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MMTECMTC -5.40%23 Debt-to-Equity is 0.24 as of Dec. 2025, which is at its 10-year median of 0.24. GuruFocus rates MTC with a GF Score™ of 23/100 and a GF Value™ of $0.17 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 2,244 Software companies, MMTEC ranks worse than 54.77% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for MMTEC's Debt-to-Equity or its related term are showing as below:
MTC'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.04 Med: 0.24 Max: 1.22
Current: 0.24
During the past 10 years, the highest Debt-to-Equity Ratio of MMTEC was 1.22. The lowest was 0.04. And the median was 0.24.
MTC's Debt-to-Equity is ranked worse than 54.77% of 2244
companies
in the Software industry
Industry Median: 0.19
vs MTC: 0.24
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
MMTEC Debt-to-Equity Related Terms
MMTEC Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for MMTEC's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, MMTEC's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MMTEC Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, MMTEC's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where MMTEC's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MMTEC (MTC) has a Debt-to-Equity of 0.24 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on MMTEC and its competitors. This is near median its historical median of 0.24. Over the past decade, MMTEC's Debt-to-Equity has ranged from 0.04 to 1.22. According to the industry distribution chart, MMTEC ranks #1229 out of 2244 companies in the Software industry, placing it in the top 54.8%.
Is MMTEC's Debt-to-Equity too high?
MMTEC's current Debt-to-Equity of 0.24 is near median its 10-year median of 0.24. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 1.22. The Software industry median Debt-to-Equity is 0.19. MMTEC's value of 0.24 is 26.3% above this industry median. Based on the distribution chart, MMTEC ranks #1229 out of 2244 companies in the Software industry, which is below the industry midpoint. Overall, MMTEC has a GF Score™ of 23/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MMTEC's Debt-to-Equity compare to CMRC and EGHT?
According to the Software industry distribution chart, MMTEC ranks #1229 out of 2244 companies for Debt-to-Equity. This places MMTEC in the lower half of its industry. The industry median Debt-to-Equity is 0.19. MMTEC's value of 0.24 is 26.3% above this benchmark. Historically, MMTEC's own Debt-to-Equity has ranged from 0.04 to 1.22 over the past decade. While the company's 10-year median is 0.24 vs. the industry median of 0.19, MMTEC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,244 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MMTEC's current Debt-to-Equity of 0.24 is 26.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on MMTEC and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MMTEC's current Debt-to-Equity is 0.24, which is near median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MMTEC stock overvalued right now?
Based on GuruFocus' analysis, MMTEC (MTC) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.17, compared to a current price of $2.98 — trading 1652.9% above its estimated fair value. The current Debt-to-Equity is 0.24, which is near median its 10-year median of 0.24 and 26.3% above the Software industry median of 0.19. MMTEC's overall GF Score™ is 23/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For MMTEC (MTC), the current Debt-to-Equity is 0.24 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MMTEC (MTC) Overvalued in 2026?
Based on GuruFocus' analysis, MMTEC stock appears to be overvalued.
The current stock price of $2.98 is trading 1652.9% above its estimated GF Value™ of $0.17.
GuruFocus considers MMTEC to be Significantly Overvalued.
Key valuation signals for MTC:
Debt-to-Equity: 0.24 (near median its 10-year median of 0.24)
GF Value™: $0.17 vs. price of $2.98 (1652.9% above fair value)
Industry Position: 26.3% above the Software median (#1229 of 2244)
No single metric tells the full story. See the MTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MMTEC Inc provides Internet-based technology services and solutions to the Chinese language speaking hedge funds, mutual funds, registered investment advisors, proprietary trading groups, and brokerage firms engaging in securities market transactions and settlements globally. The company offers complete suite trading solutions, including services such as fund establishment, issuance, custody, transaction, and settlement. The Company currently has two operating segments, Gujia, MM Future and HC Securities, and MM Global. The Gujia segment provides market data services and consulting services to customers in China; and MM Global segment operates as an introducing broker that clears all transactions through a clearing broker dealer and earns commission income.
23GF Score
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