The Convenience Shop Holding (MAL:CVS) ROE %: 12.65% (As of Dec. 2025) — 34% Below Median


MAL:CVS The Convenience Shop Holding PLC MAL:CVS
26 GF Score
Price €0.90
! 8 Warning Signs
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What is The Convenience Shop Holding ROE %?

The Convenience Shop Holding MAL:CVS 26 ROE % is 12.65% as of Dec. 2025, which is 34% below its 10-year median of 19.26. GuruFocus rates MAL:CVS with a GF Score™ of 26/100. The stock has 8 warning signs investors should review. Among 1,092 Retail - Cyclical companies, The Convenience Shop Holding ranks better than 59.89% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. The Convenience Shop Holding's annualized net income for the quarter that ended in Dec. 2025 was €1.24 Mil. The Convenience Shop Holding's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was €9.83 Mil. Therefore, The Convenience Shop Holding's annualized ROE % for the quarter that ended in Dec. 2025 was 12.65%.

The historical rank and industry rank for The Convenience Shop Holding's ROE % or its related term are showing as below:

MAL:CVS' s ROE % Range Over the Past 10 Years
Min: 9.55   Med: 19.26   Max: 30.01
Current: 9.55

During the past 4 years, The Convenience Shop Holding's highest ROE % was 30.01%. The lowest was 9.55%. And the median was 19.26%.

MAL:CVS's ROE % is ranked better than
59.89% of 1092 companies
in the Retail - Cyclical industry
Industry Median: 6.49 vs MAL:CVS: 9.55

The Convenience Shop Holding  (MAL:CVS) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=1.244/9.8305
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(1.244 / 56.404)*(56.404 / 47.933)*(47.933 / 9.8305)
=Net Margin %*Asset Turnover*Equity Multiplier
=2.21 %*1.1767*4.8759
=ROA %*Equity Multiplier
=2.6 %*4.8759
=12.65 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=1.244/9.8305
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (1.244 / 1.294) * (1.294 / 1.724) * (1.724 / 56.404) * (56.404 / 47.933) * (47.933 / 9.8305)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.9614 * 0.7506 * 3.06 % * 1.1767 * 4.8759
=12.65 %

Note: The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


The Convenience Shop Holding ROE % Related Terms


The Convenience Shop Holding ROE % Historical Data

* Premium members only.

The historical data trend for The Convenience Shop Holding's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Convenience Shop Holding ROE % Chart

The Convenience Shop Holding Annual Data
Trend Dec22 Dec23 Dec24 Dec25
ROE %
24.56 30.01 13.95 9.68

The Convenience Shop Holding Semi-Annual Data
Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Get a 7-Day Free Trial 33.83 11.18 17.53 6.35 12.65

MAL:CVS vs DDS, M: ROE % Comparison

For the Department Stores subindustry, The Convenience Shop Holding's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Convenience Shop Holding ROE % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, The Convenience Shop Holding's ROE % distribution charts can be found below:

* The bar in red indicates where The Convenience Shop Holding's ROE % falls into.


MAL:CVS
26GF Score
The Convenience Shop Holding PLC MAL:CVS
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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The Convenience Shop Holding ROE % Calculation

The Convenience Shop Holding's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=0.936/( (9.73+9.618)/ 2 )
=0.936/9.674
=9.68 %

The Convenience Shop Holding's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Jun. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=1.244/( (10.043+9.618)/ 2 )
=1.244/9.8305
=12.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 12.65% mean?
The Convenience Shop Holding (MAL:CVS) has a ROE % of 12.65% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on The Convenience Shop Holding and its competitors. This is 34% below median its historical median of 19.26. Over the past decade, The Convenience Shop Holding's ROE % has ranged from 9.55 to 30.01. According to the industry distribution chart, The Convenience Shop Holding ranks #438 out of 1092 companies in the Retail - Cyclical industry, placing it in the top 40.1%.
Is The Convenience Shop Holding's ROE % too high?
The Convenience Shop Holding's current ROE % of 12.65% is 34% below median its 10-year median of 19.26. Over the past 10 years, this metric has ranged from a low of 9.55 to a high of 30.01. The Retail - Cyclical industry median ROE % is 6.49. The Convenience Shop Holding's value of 12.65% is 94.9% above this industry median. Based on the distribution chart, The Convenience Shop Holding ranks #438 out of 1092 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, The Convenience Shop Holding has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does The Convenience Shop Holding's ROE % compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, The Convenience Shop Holding ranks #438 out of 1092 companies for ROE %. This puts The Convenience Shop Holding in the upper half of its industry. The industry median ROE % is 6.49. The Convenience Shop Holding's value of 12.65% is 94.9% above this benchmark. Historically, The Convenience Shop Holding's own ROE % has ranged from 9.55 to 30.01 over the past decade. While the company's 10-year median is 19.26 vs. the industry median of 6.49, The Convenience Shop Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Retail - Cyclical company?
The median ROE % among Retail - Cyclical companies is 6.49, based on 1,092 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Convenience Shop Holding's current ROE % of 12.65% is 94.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on The Convenience Shop Holding and its competitors. For the Retail - Cyclical industry, the median ROE % is 6.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Convenience Shop Holding's current ROE % is 12.65%, which is 34% below median its own 10-year median of 19.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Convenience Shop Holding stock overvalued right now?
The Convenience Shop Holding (MAL:CVS) has a current ROE % of 12.65%. The current ROE % is 12.65%, which is 34% below median its 10-year median of 19.26 and 94.9% above the Retail - Cyclical industry median of 6.49. The Convenience Shop Holding's overall GF Score™ is 26/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For The Convenience Shop Holding (MAL:CVS), the current ROE % is 12.65% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

The Convenience Shop Holding Business Description

Address Triq Hal Luqa, 8, TCS Building, Qormi, MLT, QRM 9072
The Convenience Shop Holding PLC operates and franchises grocery stores in the fast-moving consumer goods (FMCG) industry. Through its subsidiaries, the Company manages a chain of retail outlets under The Convenience Shop brand in various locations across Malta with a shop count of approximately 45 owned shops and 50 franchised shops.
26GF Score

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ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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