MMTEC (MTC) Retained Earnings: $-124.00 Mil (As of Dec. 2025)


MTC MMTEC Inc MTC
23 GF Score
Price $2.32
GF Value $0.17
Valuation Significantly Overvalued
! 6 Warning Signs
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What is MMTEC Retained Earnings?

MMTEC MTC -3.73% 23 Retained Earnings is $-124.00 Mil as of Dec. 2025. GuruFocus rates MTC with a GF Score™ of 23/100 and a GF Value™ of $0.17 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. MMTEC's retained earnings for the quarter that ended in Dec. 2025 was $-124.00 Mil.

MMTEC's quarterly retained earnings declined from Dec. 2024 ($-67.92 Mil) to Jun. 2025 ($-114.35 Mil) and declined from Jun. 2025 ($-114.35 Mil) to Dec. 2025 ($-124.00 Mil).

MMTEC's annual retained earnings declined from Dec. 2023 ($23.25 Mil) to Dec. 2024 ($-67.92 Mil) and declined from Dec. 2024 ($-67.92 Mil) to Dec. 2025 ($-124.00 Mil).


MMTEC  (NAS:MTC) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


MMTEC Retained Earnings Historical Data

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The historical data trend for MMTEC's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MMTEC Retained Earnings Chart

MMTEC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only -16.61 -22.25 23.25 -67.92 -124.00

MMTEC Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.25 -5.12 -67.92 -114.35 -124.00
MTC
23GF Score
MMTEC Inc MTC
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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MMTEC Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $-124.00 Mil mean?
MMTEC (MTC) has a Retained Earnings of $-124.00 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on MMTEC and its competitors.
Is MMTEC's Retained Earnings too high?
MMTEC's current Retained Earnings is $-124.00 Mil. Overall, MMTEC has a GF Score™ of 23/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MMTEC's Retained Earnings compare to CMRC and EGHT?
MMTEC's Retained Earnings of $-124.00 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Software company?
A good Retained Earnings depends on the Software industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on MMTEC and its competitors. MMTEC's current Retained Earnings is $-124.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MMTEC stock overvalued right now?
Based on GuruFocus' analysis, MMTEC (MTC) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.17, compared to a current price of $2.32 — trading 1264.7% above its estimated fair value. The current Retained Earnings is $-124.00 Mil. MMTEC's overall GF Score™ is 23/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For MMTEC (MTC), the current Retained Earnings is $-124.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MMTEC (MTC) Overvalued in 2026?

Based on GuruFocus' analysis, MMTEC stock appears to be overvalued. The current stock price of $2.32 is trading 1264.7% above its estimated GF Value™ of $0.17. GuruFocus considers MMTEC to be Significantly Overvalued.

Key valuation signals for MTC:

  • Retained Earnings: $-124.00 Mil
  • GF Value™: $0.17 vs. price of $2.32 (1264.7% above fair value)
  • GF Score™: 23/100 with 6 warning signs

No single metric tells the full story. See the MTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MMTEC Business Description

Address c/o MM Future Technology Limited, 308 Des Voeux Road Central, Room 2302, 23rd Floor, FWD Financial Center, Sheung Wan, HKG
MMTEC Inc provides Internet-based technology services and solutions to the Chinese language speaking hedge funds, mutual funds, registered investment advisors, proprietary trading groups, and brokerage firms engaging in securities market transactions and settlements globally. The company offers complete suite trading solutions, including services such as fund establishment, issuance, custody, transaction, and settlement. The Company currently has two operating segments, Gujia, MM Future and HC Securities, and MM Global. The Gujia segment provides market data services and consulting services to customers in China; and MM Global segment operates as an introducing broker that clears all transactions through a clearing broker dealer and earns commission income.
23GF Score

Get the complete analysis for MTC

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.32
Price
$0.17
GF Value