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Microlise GroupLSE:SAAS +1.32%51 Debt-to-Equity is 0.06 as of Dec. 2025, which is 50% above its 10-year median of 0.04. GuruFocus rates LSE:SAAS with a GF Score™ of 51/100 and a GF Value™ of £1.37 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 2,244 Software companies, Microlise Group ranks better than 74.2% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Microlise Group's Debt-to-Equity or its related term are showing as below:
LSE:SAAS'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02 Med: 0.04 Max: 0.35
Current: 0.06
During the past 7 years, the highest Debt-to-Equity Ratio of Microlise Group was 0.35. The lowest was 0.02. And the median was 0.04.
LSE:SAAS's Debt-to-Equity is ranked better than 74.2% of 2244
companies
in the Software industry
Industry Median: 0.19
vs LSE:SAAS: 0.06
Microlise Group (LSE:SAAS) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Microlise Group Debt-to-Equity Related Terms
Microlise Group Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Microlise Group's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:SAAS vs UBER, SHOP, CRM: Debt-to-Equity Comparison
For the Software - Application subindustry, Microlise Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Microlise Group Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Microlise Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Microlise Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Microlise Group (LSE:SAAS) has a Debt-to-Equity of 0.06 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Microlise Group and its competitors. This is 50% above median its historical median of 0.04. Over the past decade, Microlise Group's Debt-to-Equity has ranged from 0.02 to 0.35. According to the industry distribution chart, Microlise Group ranks #579 out of 2244 companies in the Software industry, placing it in the top 25.8%.
Is Microlise Group's Debt-to-Equity too high?
Microlise Group's current Debt-to-Equity of 0.06 is 50% above median its 10-year median of 0.04. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.35. The Software industry median Debt-to-Equity is 0.19. Microlise Group's value of 0.06 is 68.4% below this industry median. Based on the distribution chart, Microlise Group ranks #579 out of 2244 companies in the Software industry, which is above the industry midpoint. Overall, Microlise Group has a GF Score™ of 51/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Microlise Group's Debt-to-Equity compare to UBER and SHOP?
According to the Software industry distribution chart, Microlise Group ranks #579 out of 2244 companies for Debt-to-Equity. This puts Microlise Group in the upper half of its industry. The industry median Debt-to-Equity is 0.19. Microlise Group's value of 0.06 is 68.4% below this benchmark. Historically, Microlise Group's own Debt-to-Equity has ranged from 0.02 to 0.35 over the past decade. While the company's 10-year median is 0.04 vs. the industry median of 0.19, Microlise Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,244 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Microlise Group's current Debt-to-Equity of 0.06 is 68.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Microlise Group and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Microlise Group's current Debt-to-Equity is 0.06, which is 50% above median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Microlise Group stock overvalued right now?
Based on GuruFocus' analysis, Microlise Group (LSE:SAAS) is currently considered Possible Value Trap. The stock's GF Value™ is £1.37, compared to a current price of £0.39 — trading 71.9% below its estimated fair value. The current Debt-to-Equity is 0.06, which is 50% above median its 10-year median of 0.04 and 68.4% below the Software industry median of 0.19. Microlise Group's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Microlise Group (LSE:SAAS), the current Debt-to-Equity is 0.06 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Microlise Group (LSE:SAAS) Overvalued in 2026?
Based on GuruFocus' analysis, Microlise Group stock appears to be undervalued.
The current stock price of £0.39 is trading 71.9% below its estimated GF Value™ of £1.37.
GuruFocus considers Microlise Group to be Possible Value Trap.
Key valuation signals for LSE:SAAS:
Debt-to-Equity: 0.06 (50% above median its 10-year median of 0.04)
GF Value™: £1.37 vs. price of £0.39 (71.9% below fair value)
Industry Position: 68.4% below the Software median (#579 of 2244)
No single metric tells the full story. See the LSE:SAAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Microlise Group PLC is a provider of transportation management solutions to enterprise customers. It supports organizations to run their business more sustainably, cost-effectively, compliantly, and efficiently with telematics, real-time journey management, planning, and proof of delivery solutions. It delivers integrated location, performance, utilization, safety, and compliance information through various solutions. The company's offerings include fleet management SaaS solutions, including telematics, real-time journey management, route planning, vehicle tracking, and electronic proof of delivery. Geographically, the maximum revenue is generated from the UK, followed by the Rest of Europe and the Rest of the World.
51GF Score
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