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MeridianMRBK -0.62%63 Debt-to-Equity is 0.77 as of Jun. 2026, which is 24% below its 10-year median of 1.01. GuruFocus rates MRBK with a GF Score™ of 63/100 and a GF Value™ of $15.62 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,413 Banks companies, Meridian ranks worse than 59.45% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Meridian's Debt-to-Equity or its related term are showing as below:
MRBK'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.25 Med: 1.01 Max: 1.87
Current: 0.77
During the past 11 years, the highest Debt-to-Equity Ratio of Meridian was 1.87. The lowest was 0.25. And the median was 1.01.
MRBK's Debt-to-Equity is ranked worse than 59.45% of 1413
companies
in the Banks industry
Industry Median: 0.58
vs MRBK: 0.77
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Meridian Debt-to-Equity Related Terms
Meridian Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Meridian's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MRBK vs FBLA, CMTV, PEBK: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Meridian's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Meridian Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Meridian's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Meridian's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Meridian (MRBK) has a Debt-to-Equity of 0.77 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Meridian and its competitors. This is 24% below median its historical median of 1.01. Over the past decade, Meridian's Debt-to-Equity has ranged from 0.25 to 1.87. According to the industry distribution chart, Meridian ranks #840 out of 1413 companies in the Banks industry, placing it in the top 59.4%.
Is Meridian's Debt-to-Equity too high?
Meridian's current Debt-to-Equity of 0.77 is 24% below median its 10-year median of 1.01. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 1.87. The Banks industry median Debt-to-Equity is 0.58. Meridian's value of 0.77 is 32.8% above this industry median. Based on the distribution chart, Meridian ranks #840 out of 1413 companies in the Banks industry, which is below the industry midpoint. Overall, Meridian has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Meridian's Debt-to-Equity compare to FBLA and CMTV?
According to the Banks industry distribution chart, Meridian ranks #840 out of 1413 companies for Debt-to-Equity. This places Meridian in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Meridian's value of 0.77 is 32.8% above this benchmark. Historically, Meridian's own Debt-to-Equity has ranged from 0.25 to 1.87 over the past decade. While the company's 10-year median is 1.01 vs. the industry median of 0.58, Meridian has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,413 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Meridian's current Debt-to-Equity of 0.77 is 32.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Meridian and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Meridian's current Debt-to-Equity is 0.77, which is 24% below median its own 10-year median of 1.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Meridian stock overvalued right now?
Based on GuruFocus' analysis, Meridian (MRBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.62, compared to a current price of $19.18 — trading 22.8% above its estimated fair value. The current Debt-to-Equity is 0.77, which is 24% below median its 10-year median of 1.01 and 32.8% above the Banks industry median of 0.58. Meridian's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Meridian (MRBK), the current Debt-to-Equity is 0.77 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Meridian (MRBK) Overvalued in 2026?
Based on GuruFocus' analysis, Meridian stock appears to be overvalued.
The current stock price of $19.18 is trading 22.8% above its estimated GF Value™ of $15.62.
GuruFocus considers Meridian to be Modestly Overvalued.
Key valuation signals for MRBK:
Debt-to-Equity: 0.77 (24% below median its 10-year median of 1.01)
GF Value™: $15.62 vs. price of $19.18 (22.8% above fair value)
Industry Position: 32.8% above the Banks median (#840 of 1413)
No single metric tells the full story. See the MRBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Meridian Corp is a bank holding company based in the United States. Through its banking subsidiary, it operates as a full-service, state-chartered commercial bank providing personal and business lending and deposit services. It operates in three reportable segments, including Bank, Wealth, and Mortgage. Meridian generates maximum revenue from the Bank segment, which consists of commercial and retail banking. It generates interest income from its lending (including leasing) and investing activities and is dependent on the gathering of lower-cost deposits from its branch network or borrowed funds from other sources for funding its loans. Geographically, it operates in Pennsylvania, New Jersey, and Delaware, as well as in the Central Maryland market and southwest Florida, U.S.
63GF Score
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