MMTEC (MTC) Long-Term Debt: $3.05 Mil (As of Dec. 2025)


MTC MMTEC Inc MTC
23 GF Score
Price $2.74
GF Value $0.17
Valuation Significantly Overvalued
! 6 Warning Signs
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What is MMTEC Long-Term Debt?

MMTEC MTC +7.66% 23 Long-Term Debt is $3.05 Mil as of Dec. 2025. GuruFocus rates MTC with a GF Score™ of 23/100 and a GF Value™ of $0.17 (Significantly Overvalued). The stock has 6 warning signs investors should review.

MMTEC's Long-Term Debt for the quarter that ended in Dec. 2025 was $3.05 Mil.

MMTEC's quarterly Long-Term Debt increased from Dec. 2024 ($31.94 Mil) to Jun. 2025 ($32.22 Mil) but then declined from Jun. 2025 ($32.22 Mil) to Dec. 2025 ($3.05 Mil).

MMTEC's annual Long-Term Debt declined from Dec. 2023 ($32.28 Mil) to Dec. 2024 ($31.94 Mil) and declined from Dec. 2024 ($31.94 Mil) to Dec. 2025 ($3.05 Mil).

MMTEC  (NAS:MTC) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

MMTEC Long-Term Debt Related Terms

MMTEC Long-Term Debt Historical Data

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The historical data trend for MMTEC's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MMTEC Long-Term Debt Chart

MMTEC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 32.28 31.94 3.05

MMTEC Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 32.28 30.77 31.94 32.22 3.05
MTC
23GF Score
MMTEC Inc MTC
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $3.05 Mil mean?
MMTEC (MTC) has a Long-Term Debt of $3.05 Mil as of Dec. 2025.
Is MMTEC's Long-Term Debt too high?
MMTEC's current Long-Term Debt is $3.05 Mil. Overall, MMTEC has a GF Score™ of 23/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MMTEC's Long-Term Debt compare to CMRC and EGHT?
MMTEC's Long-Term Debt of $3.05 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Software company?
A good Long-Term Debt depends on the Software industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. MMTEC's current Long-Term Debt is $3.05 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MMTEC stock overvalued right now?
Based on GuruFocus' analysis, MMTEC (MTC) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.17, compared to a current price of $2.74 — trading 1511.8% above its estimated fair value. The current Long-Term Debt is $3.05 Mil. MMTEC's overall GF Score™ is 23/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For MMTEC (MTC), the current Long-Term Debt is $3.05 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MMTEC (MTC) Overvalued in 2026?

Based on GuruFocus' analysis, MMTEC stock appears to be overvalued. The current stock price of $2.74 is trading 1511.8% above its estimated GF Value™ of $0.17. GuruFocus considers MMTEC to be Significantly Overvalued.

Key valuation signals for MTC:

  • Long-Term Debt: $3.05 Mil
  • GF Value™: $0.17 vs. price of $2.74 (1511.8% above fair value)
  • GF Score™: 23/100 with 6 warning signs

No single metric tells the full story. See the MTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MMTEC Business Description

Address c/o MM Future Technology Limited, 308 Des Voeux Road Central, Room 2302, 23rd Floor, FWD Financial Center, Sheung Wan, HKG
MMTEC Inc provides Internet-based technology services and solutions to the Chinese language speaking hedge funds, mutual funds, registered investment advisors, proprietary trading groups, and brokerage firms engaging in securities market transactions and settlements globally. The company offers complete suite trading solutions, including services such as fund establishment, issuance, custody, transaction, and settlement. The Company currently has two operating segments, Gujia, MM Future and HC Securities, and MM Global. The Gujia segment provides market data services and consulting services to customers in China; and MM Global segment operates as an introducing broker that clears all transactions through a clearing broker dealer and earns commission income.
23GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.74
Price
$0.17
GF Value