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Patria BankLTS:0DPO 37 Peter Lynch Fair Value is lei0.10 as of Jul. 25, 2026, which is 100% below its 10-year median of 1.14. GuruFocus rates LTS:0DPO with a GF Score™ of 37/100 and a GF Value™ of lei0.07. The stock has 6 warning signs investors should review. Among 872 Banks companies, Patria Bank ranks worse than 54.82% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Patria Bank's PEG is 1. Patria Bank's 5-Year TTM Book Value Growth Rate is 7.35.
Patria Bank's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was lei0.01. Therefore, the Peter Lynch Fair Value for today is lei0.10.
As of today (2026-07-25), Patria Bank's share price is lei0.101. Patria Bank's Peter Lynch fair value is lei0.10. Therefore, Patria Bank's Price to Peter Lynch Fair Value Ratio for today is 0.98.
The historical rank and industry rank for Patria Bank's Peter Lynch Fair Value or its related term are showing as below:
LTS:0DPO'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 1.02 Med: 1.14 Max: 5.48
Current: 1.12
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Patria Bank was 5.48. The lowest was 1.02. And the median was 1.14.
LTS:0DPO's Price-to-Peter-Lynch-Fair-Value is ranked worse than 54.82% of 872
companies
in the Banks industry
Industry Median: 1.12
vs LTS:0DPO: 1.12
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Patria Bank (LTS:0DPO) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 7.35 instead of 15 in this case.
Patria Bank's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
0.101
/
0.10
=
0.98
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Patria Bank Peter Lynch Fair Value Related Terms
Patria Bank Peter Lynch Fair Value Historical Data
* Premium members only.
The historical data trend for Patria Bank's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0DPO vs PNC, USB: Peter Lynch Fair Value Comparison
For the Banks - Regional subindustry, Patria Bank's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Patria Bank Price-to-Peter-Lynch-Fair-Value vs Banks Industry
For the Banks industry and Financial Services sector, Patria Bank's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Patria Bank's Price-to-Peter-Lynch-Fair-Value falls into.
Patria Bank's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was lei0.01.
* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of lei0.10 mean?
Patria Bank (LTS:0DPO) has a Peter Lynch Fair Value of lei0.10 as of Jul. 25, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Patria Bank and its competitors. This is 91% below median its historical median of 1.14. Over the past decade, Patria Bank's Peter Lynch Fair Value has ranged from 1.02 to 5.48. According to the industry distribution chart, Patria Bank ranks #478 out of 872 companies in the Banks industry, placing it in the top 54.8%.
Is Patria Bank's Peter Lynch Fair Value too high?
Patria Bank's current Peter Lynch Fair Value of lei0.10 is 91% below median its 10-year median of 1.14. Over the past 10 years, this metric has ranged from a low of 1.02 to a high of 5.48. Based on the distribution chart, Patria Bank ranks #478 out of 872 companies in the Banks industry, which is below the industry midpoint. Overall, Patria Bank has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Patria Bank's Peter Lynch Fair Value compare to PNC and USB?
According to the Banks industry distribution chart, Patria Bank ranks #478 out of 872 companies for Peter Lynch Fair Value. This places Patria Bank in the lower half of its industry. The industry median Peter Lynch Fair Value is 1.12. Historically, Patria Bank's own Peter Lynch Fair Value has ranged from 1.02 to 5.48 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.12, based on 872 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Patria Bank and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Patria Bank's current Peter Lynch Fair Value is lei0.10, which is 91% below median its own 10-year median of 1.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Patria Bank stock overvalued right now?
Patria Bank (LTS:0DPO) has a current Peter Lynch Fair Value of lei0.10. The stock's GF Value™ is lei0.07, compared to a current price of lei0.10 — trading 44.3% above its estimated fair value. The current Peter Lynch Fair Value is lei0.10, which is 91% below median its 10-year median of 1.14. Patria Bank's overall GF Score™ is 37/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Patria Bank (LTS:0DPO), the current Peter Lynch Fair Value is lei0.10 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Patria Bank (LTS:0DPO) Overvalued in 2026?
Based on GuruFocus' analysis, Patria Bank stock appears to be overvalued.
The current stock price of lei0.10 is trading 44.3% above its estimated GF Value™ of lei0.07.
Key valuation signals for LTS:0DPO:
Peter Lynch Fair Value: lei0.10 (91% below median its 10-year median of 1.14)
GF Value™: lei0.07 vs. price of lei0.10 (44.3% above fair value)
No single metric tells the full story. See the LTS:0DPO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Patria Bank SA provides the whole range of banking services for individuals and legal entities, including deposits, cash management, lending and foreign exchange operations. It provides traditional banking services and products, including payment orders, documentary transactions and issuance of letters of credit and guarantees. The company carries out its activity in Romania.
37GF Score
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