ABN AMRO Bank NV (LTS:0RDM) Debt-to-Equity: 3.13 (As of Mar. 2026) — Near Median

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LTS:0RDM ABN AMRO Bank NV LTS:0RDM
60 GF Score
Price €38.06
GF Value €17.89
Valuation Significantly Overvalued
! 7 Warning Signs
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What is ABN AMRO Bank NV Debt-to-Equity?

ABN AMRO Bank NV LTS:0RDM +0.16% 60 Debt-to-Equity is 3.13 as of Mar. 2026, which is 7% below its 10-year median of 3.35. GuruFocus rates LTS:0RDM with a GF Score™ of 60/100 and a GF Value™ of €17.89 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,421 Banks companies, ABN AMRO Bank NV ranks worse than 93.17% on this metric.

ABN AMRO Bank NV's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €0 Mil. ABN AMRO Bank NV's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €86,312 Mil. ABN AMRO Bank NV's Total Stockholders Equity for the quarter that ended in Mar. 2026 was €27,565 Mil. ABN AMRO Bank NV's debt to equity for the quarter that ended in Mar. 2026 was 3.13.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for ABN AMRO Bank NV's Debt-to-Equity or its related term are showing as below:

LTS:0RDM' s Debt-to-Equity Range Over the Past 10 Years
Min: 2.43   Med: 3.35   Max: 5.01
Current: 3.13

During the past 13 years, the highest Debt-to-Equity Ratio of ABN AMRO Bank NV was 5.01. The lowest was 2.43. And the median was 3.35.

LTS:0RDM's Debt-to-Equity is ranked worse than
93.17% of 1421 companies
in the Banks industry
Industry Median: 0.57 vs LTS:0RDM: 3.13

ABN AMRO Bank NV  (LTS:0RDM) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


ABN AMRO Bank NV Debt-to-Equity Related Terms


ABN AMRO Bank NV Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for ABN AMRO Bank NV's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ABN AMRO Bank NV Debt-to-Equity Chart

ABN AMRO Bank NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.08 2.80 2.99 3.12 2.94

ABN AMRO Bank NV Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.09 3.04 3.22 2.94 3.13

LTS:0RDM vs JPM, BAC, WFC: Debt-to-Equity Comparison

For the Banks - Diversified subindustry, ABN AMRO Bank NV's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ABN AMRO Bank NV Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, ABN AMRO Bank NV's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where ABN AMRO Bank NV's Debt-to-Equity falls into.


LTS:0RDM
60GF Score
ABN AMRO Bank NV LTS:0RDM
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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ABN AMRO Bank NV Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

ABN AMRO Bank NV's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

ABN AMRO Bank NV's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 3.13 mean?
ABN AMRO Bank NV (LTS:0RDM) has a Debt-to-Equity of 3.13 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on ABN AMRO Bank NV and its competitors. This is near median its historical median of 3.35. Over the past decade, ABN AMRO Bank NV's Debt-to-Equity has ranged from 2.43 to 5.01. According to the industry distribution chart, ABN AMRO Bank NV ranks #1324 out of 1421 companies in the Banks industry, placing it in the top 93.2%.
Is ABN AMRO Bank NV's Debt-to-Equity too high?
ABN AMRO Bank NV's current Debt-to-Equity of 3.13 is near median its 10-year median of 3.35. Over the past 10 years, this metric has ranged from a low of 2.43 to a high of 5.01. The Banks industry median Debt-to-Equity is 0.57. ABN AMRO Bank NV's value of 3.13 is 449.1% above this industry median. Based on the distribution chart, ABN AMRO Bank NV ranks #1324 out of 1421 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, ABN AMRO Bank NV has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ABN AMRO Bank NV's Debt-to-Equity compare to JPM and BAC?
According to the Banks industry distribution chart, ABN AMRO Bank NV ranks #1324 out of 1421 companies for Debt-to-Equity. This places ABN AMRO Bank NV in the lower half of its industry. The industry median Debt-to-Equity is 0.57. ABN AMRO Bank NV's value of 3.13 is 449.1% above this benchmark. Historically, ABN AMRO Bank NV's own Debt-to-Equity has ranged from 2.43 to 5.01 over the past decade. While the company's 10-year median is 3.35 vs. the industry median of 0.57, ABN AMRO Bank NV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.57, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ABN AMRO Bank NV's current Debt-to-Equity of 3.13 is 449.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on ABN AMRO Bank NV and its competitors. For the Banks industry, the median Debt-to-Equity is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ABN AMRO Bank NV's current Debt-to-Equity is 3.13, which is near median its own 10-year median of 3.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ABN AMRO Bank NV stock overvalued right now?
Based on GuruFocus' analysis, ABN AMRO Bank NV (LTS:0RDM) is currently considered Significantly Overvalued. The stock's GF Value™ is €17.89, compared to a current price of €38.06 — trading 112.7% above its estimated fair value. The current Debt-to-Equity is 3.13, which is near median its 10-year median of 3.35 and 449.1% above the Banks industry median of 0.57. ABN AMRO Bank NV's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For ABN AMRO Bank NV (LTS:0RDM), the current Debt-to-Equity is 3.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ABN AMRO Bank NV (LTS:0RDM) Overvalued in 2026?

Based on GuruFocus' analysis, ABN AMRO Bank NV stock appears to be overvalued. The current stock price of €38.06 is trading 112.7% above its estimated GF Value™ of €17.89. GuruFocus considers ABN AMRO Bank NV to be Significantly Overvalued.

Key valuation signals for LTS:0RDM:

  • Debt-to-Equity: 3.13 (near median its 10-year median of 3.35)
  • GF Value™: €17.89 vs. price of €38.06 (112.7% above fair value)
  • GF Score™: 60/100 with 7 warning signs
  • Industry Position: 449.1% above the Banks median (#1324 of 1421)

No single metric tells the full story. See the LTS:0RDM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ABN AMRO Bank NV Business Description

Address Gustav Mahlerlaan 10, Amsterdam, NLD, 1082 PP
The Netherlands accounts for around 90% of ABN Amro's operating profit. Operationally, retail and commercial banking contributes the majority of the company's operating profit, while ABN Amro continues to reduce its exposure to corporate and investment banking. It views private banking as one of its key growth areas.
60GF Score

Get the complete analysis for LTS:0RDM

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€38.06
Price
€17.89
GF Value