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Microlise GroupLSE:SAAS -3.75%53 Equity-to-Asset is 0.51 as of Dec. 2025, which is at its 10-year median of 0.51. GuruFocus rates LSE:SAAS with a GF Score™ of 53/100 and a GF Value™ of £1.36 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 2,893 Software companies, Microlise Group ranks worse than 55.79% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Microlise Group's Total Stockholders Equity for the quarter that ended in Dec. 2025 was £68.04 Mil. Microlise Group's Total Assets for the quarter that ended in Dec. 2025 was £132.88 Mil.
Therefore, Microlise Group's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.51.
The historical rank and industry rank for Microlise Group's Equity-to-Asset or its related term are showing as below:
LSE:SAAS'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.46 Med: 0.51 Max: 0.58
Current: 0.51
During the past 7 years, the highest Equity to Asset Ratio of Microlise Group was 0.58. The lowest was 0.46. And the median was 0.51.
LSE:SAAS's Equity-to-Asset is ranked worse than 55.79% of 2893
companies
in the Software industry
Industry Median: 0.56
vs LSE:SAAS: 0.51
Microlise Group (LSE:SAAS) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Microlise Group Equity-to-Asset Related Terms
Microlise Group Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Microlise Group's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:SAAS vs QH, SHOP, UBER: Equity-to-Asset Comparison
For the Software - Application subindustry, Microlise Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Microlise Group Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, Microlise Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Microlise Group's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Microlise Group's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Microlise Group (LSE:SAAS) has a Equity-to-Asset of 0.51 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Microlise Group and its competitors. This is near median its historical median of 0.51. Over the past decade, Microlise Group's Equity-to-Asset has ranged from 0.46 to 0.58. According to the industry distribution chart, Microlise Group ranks #1614 out of 2893 companies in the Software industry, placing it in the top 55.8%.
Is Microlise Group's Equity-to-Asset too high?
Microlise Group's current Equity-to-Asset of 0.51 is near median its 10-year median of 0.51. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 0.58. The Software industry median Equity-to-Asset is 0.56. Microlise Group's value of 0.51 is 8.9% below this industry median. Based on the distribution chart, Microlise Group ranks #1614 out of 2893 companies in the Software industry, which is below the industry midpoint. Overall, Microlise Group has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Microlise Group's Equity-to-Asset compare to QH and SHOP?
According to the Software industry distribution chart, Microlise Group ranks #1614 out of 2893 companies for Equity-to-Asset. This places Microlise Group in the lower half of its industry. The industry median Equity-to-Asset is 0.56. Microlise Group's value of 0.51 is 8.9% below this benchmark. Historically, Microlise Group's own Equity-to-Asset has ranged from 0.46 to 0.58 over the past decade. While the company's 10-year median is 0.51 vs. the industry median of 0.56, Microlise Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,893 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Microlise Group's current Equity-to-Asset of 0.51 is 8.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Microlise Group and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Microlise Group's current Equity-to-Asset is 0.51, which is near median its own 10-year median of 0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Microlise Group stock overvalued right now?
Based on GuruFocus' analysis, Microlise Group (LSE:SAAS) is currently considered Possible Value Trap. The stock's GF Value™ is £1.36, compared to a current price of £0.39 — trading 71.7% below its estimated fair value. The current Equity-to-Asset is 0.51, which is near median its 10-year median of 0.51 and 8.9% below the Software industry median of 0.56. Microlise Group's overall GF Score™ is 53/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Microlise Group (LSE:SAAS), the current Equity-to-Asset is 0.51 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Microlise Group (LSE:SAAS) Overvalued in 2026?
Based on GuruFocus' analysis, Microlise Group stock appears to be undervalued.
The current stock price of £0.39 is trading 71.7% below its estimated GF Value™ of £1.36.
GuruFocus considers Microlise Group to be Possible Value Trap.
Key valuation signals for LSE:SAAS:
Equity-to-Asset: 0.51 (near median its 10-year median of 0.51)
GF Value™: £1.36 vs. price of £0.39 (71.7% below fair value)
Industry Position: 8.9% below the Software median (#1614 of 2893)
No single metric tells the full story. See the LSE:SAAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Microlise Group PLC is a provider of transportation management solutions to enterprise customers. It supports organizations to run their business more sustainably, cost-effectively, compliantly, and efficiently with telematics, real-time journey management, planning, and proof of delivery solutions. It delivers integrated location, performance, utilization, safety, and compliance information through various solutions. The company's offerings include fleet management SaaS solutions, including telematics, real-time journey management, route planning, vehicle tracking, and electronic proof of delivery. Geographically, the maximum revenue is generated from the UK, followed by the Rest of Europe and the Rest of the World.
53GF Score
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