The Convenience Shop Holding (MAL:CVS) Debt-to-Equity: 2.70 (As of Dec. 2025) — 33% Above Median

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MAL:CVS The Convenience Shop Holding PLC MAL:CVS
24 GF Score
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What is The Convenience Shop Holding Debt-to-Equity?

The Convenience Shop Holding MAL:CVS -20.45% 24 Debt-to-Equity is 2.70 as of Dec. 2025, which is 33% above its 10-year median of 2.03. GuruFocus rates MAL:CVS with a GF Score™ of 24/100. The stock has 8 warning signs investors should review. Among 1,021 Retail - Cyclical companies, The Convenience Shop Holding ranks worse than 90.7% on this metric.

The Convenience Shop Holding's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €2.50 Mil. The Convenience Shop Holding's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €23.45 Mil. The Convenience Shop Holding's Total Stockholders Equity for the quarter that ended in Dec. 2025 was €9.62 Mil. The Convenience Shop Holding's debt to equity for the quarter that ended in Dec. 2025 was 2.70.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for The Convenience Shop Holding's Debt-to-Equity or its related term are showing as below:

MAL:CVS' s Debt-to-Equity Range Over the Past 10 Years
Min: 1.89   Med: 2.03   Max: 2.7
Current: 2.7

During the past 4 years, the highest Debt-to-Equity Ratio of The Convenience Shop Holding was 2.70. The lowest was 1.89. And the median was 2.03.

MAL:CVS's Debt-to-Equity is ranked worse than
90.7% of 1021 companies
in the Retail - Cyclical industry
Industry Median: 0.56 vs MAL:CVS: 2.70

The Convenience Shop Holding  (MAL:CVS) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


The Convenience Shop Holding Debt-to-Equity Related Terms


The Convenience Shop Holding Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for The Convenience Shop Holding's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Convenience Shop Holding Debt-to-Equity Chart

The Convenience Shop Holding Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
2.05 1.89 2.00 2.70

The Convenience Shop Holding Semi-Annual Data
Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Equity Get a 7-Day Free Trial 1.89 0.00 2.00 0.00 2.70

MAL:CVS vs DDS, M: Debt-to-Equity Comparison

For the Department Stores subindustry, The Convenience Shop Holding's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Convenience Shop Holding Debt-to-Equity vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, The Convenience Shop Holding's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where The Convenience Shop Holding's Debt-to-Equity falls into.


MAL:CVS
24GF Score
The Convenience Shop Holding PLC MAL:CVS
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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The Convenience Shop Holding Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

The Convenience Shop Holding's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

The Convenience Shop Holding's Debt to Equity Ratio for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 2.70 mean?
The Convenience Shop Holding (MAL:CVS) has a Debt-to-Equity of 2.70 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on The Convenience Shop Holding and its competitors. This is 33% above median its historical median of 2.03. Over the past decade, The Convenience Shop Holding's Debt-to-Equity has ranged from 1.89 to 2.70. According to the industry distribution chart, The Convenience Shop Holding ranks #926 out of 1021 companies in the Retail - Cyclical industry, placing it in the top 90.7%.
Is The Convenience Shop Holding's Debt-to-Equity too high?
The Convenience Shop Holding's current Debt-to-Equity of 2.70 is 33% above median its 10-year median of 2.03. Over the past 10 years, this metric has ranged from a low of 1.89 to a high of 2.70. The Retail - Cyclical industry median Debt-to-Equity is 0.56. The Convenience Shop Holding's value of 2.70 is 382.1% above this industry median. Based on the distribution chart, The Convenience Shop Holding ranks #926 out of 1021 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, The Convenience Shop Holding has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does The Convenience Shop Holding's Debt-to-Equity compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, The Convenience Shop Holding ranks #926 out of 1021 companies for Debt-to-Equity. This places The Convenience Shop Holding in the lower half of its industry. The industry median Debt-to-Equity is 0.56. The Convenience Shop Holding's value of 2.70 is 382.1% above this benchmark. Historically, The Convenience Shop Holding's own Debt-to-Equity has ranged from 1.89 to 2.70 over the past decade. While the company's 10-year median is 2.03 vs. the industry median of 0.56, The Convenience Shop Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Retail - Cyclical company?
The median Debt-to-Equity among Retail - Cyclical companies is 0.56, based on 1,021 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Convenience Shop Holding's current Debt-to-Equity of 2.70 is 382.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on The Convenience Shop Holding and its competitors. For the Retail - Cyclical industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Convenience Shop Holding's current Debt-to-Equity is 2.70, which is 33% above median its own 10-year median of 2.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Convenience Shop Holding stock overvalued right now?
The Convenience Shop Holding (MAL:CVS) has a current Debt-to-Equity of 2.70. The current Debt-to-Equity is 2.70, which is 33% above median its 10-year median of 2.03 and 382.1% above the Retail - Cyclical industry median of 0.56. The Convenience Shop Holding's overall GF Score™ is 24/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For The Convenience Shop Holding (MAL:CVS), the current Debt-to-Equity is 2.70 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

The Convenience Shop Holding Business Description

Address Triq Hal Luqa, 8, TCS Building, Qormi, MLT, QRM 9072
The Convenience Shop Holding PLC operates and franchises grocery stores in the fast-moving consumer goods (FMCG) industry. Through its subsidiaries, the Company manages a chain of retail outlets under The Convenience Shop brand in various locations across Malta with a shop count of approximately 45 owned shops and 50 franchised shops.
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