LIPO (Lipella Pharmaceuticals) Debt-to-Equity: 0.18 (As of Sep. 2025) — 157% Above Median

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What is Lipella Pharmaceuticals Debt-to-Equity?

Lipella Pharmaceuticals LIPO -49.38% Debt-to-Equity is 0.18 as of Sep. 2025, which is 157% above its 10-year median of 0.07. The stock has 1 warning sign investors should review. Among 966 Biotechnology companies, Lipella Pharmaceuticals ranks worse than 51.66% on this metric.

Lipella Pharmaceuticals's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was $0.04 Mil. Lipella Pharmaceuticals's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was $0.22 Mil. Lipella Pharmaceuticals's Total Stockholders Equity for the quarter that ended in Sep. 2025 was $1.49 Mil. Lipella Pharmaceuticals's debt to equity for the quarter that ended in Sep. 2025 was 0.18.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Lipella Pharmaceuticals's Debt-to-Equity or its related term are showing as below:

LIPO' s Debt-to-Equity Range Over the Past 10 Years
Min: -3.86   Med: 0.07   Max: 0.84
Current: 0.18

During the past 5 years, the highest Debt-to-Equity Ratio of Lipella Pharmaceuticals was 0.84. The lowest was -3.86. And the median was 0.07.

LIPO's Debt-to-Equity is ranked worse than
51.66% of 966 companies
in the Biotechnology industry
Industry Median: 0.16 vs LIPO: 0.18

Lipella Pharmaceuticals  (OTCPK:LIPO) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Lipella Pharmaceuticals Debt-to-Equity Related Terms


Lipella Pharmaceuticals Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Lipella Pharmaceuticals's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lipella Pharmaceuticals Debt-to-Equity Chart

Lipella Pharmaceuticals Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24
Debt-to-Equity
0.84 0.20 0.09 0.04 0.03

Lipella Pharmaceuticals Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.05 0.03 0.01 0.10 0.18

LIPO vs IOBTQ, WINT, CYTOF: Debt-to-Equity Comparison

For the Biotechnology subindustry, Lipella Pharmaceuticals's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lipella Pharmaceuticals Debt-to-Equity vs Biotechnology Industry

For the Biotechnology industry and Healthcare sector, Lipella Pharmaceuticals's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Lipella Pharmaceuticals's Debt-to-Equity falls into.



Lipella Pharmaceuticals Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Lipella Pharmaceuticals's Debt to Equity Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Lipella Pharmaceuticals's Debt to Equity Ratio for the quarter that ended in Sep. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.18 mean?
Lipella Pharmaceuticals (LIPO) has a Debt-to-Equity of 0.18 as of Sep. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Lipella Pharmaceuticals and its competitors. This is 157% above median its historical median of 0.07. According to the industry distribution chart, Lipella Pharmaceuticals ranks #499 out of 966 companies in the Biotechnology industry, placing it in the top 51.7%.
Is Lipella Pharmaceuticals' Debt-to-Equity too high?
Lipella Pharmaceuticals' current Debt-to-Equity of 0.18 is 157% above median its 10-year median of 0.07. The Biotechnology industry median Debt-to-Equity is 0.16. Lipella Pharmaceuticals' value of 0.18 is 12.5% above this industry median. Based on the distribution chart, Lipella Pharmaceuticals ranks #499 out of 966 companies in the Biotechnology industry, which is below the industry midpoint.
How does Lipella Pharmaceuticals' Debt-to-Equity compare to IOBTQ and WINT?
According to the Biotechnology industry distribution chart, Lipella Pharmaceuticals ranks #499 out of 966 companies for Debt-to-Equity. This places Lipella Pharmaceuticals in the lower half of its industry. The industry median Debt-to-Equity is 0.16. Lipella Pharmaceuticals' value of 0.18 is 12.5% above this benchmark. While the company's 10-year median is 0.07 vs. the industry median of 0.16, Lipella Pharmaceuticals has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Biotechnology company?
The median Debt-to-Equity among Biotechnology companies is 0.16, based on 966 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lipella Pharmaceuticals's current Debt-to-Equity of 0.18 is 12.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Lipella Pharmaceuticals and its competitors. For the Biotechnology industry, the median Debt-to-Equity is 0.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lipella Pharmaceuticals's current Debt-to-Equity is 0.18, which is 157% above median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lipella Pharmaceuticals stock overvalued right now?
Based on GuruFocus' analysis, Lipella Pharmaceuticals (LIPO) is currently considered Possible Value Trap. The stock's GF Value™ is $8.74, compared to a current price of $0.03 — trading 99.6% below its estimated fair value. The current Debt-to-Equity is 0.18, which is 157% above median its 10-year median of 0.07 and 12.5% above the Biotechnology industry median of 0.16. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Lipella Pharmaceuticals (LIPO), the current Debt-to-Equity is 0.18 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Lipella Pharmaceuticals Business Description

Address 7800 Susquehanna Street, Suite 505, Pittsburgh, PA, USA, 15208
Lipella Pharmaceuticals Inc is a clinical-stage biotechnology company. The company is focused on developing new drugs by reformulating the active agents in existing generic drugs and optimizing these reformulations for new applications. The company's product candidates include LP-10, LP-310 and LP-410, which can be helpful in the treatment of Hemorrahagic Cystitis, Oral Licen Planus and Oral Graft.