ABN AMRO Bank NV (LTS:0RDM) Effective Interest Rate on Debt %: 9.42% (As of Mar. 2026)


LTS:0RDM ABN AMRO Bank NV LTS:0RDM
60 GF Score
Price €38.11
GF Value €17.82
Valuation Significantly Overvalued
! 7 Warning Signs
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What is ABN AMRO Bank NV Effective Interest Rate on Debt %?

ABN AMRO Bank NV LTS:0RDM -0.30% 60 Effective Interest Rate on Debt % is 9.42% as of Mar. 2026. GuruFocus rates LTS:0RDM with a GF Score™ of 60/100 and a GF Value™ of €17.82 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. ABN AMRO Bank NV's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €7,804 Mil. ABN AMRO Bank NV's average total debt for the quarter that ended in Mar. 2026 was €82,868 Mil. Therefore, ABN AMRO Bank NV's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 9.42%.


ABN AMRO Bank NV  (LTS:0RDM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


ABN AMRO Bank NV Effective Interest Rate on Debt % Related Terms


ABN AMRO Bank NV Effective Interest Rate on Debt % Historical Data

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The historical data trend for ABN AMRO Bank NV's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ABN AMRO Bank NV Effective Interest Rate on Debt % Chart

ABN AMRO Bank NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.53 3.82 14.54 13.79 10.09

ABN AMRO Bank NV Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.38 9.41 10.52 8.62 9.42

LTS:0RDM vs JPM, BAC, WFC: Effective Interest Rate on Debt % Comparison

For the Banks - Diversified subindustry, ABN AMRO Bank NV's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ABN AMRO Bank NV Effective Interest Rate on Debt % vs Banks Industry

For the Banks industry and Financial Services sector, ABN AMRO Bank NV's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where ABN AMRO Bank NV's Effective Interest Rate on Debt % falls into.


LTS:0RDM
60GF Score
ABN AMRO Bank NV LTS:0RDM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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ABN AMRO Bank NV Effective Interest Rate on Debt % Calculation

ABN AMRO Bank NV's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -8121/( (81538+79423)/ 2 )
=-1  *  -8121/80480.5
=10.09 %

where

ABN AMRO Bank NV's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -7804/( (79423+86312)/ 2 )
=-1  *  -7804/82867.5
=9.42 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 9.42% mean?
ABN AMRO Bank NV (LTS:0RDM) has a Effective Interest Rate on Debt % of 9.42% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ABN AMRO Bank NV and its competitors.
Is ABN AMRO Bank NV's Effective Interest Rate on Debt % too high?
ABN AMRO Bank NV's current Effective Interest Rate on Debt % is 9.42%. Overall, ABN AMRO Bank NV has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ABN AMRO Bank NV's Effective Interest Rate on Debt % compare to JPM and BAC?
ABN AMRO Bank NV's Effective Interest Rate on Debt % of 9.42% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ABN AMRO Bank NV and its competitors. ABN AMRO Bank NV's current Effective Interest Rate on Debt % is 9.42%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ABN AMRO Bank NV stock overvalued right now?
Based on GuruFocus' analysis, ABN AMRO Bank NV (LTS:0RDM) is currently considered Significantly Overvalued. The stock's GF Value™ is €17.82, compared to a current price of €38.11 — trading 113.8% above its estimated fair value. The current Effective Interest Rate on Debt % is 9.42%. ABN AMRO Bank NV's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For ABN AMRO Bank NV (LTS:0RDM), the current Effective Interest Rate on Debt % is 9.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ABN AMRO Bank NV (LTS:0RDM) Overvalued in 2026?

Based on GuruFocus' analysis, ABN AMRO Bank NV stock appears to be overvalued. The current stock price of €38.11 is trading 113.8% above its estimated GF Value™ of €17.82. GuruFocus considers ABN AMRO Bank NV to be Significantly Overvalued.

Key valuation signals for LTS:0RDM:

  • Effective Interest Rate on Debt %: 9.42%
  • GF Value™: €17.82 vs. price of €38.11 (113.8% above fair value)
  • GF Score™: 60/100 with 7 warning signs

No single metric tells the full story. See the LTS:0RDM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ABN AMRO Bank NV Business Description

Address Gustav Mahlerlaan 10, Amsterdam, NLD, 1082 PP
The Netherlands accounts for around 90% of ABN Amro's operating profit. Operationally, retail and commercial banking contributes the majority of the company's operating profit, while ABN Amro continues to reduce its exposure to corporate and investment banking. It views private banking as one of its key growth areas.
60GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€38.11
Price
€17.82
GF Value