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MeridianMRBK -0.44%63 5-Year Yield-on-Cost % is 9.95 as of Aug. 31, 2026, which is 3% above its 10-year median of 9.67. GuruFocus rates MRBK with a GF Score™ of 63/100 and a GF Value™ of $15.62 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,247 Banks companies, Meridian ranks better than 87.01% on this metric.
Meridian's yield on cost for the quarter that ended in Jun. 2026 was 9.95.
The historical rank and industry rank for Meridian's 5-Year Yield-on-Cost % or its related term are showing as below:
MRBK'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.79 Med: 9.67 Max: 20.68
Current: 9.95
During the past 11 years, Meridian's highest Yield on Cost was 20.68. The lowest was 1.79. And the median was 9.67.
MRBK's 5-Year Yield-on-Cost % is ranked better than 87.01% of 1247
companies
in the Banks industry
Industry Median: 3.83
vs MRBK: 9.95
Meridian (NAS:MRBK) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Meridian 5-Year Yield-on-Cost % Related Terms
MRBK vs FBLA, CMTV, PEBK: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Meridian's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Meridian 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Meridian's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Meridian's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Meridian is calculated as
Meridian (MRBK) has a 5-Year Yield-on-Cost % of 9.95 as of Aug. 31, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Meridian and its competitors. This is near median its historical median of 9.67. Over the past decade, Meridian's 5-Year Yield-on-Cost % has ranged from 1.79 to 20.68. According to the industry distribution chart, Meridian ranks #162 out of 1247 companies in the Banks industry, placing it in the top 13%.
Is Meridian's 5-Year Yield-on-Cost % too high?
Meridian's current 5-Year Yield-on-Cost % of 9.95 is near median its 10-year median of 9.67. Over the past 10 years, this metric has ranged from a low of 1.79 to a high of 20.68. The Banks industry median 5-Year Yield-on-Cost % is 3.83. Meridian's value of 9.95 is 159.8% above this industry median. Based on the distribution chart, Meridian ranks #162 out of 1247 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Meridian has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Meridian's 5-Year Yield-on-Cost % compare to FBLA and CMTV?
According to the Banks industry distribution chart, Meridian ranks #162 out of 1247 companies for 5-Year Yield-on-Cost %. This places Meridian in the top 13% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.83. Meridian's value of 9.95 is 159.8% above this benchmark. Historically, Meridian's own 5-Year Yield-on-Cost % has ranged from 1.79 to 20.68 over the past decade. While the company's 10-year median is 9.67 vs. the industry median of 3.83, Meridian has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.83, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Meridian's current 5-Year Yield-on-Cost % of 9.95 is 159.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Meridian and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Meridian's current 5-Year Yield-on-Cost % is 9.95, which is near median its own 10-year median of 9.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Meridian stock overvalued right now?
Based on GuruFocus' analysis, Meridian (MRBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.62, compared to a current price of $19.22 — trading 23% above its estimated fair value. The current 5-Year Yield-on-Cost % is 9.95, which is near median its 10-year median of 9.67 and 159.8% above the Banks industry median of 3.83. Meridian's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Meridian (MRBK), the current 5-Year Yield-on-Cost % is 9.95 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Meridian (MRBK) Overvalued in 2026?
Based on GuruFocus' analysis, Meridian stock appears to be overvalued.
The current stock price of $19.22 is trading 23% above its estimated GF Value™ of $15.62.
GuruFocus considers Meridian to be Modestly Overvalued.
Key valuation signals for MRBK:
5-Year Yield-on-Cost %: 9.95 (near median its 10-year median of 9.67)
GF Value™: $15.62 vs. price of $19.22 (23% above fair value)
Industry Position: 159.8% above the Banks median (#162 of 1247)
No single metric tells the full story. See the MRBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Meridian Corp is a bank holding company based in the United States. Through its banking subsidiary, it operates as a full-service, state-chartered commercial bank providing personal and business lending and deposit services. It operates in three reportable segments, including Bank, Wealth, and Mortgage. Meridian generates maximum revenue from the Bank segment, which consists of commercial and retail banking. It generates interest income from its lending (including leasing) and investing activities and is dependent on the gathering of lower-cost deposits from its branch network or borrowed funds from other sources for funding its loans. Geographically, it operates in Pennsylvania, New Jersey, and Delaware, as well as in the Central Maryland market and southwest Florida, U.S.
63GF Score
Get the complete analysis for MRBK
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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