Sohar International Bank (MUS:BKSB) Debt-to-Equity: 0.69 (As of Jun. 2026) — 51% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MUS:BKSB Sohar International Bank MUS:BKSB
28 GF Score
Price ر.ع0.19
GF Value ر.ع0.16
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Sohar International Bank Debt-to-Equity?

Sohar International Bank MUS:BKSB +1.08% 28 Debt-to-Equity is 0.69 as of Jun. 2026, which is 51% below its 10-year median of 1.42. GuruFocus rates MUS:BKSB with a GF Score™ of 28/100 and a GF Value™ of ر.ع0.16 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,411 Banks companies, Sohar International Bank ranks worse than 56.27% on this metric.

Sohar International Bank's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ر.ع0.0 Mil. Sohar International Bank's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ر.ع814.7 Mil. Sohar International Bank's Total Stockholders Equity for the quarter that ended in Jun. 2026 was ر.ع1,187.8 Mil. Sohar International Bank's debt to equity for the quarter that ended in Jun. 2026 was 0.69.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Sohar International Bank's Debt-to-Equity or its related term are showing as below:

MUS:BKSB' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.41   Med: 1.42   Max: 2.43
Current: 0.69

During the past 13 years, the highest Debt-to-Equity Ratio of Sohar International Bank was 2.43. The lowest was 0.41. And the median was 1.42.

MUS:BKSB's Debt-to-Equity is ranked worse than
56.27% of 1411 companies
in the Banks industry
Industry Median: 0.58 vs MUS:BKSB: 0.69

Sohar International Bank  (MUS:BKSB) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Sohar International Bank Debt-to-Equity Related Terms


Sohar International Bank Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Sohar International Bank's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sohar International Bank Debt-to-Equity Chart

Sohar International Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.52 1.20 0.75 0.57 0.63

Sohar International Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.56 0.41 0.63 0.69 0.69

MUS:BKSB vs USB, PNC: Debt-to-Equity Comparison

For the Banks - Regional subindustry, Sohar International Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sohar International Bank Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Sohar International Bank's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Sohar International Bank's Debt-to-Equity falls into.


MUS:BKSB
28GF Score
Sohar International Bank MUS:BKSB
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Sohar International Bank Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Sohar International Bank's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Sohar International Bank's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.69 mean?
Sohar International Bank (MUS:BKSB) has a Debt-to-Equity of 0.69 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Sohar International Bank and its competitors. This is 51% below median its historical median of 1.42. Over the past decade, Sohar International Bank's Debt-to-Equity has ranged from 0.41 to 2.43. According to the industry distribution chart, Sohar International Bank ranks #794 out of 1411 companies in the Banks industry, placing it in the top 56.3%.
Is Sohar International Bank's Debt-to-Equity too high?
Sohar International Bank's current Debt-to-Equity of 0.69 is 51% below median its 10-year median of 1.42. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 2.43. The Banks industry median Debt-to-Equity is 0.58. Sohar International Bank's value of 0.69 is 19% above this industry median. Based on the distribution chart, Sohar International Bank ranks #794 out of 1411 companies in the Banks industry, which is below the industry midpoint. Overall, Sohar International Bank has a GF Score™ of 28/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sohar International Bank's Debt-to-Equity compare to USB and PNC?
According to the Banks industry distribution chart, Sohar International Bank ranks #794 out of 1411 companies for Debt-to-Equity. This places Sohar International Bank in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Sohar International Bank's value of 0.69 is 19% above this benchmark. Historically, Sohar International Bank's own Debt-to-Equity has ranged from 0.41 to 2.43 over the past decade. While the company's 10-year median is 1.42 vs. the industry median of 0.58, Sohar International Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,411 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sohar International Bank's current Debt-to-Equity of 0.69 is 19% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Sohar International Bank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sohar International Bank's current Debt-to-Equity is 0.69, which is 51% below median its own 10-year median of 1.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sohar International Bank stock overvalued right now?
Based on GuruFocus' analysis, Sohar International Bank (MUS:BKSB) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.16, compared to a current price of ر.ع0.19 — trading 16.9% above its estimated fair value. The current Debt-to-Equity is 0.69, which is 51% below median its 10-year median of 1.42 and 19% above the Banks industry median of 0.58. Sohar International Bank's overall GF Score™ is 28/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Sohar International Bank (MUS:BKSB), the current Debt-to-Equity is 0.69 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sohar International Bank (MUS:BKSB) Overvalued in 2026?

Based on GuruFocus' analysis, Sohar International Bank stock appears to be overvalued. The current stock price of ر.ع0.19 is trading 16.9% above its estimated GF Value™ of ر.ع0.16. GuruFocus considers Sohar International Bank to be Modestly Overvalued.

Key valuation signals for MUS:BKSB:

  • Debt-to-Equity: 0.69 (51% below median its 10-year median of 1.42)
  • GF Value™: ر.ع0.16 vs. price of ر.ع0.19 (16.9% above fair value)
  • GF Score™: 28/100 with 1 warning sign
  • Industry Position: 19% above the Banks median (#794 of 1411)

No single metric tells the full story. See the MUS:BKSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sohar International Bank Business Description

Address Hai Al Mina, P.O. Box 44, Muscat, OMN, 114
Sohar International Bank is engaged in commercial, investment, and Islamic banking activities. It operates through the following business segments: Wholesale Banking, which derives key revenue and offers loans, working capital facilities, trade financing, cash management, custodial services, treasury, investment banking, and funds management services to corporates and other institutions; Retail Banking offers individual customers various products and services, including current and term deposits, housing finance, personal loans, insurance, credit cards, foreign exchange, etc.; KSA Branch provides wholesale banking services in Saudi Arabia; Islamic Banking offers shari'a compliant banking products and services; and Head office. Geographically, the company derives maximum revenue from Oman.
28GF Score

Get the complete analysis for MUS:BKSB

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.19
Price
ر.ع0.16
GF Value