Microlise Group (LSE:SAAS) Debt-to-Asset : 0.03 (As of Dec. 2025)

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LSE:SAAS Microlise Group PLC LSE:SAAS
51 GF Score
Price £0.53
GF Value £1.36
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is Microlise Group Debt-to-Asset?

Microlise Group LSE:SAAS 51 Debt-to-Asset is 0.03 as of Dec. 2025. GuruFocus rates LSE:SAAS with a GF Score™ of 51/100 and a GF Value™ of £1.36 (Possible Value Trap). The stock has 2 warning signs investors should review.

Microlise Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was £1.19 Mil. Microlise Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was £2.69 Mil. Microlise Group's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Dec. 2025 was £132.88 Mil. Microlise Group's debt to asset for the quarter that ended in Dec. 2025 was 0.03.


Microlise Group  (LSE:SAAS) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Microlise Group Debt-to-Asset Related Terms


Microlise Group Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Microlise Group's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Microlise Group Debt-to-Asset Chart

Microlise Group Annual Data
Trend Jun19 Jun20 Jun21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial 0.00 0.01 0.01 0.01 0.03

Microlise Group Semi-Annual Data
Jun19 Dec19 Jun20 Dec20 Jun21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.01 0.02 0.03

LSE:SAAS vs QH, SHOP, UBER: Debt-to-Asset Comparison

For the Software - Application subindustry, Microlise Group's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Microlise Group Debt-to-Asset vs Software Industry

For the Software industry and Technology sector, Microlise Group's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Microlise Group's Debt-to-Asset falls into.


LSE:SAAS
51GF Score
Microlise Group PLC LSE:SAAS
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Microlise Group Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Microlise Group's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(1.188 + 2.689) / 132.883
=0.03

Microlise Group's Debt-to-Asset for the quarter that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(1.188 + 2.689) / 132.883
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.03 mean?
Microlise Group (LSE:SAAS) has a Debt-to-Asset of 0.03 as of Dec. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Microlise Group and its competitors.
Is Microlise Group's Debt-to-Asset too high?
Microlise Group's current Debt-to-Asset is 0.03. Overall, Microlise Group has a GF Score™ of 51/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Microlise Group's Debt-to-Asset compare to QH and SHOP?
Microlise Group's Debt-to-Asset of 0.03 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Software company?
A good Debt-to-Asset depends on the Software industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Microlise Group and its competitors. Microlise Group's current Debt-to-Asset is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Microlise Group stock overvalued right now?
Based on GuruFocus' analysis, Microlise Group (LSE:SAAS) is currently considered Possible Value Trap. The stock's GF Value™ is £1.36, compared to a current price of £0.53 — trading 61.4% below its estimated fair value. The current Debt-to-Asset is 0.03. Microlise Group's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Microlise Group (LSE:SAAS), the current Debt-to-Asset is 0.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Microlise Group (LSE:SAAS) Overvalued in 2026?

Based on GuruFocus' analysis, Microlise Group stock appears to be undervalued. The current stock price of £0.53 is trading 61.4% below its estimated GF Value™ of £1.36. GuruFocus considers Microlise Group to be Possible Value Trap.

Key valuation signals for LSE:SAAS:

  • Debt-to-Asset: 0.03
  • GF Value™: £1.36 vs. price of £0.53 (61.4% below fair value)
  • GF Score™: 51/100 with 2 warning signs

No single metric tells the full story. See the LSE:SAAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Microlise Group Business Description

Other Exchanges 2DI:Germany
Address Farrington Way, Eastwood, Nottingham, GBR, NG16 3AG
Microlise Group PLC is a provider of transportation management solutions to enterprise customers. It supports organizations to run their business more sustainably, cost-effectively, compliantly, and efficiently with telematics, real-time journey management, planning, and proof of delivery solutions. It delivers integrated location, performance, utilization, safety, and compliance information through various solutions. The company's offerings include fleet management SaaS solutions, including telematics, real-time journey management, route planning, vehicle tracking, and electronic proof of delivery. Geographically, the maximum revenue is generated from the UK, followed by the Rest of Europe and the Rest of the World.
51GF Score

Get the complete analysis for LSE:SAAS

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.53
Price
£1.36
GF Value