The Convenience Shop Holding (MAL:CVS) Debt-to-EBITDA : 9.86 (As of Dec. 2025) — 62% Above Median

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MAL:CVS The Convenience Shop Holding PLC MAL:CVS
24 GF Score
Price €0.87
! 8 Warning Signs
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What is The Convenience Shop Holding Debt-to-EBITDA?

The Convenience Shop Holding MAL:CVS 24 Debt-to-EBITDA is 9.86 as of Dec. 2025, which is 62% above its 10-year median of 6.09. GuruFocus rates MAL:CVS with a GF Score™ of 24/100. The stock has 8 warning signs investors should review. Among 903 Retail - Cyclical companies, The Convenience Shop Holding ranks worse than 92.8% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

The Convenience Shop Holding's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €2.50 Mil. The Convenience Shop Holding's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €23.45 Mil. The Convenience Shop Holding's annualized EBITDA for the quarter that ended in Dec. 2025 was €2.63 Mil. The Convenience Shop Holding's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 9.86.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for The Convenience Shop Holding's Debt-to-EBITDA or its related term are showing as below:

MAL:CVS' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 4.42   Med: 6.09   Max: 11.51
Current: 11.51

During the past 4 years, the highest Debt-to-EBITDA Ratio of The Convenience Shop Holding was 11.51. The lowest was 4.42. And the median was 6.09.

MAL:CVS's Debt-to-EBITDA is ranked worse than
92.8% of 903 companies
in the Retail - Cyclical industry
Industry Median: 2.37 vs MAL:CVS: 11.51

The Convenience Shop Holding  (MAL:CVS) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


The Convenience Shop Holding Debt-to-EBITDA Related Terms


The Convenience Shop Holding Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for The Convenience Shop Holding's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Convenience Shop Holding Debt-to-EBITDA Chart

The Convenience Shop Holding Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
4.42 4.72 7.46 11.51

The Convenience Shop Holding Semi-Annual Data
Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial 4.46 0.00 7.16 0.00 9.86

MAL:CVS vs DDS, M: Debt-to-EBITDA Comparison

For the Department Stores subindustry, The Convenience Shop Holding's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Convenience Shop Holding Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, The Convenience Shop Holding's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where The Convenience Shop Holding's Debt-to-EBITDA falls into.


MAL:CVS
24GF Score
The Convenience Shop Holding PLC MAL:CVS
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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The Convenience Shop Holding Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

The Convenience Shop Holding's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2.501 + 23.454) / 2.255
=11.51

The Convenience Shop Holding's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2.501 + 23.454) / 2.632
=9.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 9.86 mean?
The Convenience Shop Holding (MAL:CVS) has a Debt-to-EBITDA of 9.86 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on The Convenience Shop Holding. This is 62% above median its historical median of 6.09. Over the past decade, The Convenience Shop Holding's Debt-to-EBITDA has ranged from 4.42 to 11.51. According to the industry distribution chart, The Convenience Shop Holding ranks #838 out of 903 companies in the Retail - Cyclical industry, placing it in the top 92.8%.
Is The Convenience Shop Holding's Debt-to-EBITDA too high?
The Convenience Shop Holding's current Debt-to-EBITDA of 9.86 is 62% above median its 10-year median of 6.09. Over the past 10 years, this metric has ranged from a low of 4.42 to a high of 11.51. The Retail - Cyclical industry median Debt-to-EBITDA is 2.37. The Convenience Shop Holding's value of 9.86 is 316% above this industry median. Based on the distribution chart, The Convenience Shop Holding ranks #838 out of 903 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, The Convenience Shop Holding has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does The Convenience Shop Holding's Debt-to-EBITDA compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, The Convenience Shop Holding ranks #838 out of 903 companies for Debt-to-EBITDA. This places The Convenience Shop Holding in the lower half of its industry. The industry median Debt-to-EBITDA is 2.37. The Convenience Shop Holding's value of 9.86 is 316% above this benchmark. Historically, The Convenience Shop Holding's own Debt-to-EBITDA has ranged from 4.42 to 11.51 over the past decade. While the company's 10-year median is 6.09 vs. the industry median of 2.37, The Convenience Shop Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.37, based on 903 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Convenience Shop Holding's current Debt-to-EBITDA of 9.86 is 316% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on The Convenience Shop Holding. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Convenience Shop Holding's current Debt-to-EBITDA is 9.86, which is 62% above median its own 10-year median of 6.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Convenience Shop Holding stock overvalued right now?
The Convenience Shop Holding (MAL:CVS) has a current Debt-to-EBITDA of 9.86. The current Debt-to-EBITDA is 9.86, which is 62% above median its 10-year median of 6.09 and 316% above the Retail - Cyclical industry median of 2.37. The Convenience Shop Holding's overall GF Score™ is 24/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For The Convenience Shop Holding (MAL:CVS), the current Debt-to-EBITDA is 9.86 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

The Convenience Shop Holding Business Description

Address Triq Hal Luqa, 8, TCS Building, Qormi, MLT, QRM 9072
The Convenience Shop Holding PLC operates and franchises grocery stores in the fast-moving consumer goods (FMCG) industry. Through its subsidiaries, the Company manages a chain of retail outlets under The Convenience Shop brand in various locations across Malta with a shop count of approximately 45 owned shops and 50 franchised shops.
24GF Score

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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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