ABN AMRO Bank NV (LTS:0RDM) Intrinsic Value: Projected FCF: €81.92 (As of Sep. 22, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0RDM ABN AMRO Bank NV LTS:0RDM
53 GF Score
Price €43.48
GF Value €17.83
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is ABN AMRO Bank NV Intrinsic Value: Projected FCF?

ABN AMRO Bank NV LTS:0RDM +1.36% 53 Intrinsic Value: Projected FCF is €81.92 as of Sep. 22, 2026. GuruFocus rates LTS:0RDM with a GF Score™ of 53/100 and a GF Value™ of €17.83 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,300 Banks companies, ABN AMRO Bank NV ranks better than 60.08% on this metric.

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2026-09-22), ABN AMRO Bank NV's Intrinsic Value: Projected FCF is €81.92. The stock price of ABN AMRO Bank NV is €43.48. Therefore, ABN AMRO Bank NV's Price-to-Intrinsic-Value-Projected-FCF of today is 0.5.

The historical rank and industry rank for ABN AMRO Bank NV's Intrinsic Value: Projected FCF or its related term are showing as below:

LTS:0RDM' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.05   Med: 0.21   Max: 0.84
Current: 0.54

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of ABN AMRO Bank NV was 0.84. The lowest was 0.05. And the median was 0.21.

LTS:0RDM's Price-to-Projected-FCF is ranked better than
60.08% of 1300 companies
in the Banks industry
Industry Median: 0.6 vs LTS:0RDM: 0.54

ABN AMRO Bank NV  (LTS:0RDM) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

ABN AMRO Bank NV's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=43.48/59.142876451969
=0.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


ABN AMRO Bank NV Intrinsic Value: Projected FCF Related Terms


ABN AMRO Bank NV Intrinsic Value: Projected FCF Historical Data

* Premium members only.

The historical data trend for ABN AMRO Bank NV's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ABN AMRO Bank NV Intrinsic Value: Projected FCF Chart

ABN AMRO Bank NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.20 40.41 44.30 44.01 59.61

ABN AMRO Bank NV Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.34 22.46 23.14 23.66 23.67

LTS:0RDM vs JPM, BAC, WFC: Intrinsic Value: Projected FCF Comparison

For the Banks - Diversified subindustry, ABN AMRO Bank NV's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ABN AMRO Bank NV Price-to-Projected-FCF vs Banks Industry

For the Banks industry and Financial Services sector, ABN AMRO Bank NV's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where ABN AMRO Bank NV's Price-to-Projected-FCF falls into.


LTS:0RDM
53GF Score
ABN AMRO Bank NV LTS:0RDM
Intrinsic Value: Projected FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ABN AMRO Bank NV Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get ABN AMRO Bank NV's Free Cash Flow(6 year avg) = €2,924.29.

ABN AMRO Bank NV's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Dec25)*0.8)/Shares Outstanding (Diluted Average)
=(10.265723347005*2924.2857142857+23807*0.8)/829.60977
=59.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Intrinsic Value: Projected FCF of €81.92 mean?
ABN AMRO Bank NV (LTS:0RDM) has a Intrinsic Value: Projected FCF of €81.92 as of Sep. 22, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on ABN AMRO Bank NV and its competitors. According to the industry distribution chart, ABN AMRO Bank NV ranks #519 out of 1300 companies in the Banks industry, placing it in the top 39.9%.
Is ABN AMRO Bank NV's Intrinsic Value: Projected FCF too high?
ABN AMRO Bank NV's current Intrinsic Value: Projected FCF is €81.92. Based on the distribution chart, ABN AMRO Bank NV ranks #519 out of 1300 companies in the Banks industry, which is above the industry midpoint. Overall, ABN AMRO Bank NV has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ABN AMRO Bank NV's Intrinsic Value: Projected FCF compare to JPM and BAC?
According to the Banks industry distribution chart, ABN AMRO Bank NV ranks #519 out of 1300 companies for Intrinsic Value: Projected FCF. This puts ABN AMRO Bank NV in the upper half of its industry. The industry median Intrinsic Value: Projected FCF is 0.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.60, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on ABN AMRO Bank NV and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ABN AMRO Bank NV's current Intrinsic Value: Projected FCF is €81.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ABN AMRO Bank NV stock overvalued right now?
Based on GuruFocus' analysis, ABN AMRO Bank NV (LTS:0RDM) is currently considered Significantly Overvalued. The stock's GF Value™ is €17.83, compared to a current price of €43.48 — trading 143.9% above its estimated fair value. The current Intrinsic Value: Projected FCF is €81.92. ABN AMRO Bank NV's overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For ABN AMRO Bank NV (LTS:0RDM), the current Intrinsic Value: Projected FCF is €81.92 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ABN AMRO Bank NV (LTS:0RDM) Overvalued in 2026?

Based on GuruFocus' analysis, ABN AMRO Bank NV stock appears to be overvalued. The current stock price of €43.48 is trading 143.9% above its estimated GF Value™ of €17.83. GuruFocus considers ABN AMRO Bank NV to be Significantly Overvalued.

Key valuation signals for LTS:0RDM:

  • Intrinsic Value: Projected FCF: €81.92
  • GF Value™: €17.83 vs. price of €43.48 (143.9% above fair value)
  • GF Score™: 53/100 with 5 warning signs

No single metric tells the full story. See the LTS:0RDM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ABN AMRO Bank NV Business Description

Address Gustav Mahlerlaan 10, Amsterdam, NLD, 1082 PP
The Netherlands accounts for around 90% of ABN Amro's operating profit. Operationally, retail and commercial banking contributes the majority of the company's operating profit, while ABN Amro continues to reduce its exposure to corporate and investment banking. It views private banking as one of its key growth areas.
53GF Score

Get the complete analysis for LTS:0RDM

Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€43.48
Price
€17.83
GF Value