Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Patria BankLTS:0DPO 37 Debt-to-Equity is 1.18 as of Mar. 2026, which is 71% above its 10-year median of 0.69. GuruFocus rates LTS:0DPO with a GF Score™ of 37/100 and a GF Value™ of lei0.06. The stock has 6 warning signs investors should review. Among 1,421 Banks companies, Patria Bank ranks worse than 71.92% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Patria Bank's Debt-to-Equity or its related term are showing as below:
LTS:0DPO'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.15 Med: 0.69 Max: 1.19
Current: 1.18
During the past 13 years, the highest Debt-to-Equity Ratio of Patria Bank was 1.19. The lowest was 0.15. And the median was 0.69.
LTS:0DPO's Debt-to-Equity is ranked worse than 71.92% of 1421
companies
in the Banks industry
Industry Median: 0.58
vs LTS:0DPO: 1.18
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Patria Bank Debt-to-Equity Related Terms
Patria Bank Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Patria Bank's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Patria Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Patria Bank Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Patria Bank's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Patria Bank's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Patria Bank (LTS:0DPO) has a Debt-to-Equity of 1.18 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Patria Bank and its competitors. This is 71% above median its historical median of 0.69. Over the past decade, Patria Bank's Debt-to-Equity has ranged from 0.15 to 1.19. According to the industry distribution chart, Patria Bank ranks #1022 out of 1421 companies in the Banks industry, placing it in the top 71.9%.
Is Patria Bank's Debt-to-Equity too high?
Patria Bank's current Debt-to-Equity of 1.18 is 71% above median its 10-year median of 0.69. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 1.19. The Banks industry median Debt-to-Equity is 0.58. Patria Bank's value of 1.18 is 103.4% above this industry median. Based on the distribution chart, Patria Bank ranks #1022 out of 1421 companies in the Banks industry, which is below the industry midpoint. Overall, Patria Bank has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Patria Bank's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Patria Bank ranks #1022 out of 1421 companies for Debt-to-Equity. This places Patria Bank in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Patria Bank's value of 1.18 is 103.4% above this benchmark. Historically, Patria Bank's own Debt-to-Equity has ranged from 0.15 to 1.19 over the past decade. While the company's 10-year median is 0.69 vs. the industry median of 0.58, Patria Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Patria Bank's current Debt-to-Equity of 1.18 is 103.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Patria Bank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Patria Bank's current Debt-to-Equity is 1.18, which is 71% above median its own 10-year median of 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Patria Bank stock overvalued right now?
Patria Bank (LTS:0DPO) has a current Debt-to-Equity of 1.18. The stock's GF Value™ is lei0.06, compared to a current price of lei0.10 — trading 68.3% above its estimated fair value. The current Debt-to-Equity is 1.18, which is 71% above median its 10-year median of 0.69 and 103.4% above the Banks industry median of 0.58. Patria Bank's overall GF Score™ is 37/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Patria Bank (LTS:0DPO), the current Debt-to-Equity is 1.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Patria Bank (LTS:0DPO) Overvalued in 2026?
Based on GuruFocus' analysis, Patria Bank stock appears to be overvalued.
The current stock price of lei0.10 is trading 68.3% above its estimated GF Value™ of lei0.06.
Key valuation signals for LTS:0DPO:
Debt-to-Equity: 1.18 (71% above median its 10-year median of 0.69)
GF Value™: lei0.06 vs. price of lei0.10 (68.3% above fair value)
Industry Position: 103.4% above the Banks median (#1022 of 1421)
No single metric tells the full story. See the LTS:0DPO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Patria Bank SA provides the whole range of banking services for individuals and legal entities, including deposits, cash management, lending and foreign exchange operations. It provides traditional banking services and products, including payment orders, documentary transactions and issuance of letters of credit and guarantees. The company carries out its activity in Romania.
37GF Score
Get the complete analysis for LTS:0DPO
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LTS:0DPO has been successfully added to your 
