Sohar International Bank (MUS:BKSB) Return-on-Tangible-Equity: 9.52% (As of Mar. 2026) — 27% Above Median

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MUS:BKSB Sohar International Bank MUS:BKSB
38 GF Score
Price ر.ع0.18
GF Value ر.ع0.15
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Sohar International Bank Return-on-Tangible-Equity?

Sohar International Bank MUS:BKSB -1.65% 38 Return-on-Tangible-Equity is 9.52% as of Mar. 2026, which is 27% above its 10-year median of 7.51. GuruFocus rates MUS:BKSB with a GF Score™ of 38/100 and a GF Value™ of ر.ع0.15 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,521 Banks companies, Sohar International Bank ranks worse than 52.99% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Sohar International Bank's annualized net income for the quarter that ended in Mar. 2026 was ر.ع104.3 Mil. Sohar International Bank's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ر.ع1,095.3 Mil. Therefore, Sohar International Bank's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 9.52%.

The historical rank and industry rank for Sohar International Bank's Return-on-Tangible-Equity or its related term are showing as below:

MUS:BKSB' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 3.75   Med: 7.51   Max: 12.83
Current: 10.81

During the past 13 years, Sohar International Bank's highest Return-on-Tangible-Equity was 12.83%. The lowest was 3.75%. And the median was 7.51%.

MUS:BKSB's Return-on-Tangible-Equity is ranked worse than
52.99% of 1521 companies
in the Banks industry
Industry Median: 11.24 vs MUS:BKSB: 10.81

Sohar International Bank  (MUS:BKSB) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Sohar International Bank Return-on-Tangible-Equity Related Terms


Sohar International Bank Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Sohar International Bank's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sohar International Bank Return-on-Tangible-Equity Chart

Sohar International Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.02 5.53 10.04 12.83 10.50

Sohar International Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.58 12.20 10.49 11.13 9.52

MUS:BKSB vs PNC, USB: Return-on-Tangible-Equity Comparison

For the Banks - Regional subindustry, Sohar International Bank's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sohar International Bank Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Sohar International Bank's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Sohar International Bank's Return-on-Tangible-Equity falls into.


MUS:BKSB
38GF Score
Sohar International Bank MUS:BKSB
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sohar International Bank Return-on-Tangible-Equity Calculation

Sohar International Bank's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=100.467/( (826.377+1087.03 )/ 2 )
=100.467/956.7035
=10.50 %

Sohar International Bank's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=104.276/( (1087.03+1103.667)/ 2 )
=104.276/1095.3485
=9.52 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 9.52% mean?
Sohar International Bank (MUS:BKSB) has a Return-on-Tangible-Equity of 9.52% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Sohar International Bank and its competitors. This is 27% above median its historical median of 7.51. Over the past decade, Sohar International Bank's Return-on-Tangible-Equity has ranged from 3.75 to 12.83. According to the industry distribution chart, Sohar International Bank ranks #806 out of 1521 companies in the Banks industry, placing it in the top 53%.
Is Sohar International Bank's Return-on-Tangible-Equity too high?
Sohar International Bank's current Return-on-Tangible-Equity of 9.52% is 27% above median its 10-year median of 7.51. Over the past 10 years, this metric has ranged from a low of 3.75 to a high of 12.83. The Banks industry median Return-on-Tangible-Equity is 11.24. Sohar International Bank's value of 9.52% is 15.3% below this industry median. Based on the distribution chart, Sohar International Bank ranks #806 out of 1521 companies in the Banks industry, which is below the industry midpoint. Overall, Sohar International Bank has a GF Score™ of 38/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sohar International Bank's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Sohar International Bank ranks #806 out of 1521 companies for Return-on-Tangible-Equity. This places Sohar International Bank in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.24. Sohar International Bank's value of 9.52% is 15.3% below this benchmark. Historically, Sohar International Bank's own Return-on-Tangible-Equity has ranged from 3.75 to 12.83 over the past decade. While the company's 10-year median is 7.51 vs. the industry median of 11.24, Sohar International Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.24, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sohar International Bank's current Return-on-Tangible-Equity of 9.52% is 15.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Sohar International Bank and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sohar International Bank's current Return-on-Tangible-Equity is 9.52%, which is 27% above median its own 10-year median of 7.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sohar International Bank stock overvalued right now?
Based on GuruFocus' analysis, Sohar International Bank (MUS:BKSB) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.15, compared to a current price of ر.ع0.18 — trading 19.3% above its estimated fair value. The current Return-on-Tangible-Equity is 9.52%, which is 27% above median its 10-year median of 7.51 and 15.3% below the Banks industry median of 11.24. Sohar International Bank's overall GF Score™ is 38/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Sohar International Bank (MUS:BKSB), the current Return-on-Tangible-Equity is 9.52% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sohar International Bank (MUS:BKSB) Overvalued in 2026?

Based on GuruFocus' analysis, Sohar International Bank stock appears to be overvalued. The current stock price of ر.ع0.18 is trading 19.3% above its estimated GF Value™ of ر.ع0.15. GuruFocus considers Sohar International Bank to be Modestly Overvalued.

Key valuation signals for MUS:BKSB:

  • Return-on-Tangible-Equity: 9.52% (27% above median its 10-year median of 7.51)
  • GF Value™: ر.ع0.15 vs. price of ر.ع0.18 (19.3% above fair value)
  • GF Score™: 38/100 with 1 warning sign
  • Industry Position: 15.3% below the Banks median (#806 of 1521)

No single metric tells the full story. See the MUS:BKSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sohar International Bank Business Description

Address Hai Al Mina, P.O. Box 44, Muscat, OMN, 114
Sohar International Bank is engaged in commercial, investment, and Islamic banking activities. It operates through the following business segments: Wholesale Banking, which derives key revenue and offers loans, working capital facilities, trade financing, cash management, custodial services, treasury, investment banking, and funds management services to corporates and other institutions; Retail Banking offers individual customers various products and services, including current and term deposits, housing finance, personal loans, insurance, credit cards, foreign exchange, etc.; KSA Branch provides wholesale banking services in Saudi Arabia; Islamic Banking offers shari'a compliant banking products and services; and Head office. Geographically, the company derives maximum revenue from Oman.
38GF Score

Get the complete analysis for MUS:BKSB

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.18
Price
ر.ع0.15
GF Value