ₨0.00 Mil. Popular Islamic Modaraba's Long-Term Debt & Capital Lease Obligation for the quarter that ended in . 20 was ₨0.00 Mil. Popular Islamic Modaraba's Total Stockholders Equity for the quarter that ended in . 20 was ₨0.00 Mil.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Popular Islamic Modaraba's Debt-to-Equity or its related term are showing as below:

KAR:PIM's Debt-to-Equity is not ranked *
in the Credit Services industry.
Industry Median: 1.22
* Ranked among companies with meaningful Debt-to-Equity only.

Popular Islamic Modaraba  (KAR:PIM) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Popular Islamic Modaraba Debt-to-Equity Related Terms

Popular Islamic Modaraba Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Popular Islamic Modaraba's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Popular Islamic Modaraba Debt-to-Equity Chart

Popular Islamic Modaraba Annual Data
Trend
Debt-to-Equity

Popular Islamic Modaraba Semi-Annual Data
Debt-to-Equity

KAR:PIM vs V, MA, AXP: Debt-to-Equity Comparison

For the Credit Services subindustry, Popular Islamic Modaraba's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Popular Islamic Modaraba Debt-to-Equity vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Popular Islamic Modaraba's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Popular Islamic Modaraba's Debt-to-Equity falls into.


KAR:PIM
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Popular Islamic Modaraba KAR:PIM
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Popular Islamic Modaraba Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Popular Islamic Modaraba's Debt to Equity Ratio for the fiscal year that ended in . 20 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=( + ) / N/A
=N/A

Popular Islamic Modaraba's Debt to Equity Ratio for the quarter that ended in . 20 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=( + ) /
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.00 mean?
Popular Islamic Modaraba (KAR:PIM) has a Debt-to-Equity of 0.00 as of . 20. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Popular Islamic Modaraba and its competitors. According to the industry distribution chart, Popular Islamic Modaraba ranks #999999 out of 455 companies in the Credit Services industry.
Is Popular Islamic Modaraba's Debt-to-Equity too high?
Popular Islamic Modaraba's current Debt-to-Equity is 0.00. Based on the distribution chart, Popular Islamic Modaraba ranks #999999 out of 455 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Popular Islamic Modaraba has a GF Score™ of 11/100, reflecting its overall financial health beyond just this single metric.
How does Popular Islamic Modaraba's Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Popular Islamic Modaraba ranks #999999 out of 455 companies for Debt-to-Equity. This places Popular Islamic Modaraba in the lower half of its industry. The industry median Debt-to-Equity is 1.22. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.22, based on 455 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Popular Islamic Modaraba and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Popular Islamic Modaraba's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Popular Islamic Modaraba stock overvalued right now?
Popular Islamic Modaraba (KAR:PIM) has a current Debt-to-Equity of 0.00. The current Debt-to-Equity is 0.00. Popular Islamic Modaraba's overall GF Score™ is 11/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Popular Islamic Modaraba (KAR:PIM), the current Debt-to-Equity is 0.00 as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Popular Islamic Modaraba Business Description

Address Hasrat Mohani Road, Off. I. I. Chundrigar Road, 406-410, 4th Floor, Chapal Plaza, Karachi, SD, PAK
Popular Islamic Modaraba is a Pakistan based company involved in providing various modes of Islamic Financing. The firm's products include Diminishing Musharaka, Ijarah, Murabaha, Salam, and Modaraba. It generates a majority of its revenue from the Ijarah.
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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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